Welti Auto Insurance Rates, Quotes, Agents & Reviews in AL

Welti, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Welti, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Welti, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Welti, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Welti, AL with that of other cities in and around Welti.

Welti Fairview Cullman County Simcoe Cullman Good Hope
Average Insurance Rates $1,437 $1,445 $1,449 $1,431 $1,463 $1,416

Welti, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Welti, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Welti $1,046 $884
East Point $1,217 $1,028
Holly Pond $2,786 $2,353
Cullman $2,825 $2,386
Simcoe $1,942 $1,640
Good Hope $1,312 $1,108
Cullman County $1,441 $1,217
Fairview $1,564 $1,321

Welti, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Welti, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,663
20 Years $1,846
30 Years $1,422
40 Years $1,368
50 Years $1,267
60 Years $1,285
70 Years $1,495

Welti, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Welti, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,472 $402
3 Vehicles $3,707 $604
4 Vehicles $4,943 $805

Savings on 2 Vehicles bundle:$402

Savings on 3 Vehicles bundle:$604

Savings on 4 Vehicles bundle:$805


Welti, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Welti, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Welti $1,437 $2,548
East Point $1,391 $2,466
Holly Pond $1,442 $2,557
Cullman $1,463 $2,594
Simcoe $1,431 $2,537
Good Hope $1,416 $2,511
Cullman County $1,449 $2,569
Fairview $1,445 $2,562

Welti, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,233
Excellent (740-799) $1,407
Good (670-739) $1,497
Average (580-669) $1,954
Poor (300-579) $2,344

Welti, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Katherine Morgan State Farm 909 Fisher St SW, Cullman, 35055-5563 256-734-4640
Shirley Quattlebaum State Farm 905 2nd Avenue SW, Cullman, 35055-4224 256-255-1515
Virgil B Fowler Insurance Agency Travelers 806 2ND AVE SW, CULLMAN, 35055 256-734-3821
Darlene Shelton Insurance None 1436 N. Brindlee Mountain Parkway, Arab, 35016 None
Carl Jones Farmers 1112 2nd Ave SW Apt A, Cullman, 35055 (256) 775-3607
Jean Deese Agency None 61 Turkey Hop Rd , Holly Pond, 35083 None
Jerry Carroll State Farm 654 Lawrence St, Moulton, 35650-1533 256-974-9223
Bill Grimes State Farm 206 Bob Wallace Avenue SW, Huntsville, 35801-3809 256-536-4422
Becky L. Gordon Allstate 7771 Highway 72 W Ste A, Madison, 35758 (256) 430-0477

Welti, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,500
Driver's Failure In Showing Documents +$139 $1,576
Driving With An Expired Registration +$148 $1,585
Driving At A Considerably Slow Pace +$312 $1,749
Using A Cellphone While Driving +$329 $1,766
Running A Red Light +$335 $1,772
Speeding +$352 $1,789
Driving A Vehicle Without The Required Permission +$447 $1,884
Driving With An Expired/Suspended License +$969 $2,406

Welti, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,380
Active Disabling Device $1,380
Tracking Device $1,351
Passive Disabling Device $1,336