Wells Auto Insurance Rates, Quotes, Agents & Reviews in VT

Wells, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wells, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wells, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Wells, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wells, VT with that of other cities in and around Wells.

Wells Danby Middletown Springs Pawlet Granville Tinmouth
Average Insurance Rates $1,073 $1,083 $1,106 $1,085 $1,651 $1,088

Wells, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wells, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wells $1,367 $1,154
Middletown Springs $1,621 $1,369
Pawlet $1,845 $1,558
Granville $1,073 $907
Tinmouth $2,257 $1,906
Poultney $1,733 $1,464
Hampton $1,480 $1,250
Danby $1,146 $968

Wells, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wells, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,482
20 Years $1,379
30 Years $1,062
40 Years $1,022
50 Years $946
60 Years $959
70 Years $1,117

Wells, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wells, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,888 $258
3 Vehicles $2,833 $386
4 Vehicles $3,777 $515

Savings on 2 Vehicles bundle:$258

Savings on 3 Vehicles bundle:$386

Savings on 4 Vehicles bundle:$515

Wells, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wells, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Wells $1,073 $2,217
Middletown Springs $1,106 $2,286
Pawlet $1,085 $2,242
Granville $1,651 $2,491
Tinmouth $1,088 $2,248
Poultney $1,074 $2,219
Hampton $1,661 $2,506
Danby $1,083 $2,238

Wells, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $921
Excellent (740-799) $1,051
Good (670-739) $1,118
Average (580-669) $1,459
Poor (300-579) $1,750

Wells, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kinney Pike Insurance Liberty Mutual Independent 199 Main St, Poultney, 5764 (802) 287-9881
C H Nelson Agency Inc Travelers 2736 VT RT 153 MAIN ST, WEST PAWLET, 5775 802-645-0270
Kinney Pike Insurance Inc Liberty Mutual Independent 98 Merchants Row, Rutland, 5701 None
Nfp Property & Casualty Services Liberty Mutual Independent 74 DEPOT ST, POULTNEY, 5764 (802) 287-2324

Wells, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,120
Driver's Failure In Showing Documents +$104 $1,177
Driving With An Expired Registration +$111 $1,184
Driving At A Considerably Slow Pace +$233 $1,306
Using A Cellphone While Driving +$246 $1,319
Running A Red Light +$250 $1,323
Speeding +$263 $1,336
Driving A Vehicle Without The Required Permission +$334 $1,407
Driving With An Expired/Suspended License +$723 $1,796

Wells, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,030
Active Disabling Device $1,030
Tracking Device $1,009
Passive Disabling Device $998