West Hanover Auto Insurance Rates, Quotes, Agents & Reviews in PA

West Hanover, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in West Hanover, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in West Hanover, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


West Hanover, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in West Hanover, PA with that of other cities in and around West Hanover.

West Hanover Skyline View South Hanover Paxtonia Linglestown Dauphin County
Average Insurance Rates $1,461 $1,471 $1,479 $1,448 $1,447 $1,434

West Hanover, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around West Hanover, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
West Hanover $1,684 $1,422
Skyline View $1,553 $1,312
Linglestown $2,916 $2,463
Paxtonia $2,920 $2,466
East Hanover $1,126 $951
Lower Paxton $1,500 $1,267
Dauphin County $946 $799
South Hanover $1,391 $1,175

West Hanover, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in West Hanover, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,741
20 Years $1,877
30 Years $1,446
40 Years $1,391
50 Years $1,288
60 Years $1,306
70 Years $1,520

West Hanover, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in West Hanover, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,542 $380
3 Vehicles $3,813 $570
4 Vehicles $5,084 $760

Savings on 2 Vehicles bundle:$380

Savings on 3 Vehicles bundle:$570

Savings on 4 Vehicles bundle:$760


West Hanover, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around West Hanover, PA.

Location Average Insurance Cost Post DUI Insurance Rate
West Hanover $1,461 $2,300
Skyline View $1,471 $2,316
Linglestown $1,447 $2,278
Paxtonia $1,448 $2,279
East Hanover $1,472 $2,317
Lower Paxton $1,456 $2,292
Dauphin County $1,434 $2,257
South Hanover $1,479 $2,328

West Hanover, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,254
Excellent (740-799) $1,431
Good (670-739) $1,522
Average (580-669) $1,986
Poor (300-579) $2,383

West Hanover, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Wagner Insurance Agency None 107 W. Main Street, Hummelstown, 17036 None
Nora Hoffman Farmers 32 W Main St, Palmyra, 17078 (717) 473-4476
Ray Rooney State Farm 900 Eisenhower Blvd, Harrisburg, 17111-2344 717-939-0421
Reilly Insurance Llc Erie 1029 Scenery Drive, Harrisburg, 17109 None
Hugh Dorsey Lutcf State Farm 504 Hamilton St, Harrisburg, 17102 717-232-1632
John Conner State Farm 1153 Penn Ave, Wyomissing, 19610-2033 610-376-7300
Christine Flomerfelt State Farm 353 S 7th St, Akron, 17501-1464 717-859-3440
Keckler Heitefuss Brandt Ins Travelers 1120 E CHOCOLATE AVE, HERSHEY, 17033 (717) 533-2166
Jeffrey J Dinsmore Lutcf Liberty Mutual 1850 William Penn Way Ste 104, Lancaster, 17601 1-717-291-9755
Contemporary Insurance Inc Erie 1829 New Holland Road Suite 1, Reading, 19607 None

West Hanover, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,525
Driver's Failure In Showing Documents +$142 $1,603
Driving With An Expired Registration +$150 $1,611
Driving At A Considerably Slow Pace +$317 $1,778
Using A Cellphone While Driving +$335 $1,796
Running A Red Light +$340 $1,801
Speeding +$358 $1,819
Driving A Vehicle Without The Required Permission +$454 $1,915
Driving With An Expired/Suspended License +$985 $2,446

West Hanover, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,403
Active Disabling Device $1,403
Tracking Device $1,373
Passive Disabling Device $1,359