West Augusta Auto Insurance Rates, Quotes, Agents & Reviews in WV

West Augusta, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in West Augusta, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in West Augusta, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


West Augusta, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in West Augusta, WV with that of other cities in and around West Augusta.

West Augusta Marion County Idamay Rachel Carolina Farmington
Average Insurance Rates $1,387 $1,423 $1,392 $1,377 $1,337 $1,344

West Augusta, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around West Augusta, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
West Augusta $1,446 $1,221
Mannington $1,465 $1,237
Rachel $1,022 $863
Farmington $1,437 $1,214
Marion County $1,617 $1,366
Idamay $1,524 $1,288
Carolina $1,859 $1,570
Fairview $1,216 $1,027

West Augusta, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in West Augusta, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,501
20 Years $1,782
30 Years $1,373
40 Years $1,321
50 Years $1,223
60 Years $1,240
70 Years $1,443

West Augusta, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in West Augusta, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,386 $388
3 Vehicles $3,578 $583
4 Vehicles $4,771 $777

Savings on 2 Vehicles bundle:$388

Savings on 3 Vehicles bundle:$583

Savings on 4 Vehicles bundle:$777


West Augusta, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around West Augusta, WV.

Location Average Insurance Cost Post DUI Insurance Rate
West Augusta $1,387 $2,218
Mannington $1,376 $2,200
Rachel $1,377 $2,202
Farmington $1,344 $2,149
Marion County $1,423 $2,275
Idamay $1,392 $2,226
Carolina $1,337 $2,138
Fairview $1,370 $2,191

West Augusta, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,190
Excellent (740-799) $1,358
Good (670-739) $1,445
Average (580-669) $1,886
Poor (300-579) $2,262

West Augusta, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Stan Cameon State Farm 420 Marion Sq, Fairmont, 26554-1369 304-368-0800
United Security Agency Erie 1207 Fairmont Avenue, Fairmont, 26554 None
Robertson Financial Group Nationwide Route 76 Off Route 50, Bridgeport, 26330-9998 (304) 842-4800
Jeremy Radabaugh Allstate 2269 White Hall Blvd, Fairmont, 26554 (304) 333-7826
Richardson Insurance Agency Erie 607 E Park Avenue, Fairmont, 26554 None
Michael David Burnell Nationwide 277 Don Knotts Blvd, Morgantown, 26501-6737 (304) 296-3229
Adam Reeves Insurance Agency Llc Erie 4 Local Drive, Fairmont, 26554 None
Kenneth J Foglesong Nationwide 31 Fairground Rd, Glenville, 26351-1305 (304) 462-8334

West Augusta, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,448
Driver's Failure In Showing Documents +$135 $1,522
Driving With An Expired Registration +$143 $1,530
Driving At A Considerably Slow Pace +$301 $1,688
Using A Cellphone While Driving +$318 $1,705
Running A Red Light +$323 $1,710
Speeding +$340 $1,727
Driving A Vehicle Without The Required Permission +$431 $1,818
Driving With An Expired/Suspended License +$935 $2,322

West Augusta, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,332
Active Disabling Device $1,332
Tracking Device $1,304
Passive Disabling Device $1,290

Latest Auto Insurance Reviews in West Augusta, WV | Back to Top

State Farm
I'm not completely sure, but all of the auto insurance companies had similar (or more expensive) costs for the same offerings- It has all the same offerings as anyone else I think. Of course, additional insurance, such as flood insurance, can be purchased at an additional cost. It covers weather damage, fire, theft, contents, etc.
State Farm
I'm not completely sure, but all of the auto insurance companies had similar (or more expensive) costs for the same offerings- It has all the same offerings as anyone else I think. Of course, additional insurance, such as flood insurance, can be purchased at an additional cost. It covers weather damage, fire, theft, contents, etc.
Safeco Insurance
I like that I could get the auto and home insurance together, but not satisfied with the auto insurance at this time, because I have some questions that are not clear.