West Hartford Auto Insurance Rates, Quotes, Agents & Reviews in CT

West Hartford, CT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in West Hartford, CT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in West Hartford, CT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


West Hartford, CT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in West Hartford, CT with that of other cities in and around West Hartford.

West Hartford Blue Hills Hartford Hartford County Bloomfield Avon
Average Insurance Rates $1,621 $1,513 $1,525 $1,567 $1,553 $1,651

West Hartford, CT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around West Hartford, CT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
West Hartford $1,904 $1,609
Hartford County $970 $820
Hartford $2,212 $1,869
Blue Hills $2,518 $2,127
Farmington $1,726 $1,458
Avon $1,358 $1,147
Bloomfield $1,319 $1,114
Newington $1,623 $1,371

West Hartford, CT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in West Hartford, CT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,260
20 Years $2,083
30 Years $1,604
40 Years $1,544
50 Years $1,429
60 Years $1,449
70 Years $1,687

West Hartford, CT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in West Hartford, CT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,756 $486
3 Vehicles $4,134 $729
4 Vehicles $5,511 $973

Savings on 2 Vehicles bundle:$486

Savings on 3 Vehicles bundle:$729

Savings on 4 Vehicles bundle:$973


West Hartford, CT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around West Hartford, CT.

Location Average Insurance Cost Post DUI Insurance Rate
West Hartford $1,621 $3,052
Hartford County $1,567 $2,951
Hartford $1,525 $2,871
Blue Hills $1,513 $2,849
Farmington $1,622 $3,054
Avon $1,651 $3,109
Bloomfield $1,553 $2,924
Newington $1,564 $2,945

West Hartford, CT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,391
Excellent (740-799) $1,588
Good (670-739) $1,689
Average (580-669) $2,204
Poor (300-579) $2,644

West Hartford, CT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Roland Dumont Agency Inc Travelers 985 FARMINGTON AVE, BRISTOL, 6011 860-582-8161
Berry Insurance Associates Travelers 1052 NEW BRITAIN AVE, WEST HARTFORD, 6110 860-233-3119
Adion Financial Group Travelers 80 COMMERCE ST, GLASTONBURY, 6033 860-516-3136
The Johnson Agency Inc Travelers 212C NEW LONDON TURNPIKE, GLASTONBURY, 6033 860-633-0181
Steve Westall State Farm 982 W Main St, New Britain, 06053-3487 860-223-1500
Domenick Socci Allstate 918 Farmington Ave, Bristol, 6010 (860) 582-6029
Mario Russo State Farm 1123 New Britain Ave Ste A, West Hartford, 06110-2412 860-232-0016
Raymond Peterson Allstate 918 Farmington Ave, Bristol, 6010 (860) 582-6029
The Litchfield Insurance Group None 21Carts Center Ct , Avon, 6001 None
Clark Agency Llc Travelers 15 LEWIS ST, HARTFORD, 6103 860-896-5660
Adam Miller Agency Llc Travelers 227 Turnpike 2Nd Fl., Monroe, 6468 None
Smith Brothers Insurance Llc Liberty Mutual Independent 68 National Dr , Glastonbury, 6033 None

West Hartford, CT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$71 $1,692
Driver's Failure In Showing Documents +$157 $1,778
Driving With An Expired Registration +$167 $1,788
Driving At A Considerably Slow Pace +$352 $1,973
Using A Cellphone While Driving +$371 $1,992
Running A Red Light +$378 $1,999
Speeding +$397 $2,018
Driving A Vehicle Without The Required Permission +$504 $2,125
Driving With An Expired/Suspended License +$1,093 $2,714

West Hartford, CT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,556
Active Disabling Device $1,556
Tracking Device $1,524
Passive Disabling Device $1,508

Latest Auto Insurance Reviews in West Hartford, CT | Back to Top

State Farm
I would definitely recommend State Farm for auto insurance. We have only had to make a claim one time, but they took good care of us, and in a timely fashion.
State Farm
State Farm car insurance company offerings is better than other car insurance company. State Farm car insurance company offerings covers all possible car insurance problems.
Allstate
they have great customer service. the rates and deductible are reasonable as far as home and auto are concerned. i would recommend them to anyway.
Progressive
I THINK PREMIUM IS HIGH FOR AGE OF CAR, BUT OTHER COMPANIES SEEM TO BE ABOUT THE SAME.