Wedgefield, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Wedgefield, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Wedgefield, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Wedgefield, FL Auto Insurance Rates
- Wedgefield, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Wedgefield, FL
- Multi Vehicle Insurance Savings in Wedgefield, FL
- How Credit Score Affects Car Insurance Rates in Wedgefield, FL
- How DUI Affects Auto Insurance Premiums in Wedgefield, FL
- Top Auto Insurance Agents Near Wedgefield, FL
- How Driving Violations Affect Auto Insurance Rates in Wedgefield, FL
- Wedgefield, FL Auto Insurance Discounts on Anti Theft Feature
Wedgefield, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Wedgefield, FL with that of other cities in and around Wedgefield.
| Wedgefield | Christmas | Union Park | Lake Mary Jane | Chuluota | East Orange | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,212 | $2,095 | $2,177 | $2,364 | $2,152 | $2,245 |
Wedgefield, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Wedgefield, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Wedgefield | $1,620 | $1,369 |
| East Orange | $985 | $832 |
| Bithlo | $956 | $807 |
| Alafaya | $1,481 | $1,251 |
| Christmas | $1,470 | $1,241 |
| Union Park | $2,049 | $1,730 |
| Lake Mary Jane | $1,763 | $1,489 |
| Chuluota | $1,025 | $866 |
Wedgefield, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Wedgefield, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $7,178 |
| 20 Years | $2,842 |
| 30 Years | $2,189 |
| 40 Years | $2,106 |
| 50 Years | $1,951 |
| 60 Years | $1,978 |
| 70 Years | $2,302 |
Wedgefield, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Wedgefield, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,805 | $619 |
| 3 Vehicles | $5,707 | $929 |
| 4 Vehicles | $7,609 | $1,239 |
Savings on 2 Vehicles bundle:$619
Savings on 3 Vehicles bundle:$929
Savings on 4 Vehicles bundle:$1,239
Wedgefield, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wedgefield, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Wedgefield | $2,212 | $3,462 |
| East Orange | $2,245 | $3,514 |
| Bithlo | $2,184 | $3,418 |
| Alafaya | $2,228 | $3,487 |
| Christmas | $2,095 | $3,279 |
| Union Park | $2,177 | $3,407 |
| Lake Mary Jane | $2,364 | $3,700 |
| Chuluota | $2,152 | $3,368 |
Wedgefield, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,898 |
| Excellent (740-799) | $2,166 |
| Good (670-739) | $2,305 |
| Average (580-669) | $3,007 |
| Poor (300-579) | $3,608 |
Wedgefield, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Don Mcmanus | State Farm | 12530 Lake Underhill Rd, Orlando, 32828-7115 | 407-281-0034 |
| White Agency Inc | Travelers | 3662 AVALON PARK E BLVD, ORLANDO, 32828 | 407-401-7095 |
| American Insurance | Travelers | 823 CHENEY HWY, TITUSVILLE, 32780 | 321-268-1008 |
| Carlos Martinez | State Farm | 11778 E Colonial Dr Unit 11, Orlando, 32817-4625 | 407-730-3332 |
| John Egeli Iii | Liberty Mutual | 2504 S. Alafaya Trail Ste 300, Orlando, 32828 | 1-407-380-7852 |
| Spencer Smith Lutcf | Liberty Mutual | 2504 S. Alafaya Trail Ste 300, Orlando, 32828 | 1-407-380-7852 |
| David Diaz | Liberty Mutual | 2504 S. Alafaya Trail Ste 300, Orlando, 32828 | 1-407-380-7852 |
| Florida All Star Insurance | Travelers | 106 BUENAVENTURA BLVD, KISSIMMEE, 34743 | 407-344-2884 |
| Luis Diaz | Allstate | 1634 Hillcrest St, Orlando, 32803 | (407) 823-8232 |
| Kim Jones Agency, Inc. | None | 1003 S Washington Ave, Titusville, 32780 | (321) 360-7682 |
| Allen-Duncan Agencies Inc | Travelers | 490-B Garden Street, Titusville, 32796 | None |
Wedgefield, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$97 | $2,309 |
| Driver's Failure In Showing Documents | +$215 | $2,427 |
| Driving With An Expired Registration | +$228 | $2,440 |
| Driving At A Considerably Slow Pace | +$480 | $2,692 |
| Using A Cellphone While Driving | +$507 | $2,719 |
| Running A Red Light | +$515 | $2,727 |
| Speeding | +$542 | $2,754 |
| Driving A Vehicle Without The Required Permission | +$688 | $2,900 |
| Driving With An Expired/Suspended License | +$1,491 | $3,703 |
Wedgefield, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $2,124 |
| Active Disabling Device | $2,124 |
| Tracking Device | $2,079 |
| Passive Disabling Device | $2,057 |