Wedowee Auto Insurance Rates, Quotes, Agents & Reviews in AL

Wedowee, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wedowee, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wedowee, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Wedowee, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wedowee, AL with that of other cities in and around Wedowee.

Wedowee Morrison Crossroads Woodland Wadley Roanoke Folsom
Average Insurance Rates $1,443 $1,409 $1,416 $1,408 $1,399 $1,410

Wedowee, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wedowee, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wedowee $1,347 $1,138
Randolph County $1,915 $1,617
Wadley $1,523 $1,287
Morrison Crossroads $1,366 $1,154
Folsom $2,727 $2,304
Woodland $1,440 $1,216
Roanoke $1,541 $1,302
Abanda $1,341 $1,133

Wedowee, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wedowee, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,682
20 Years $1,854
30 Years $1,428
40 Years $1,374
50 Years $1,272
60 Years $1,290
70 Years $1,502

Wedowee, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wedowee, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,511 $375
3 Vehicles $3,766 $563
4 Vehicles $5,022 $750

Savings on 2 Vehicles bundle:$375

Savings on 3 Vehicles bundle:$563

Savings on 4 Vehicles bundle:$750


Wedowee, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wedowee, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Wedowee $1,443 $2,558
Randolph County $1,408 $2,496
Wadley $1,408 $2,496
Morrison Crossroads $1,409 $2,498
Folsom $1,410 $2,500
Woodland $1,416 $2,511
Roanoke $1,399 $2,480
Abanda $1,302 $2,308

Wedowee, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,238
Excellent (740-799) $1,413
Good (670-739) $1,504
Average (580-669) $1,962
Poor (300-579) $2,354

Wedowee, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,506
Driver's Failure In Showing Documents +$140 $1,583
Driving With An Expired Registration +$149 $1,592
Driving At A Considerably Slow Pace +$313 $1,756
Using A Cellphone While Driving +$330 $1,773
Running A Red Light +$336 $1,779
Speeding +$354 $1,797
Driving A Vehicle Without The Required Permission +$449 $1,892
Driving With An Expired/Suspended License +$973 $2,416

Wedowee, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,385
Active Disabling Device $1,385
Tracking Device $1,356
Passive Disabling Device $1,342