West Hartford, CT Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in West Hartford, CT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in West Hartford, CT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- West Hartford, CT Auto Insurance Rates
- West Hartford, CT Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in West Hartford, CT
- Multi Vehicle Insurance Savings in West Hartford, CT
- How Credit Score Affects Car Insurance Rates in West Hartford, CT
- How DUI Affects Auto Insurance Premiums in West Hartford, CT
- Top Auto Insurance Agents Near West Hartford, CT
- How Driving Violations Affect Auto Insurance Rates in West Hartford, CT
- West Hartford, CT Auto Insurance Discounts on Anti Theft Feature
- West Hartford, CT Auto Insurance Company Reviews
West Hartford, CT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in West Hartford, CT with that of other cities in and around West Hartford.
| West Hartford | Blue Hills | Hartford | Hartford County | Bloomfield | Avon | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,621 | $1,513 | $1,525 | $1,567 | $1,553 | $1,651 |
West Hartford, CT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around West Hartford, CT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| West Hartford | $1,904 | $1,609 |
| Hartford County | $970 | $820 |
| Hartford | $2,212 | $1,869 |
| Blue Hills | $2,518 | $2,127 |
| Farmington | $1,726 | $1,458 |
| Avon | $1,358 | $1,147 |
| Bloomfield | $1,319 | $1,114 |
| Newington | $1,623 | $1,371 |
West Hartford, CT Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in West Hartford, CT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,260 |
| 20 Years | $2,083 |
| 30 Years | $1,604 |
| 40 Years | $1,544 |
| 50 Years | $1,429 |
| 60 Years | $1,449 |
| 70 Years | $1,687 |
West Hartford, CT Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in West Hartford, CT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,756 | $486 |
| 3 Vehicles | $4,134 | $729 |
| 4 Vehicles | $5,511 | $973 |
Savings on 2 Vehicles bundle:$486
Savings on 3 Vehicles bundle:$729
Savings on 4 Vehicles bundle:$973
West Hartford, CT Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around West Hartford, CT.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| West Hartford | $1,621 | $3,052 |
| Hartford County | $1,567 | $2,951 |
| Hartford | $1,525 | $2,871 |
| Blue Hills | $1,513 | $2,849 |
| Farmington | $1,622 | $3,054 |
| Avon | $1,651 | $3,109 |
| Bloomfield | $1,553 | $2,924 |
| Newington | $1,564 | $2,945 |
West Hartford, CT Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,391 |
| Excellent (740-799) | $1,588 |
| Good (670-739) | $1,689 |
| Average (580-669) | $2,204 |
| Poor (300-579) | $2,644 |
West Hartford, CT Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Roland Dumont Agency Inc | Travelers | 985 FARMINGTON AVE, BRISTOL, 6011 | 860-582-8161 |
| Berry Insurance Associates | Travelers | 1052 NEW BRITAIN AVE, WEST HARTFORD, 6110 | 860-233-3119 |
| Adion Financial Group | Travelers | 80 COMMERCE ST, GLASTONBURY, 6033 | 860-516-3136 |
| The Johnson Agency Inc | Travelers | 212C NEW LONDON TURNPIKE, GLASTONBURY, 6033 | 860-633-0181 |
| Steve Westall | State Farm | 982 W Main St, New Britain, 06053-3487 | 860-223-1500 |
| Domenick Socci | Allstate | 918 Farmington Ave, Bristol, 6010 | (860) 582-6029 |
| Mario Russo | State Farm | 1123 New Britain Ave Ste A, West Hartford, 06110-2412 | 860-232-0016 |
| Raymond Peterson | Allstate | 918 Farmington Ave, Bristol, 6010 | (860) 582-6029 |
| The Litchfield Insurance Group | None | 21Carts Center Ct , Avon, 6001 | None |
| Clark Agency Llc | Travelers | 15 LEWIS ST, HARTFORD, 6103 | 860-896-5660 |
| Adam Miller Agency Llc | Travelers | 227 Turnpike 2Nd Fl., Monroe, 6468 | None |
| Smith Brothers Insurance Llc | Liberty Mutual Independent | 68 National Dr , Glastonbury, 6033 | None |
West Hartford, CT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$71 | $1,692 |
| Driver's Failure In Showing Documents | +$157 | $1,778 |
| Driving With An Expired Registration | +$167 | $1,788 |
| Driving At A Considerably Slow Pace | +$352 | $1,973 |
| Using A Cellphone While Driving | +$371 | $1,992 |
| Running A Red Light | +$378 | $1,999 |
| Speeding | +$397 | $2,018 |
| Driving A Vehicle Without The Required Permission | +$504 | $2,125 |
| Driving With An Expired/Suspended License | +$1,093 | $2,714 |
West Hartford, CT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,556 |
| Active Disabling Device | $1,556 |
| Tracking Device | $1,524 |
| Passive Disabling Device | $1,508 |
Latest Auto Insurance Reviews in West Hartford, CT | Back to Top
State FarmI would definitely recommend State Farm for auto insurance. We have only had to make a claim one time, but they took good care of us, and in a timely fashion.
State FarmState Farm car insurance company offerings is better than other car insurance company. State Farm car insurance company offerings covers all possible car insurance problems.
Allstatethey have great customer service. the rates and deductible are reasonable as far as home and auto are concerned. i would recommend them to anyway.
ProgressiveI THINK PREMIUM IS HIGH FOR AGE OF CAR, BUT OTHER COMPANIES SEEM TO BE ABOUT THE SAME.