Goshen Auto Insurance Rates, Quotes, Agents & Reviews in CA

Goshen, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Goshen, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Discounts Available on Car Insurance Rates in Goshen, CA

The average cost of car insurance in Goshen, CA, is $1,766. Car owners must compare Goshen car insurance rates with neighboring cities, including Visalia, Patterson Tract, London, Hanford Northeast, and Dinuba. It will help them get the best car insurance in Goshen, CA. 

Every insurance company aims to minimize its risks. You, as their client, must accordingly mitigate your risks. It may sound simple, but it can be difficult if you do not have the appropriate knowledge or do not understand the factors you should consider when looking for cheap car insurance in Goshen, CA. Car insurance rates in Goshen, California change often. Zimlon, through its research, has revealed a few quotes that will help car owners seize the cheapest car insurance in Goshen, CA.

a. Deductible

Deductibles can significantly influence what you pay out of pocket when filing a claim. For example, auto owners in Goshen who opted for 1000 deductible have to pay $1,036, while auto owners who opted for 500 deductible have to pay $1,227.

b. The age of the driver

Teens may find it difficult to get cheap auto insurance in Goshen, CA. The more senior a driver is, the lower the premiums are. Insurance providers charge teenage drivers higher premiums as insurance companies consider them reckless. The lack of driving experience also increases their risk element and makes them pay more for their insurance policy. Teenagers in Goshen, CA, pay $5,730, whereas drivers aged 30 pay $1,748 on car insurance in Goshen, CA.

Refer to the chart below to know the applicable cost based on the driver’s age.


c. Driving history

When you apply for insurance, the company will determine your profile by considering several factors, including your driving history. Your driving history can have a massive impact on the amount of money you have to pay annually on your car insurance premiums in Goshen, CA. High-risk policies tend to have higher premiums. Insurance providers charge high insurance to car owners with terrible records to mitigate the risk. For instance, if the car owner is driving a car at a considerably low pace, the premium increases by $383.

Factors that can influence the cost of car insurance in Goshen, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Goshen, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Goshen, CA with that of other cities in and around Goshen.

West Goshen Visalia Goshen London Traver Hanford Northeast
Average Insurance Rates $1,779 $1,317 $1,766 $1,753 $1,755 $1,842

Goshen, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Goshen, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
West Goshen $942 $796
Goshen $1,227 $1,036
Visalia $1,213 $1,025
Traver $1,753 $1,481
Hanford Northeast $1,424 $1,203
Patterson Tract $1,497 $1,264
London $1,089 $920
Dinuba $1,737 $1,467

Goshen, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Goshen, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,773
20 Years $2,286
30 Years $1,761
40 Years $1,694
50 Years $1,569
60 Years $1,591
70 Years $1,851

Goshen, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Goshen, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,095 $463
3 Vehicles $4,643 $694
4 Vehicles $6,191 $925

Savings on 2 Vehicles bundle:$463

Savings on 3 Vehicles bundle:$694

Savings on 4 Vehicles bundle:$925

Goshen, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Goshen, CA.

Location Average Insurance Cost Post DUI Insurance Rate
West Goshen $1,779 $4,380
Goshen $1,766 $4,348
Visalia $1,317 $3,243
Traver $1,755 $4,321
Hanford Northeast $1,842 $4,535
Patterson Tract $1,789 $4,405
London $1,753 $4,316
Dinuba $1,363 $3,356

Goshen, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,526
Excellent (740-799) $1,742
Good (670-739) $1,854
Average (580-669) $2,418
Poor (300-579) $2,902

Goshen, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Buckman-Mitchell Inc Liberty Mutual Independent 500 N SANTA FE ST, VISALIA, 93292 (559) 733-1181
Patrick L Salazar State Farm 5127 W Walnut Ave, Visalia, 93277-3472 559-625-2318
Maffei Ins & Fin Services Nationwide 2211 W Whitendale Ave, Visalia, 93277 (559) 635-3073
Rebecca Fisher Farmers 4020 S Demaree St Ste A, Visalia, 93277 (559) 310-4047
Hub International Ins Services Inc Travelers 4128 S DEMAREE STE A, VISALIA, 93277 559-713-1570
Jim Parsley Sr. State Farm 2929 W Main St Ste C, Visalia, 93291-5700 559-741-7080
Sheila Kamps-Frowsing Farmers 750 E Bullard Ave Ste 104, Fresno, 93710 (559) 221-5160
Terry Linza Farmers 426 W Shaw Ave, Fresno, 93704 (559) 224-0026
Lupe Garcia Farmers 4020 S Demaree St Ste A, Visalia, 93277 (559) 310-4047
Eugiene Marzette Farmers 1562 Shaw Ave, Clovis, 93611 (559) 493-5105
Kurt Sieve State Farm 1177 N Willow Ave, Clovis, 93611-4410 559-900-7908
Kelly-Naney Ins Agency Inc Liberty Mutual Independent 516 W SHAW AVE STE 206, FRESNO, 93704 (559) 224-7164

Goshen, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$78 $1,857
Driver's Failure In Showing Documents +$173 $1,952
Driving With An Expired Registration +$183 $1,962
Driving At A Considerably Slow Pace +$386 $2,165
Using A Cellphone While Driving +$407 $2,186
Running A Red Light +$415 $2,194
Speeding +$436 $2,215
Driving A Vehicle Without The Required Permission +$553 $2,332
Driving With An Expired/Suspended License +$1,199 $2,978

Goshen, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,708
Active Disabling Device $1,708
Tracking Device $1,672
Passive Disabling Device $1,654