West Peoria Auto Insurance Rates, Quotes, Agents & Reviews in IL

West Peoria, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in West Peoria, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in West Peoria, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


West Peoria, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in West Peoria, IL with that of other cities in and around West Peoria.

West Peoria Creve Coeur Peoria Bartonville Norwood Bellevue
Average Insurance Rates $1,195 $1,192 $1,115 $1,210 $1,200 $1,192

West Peoria, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around West Peoria, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
West Peoria $1,453 $1,228
Bellevue $1,350 $1,141
Norwood $1,265 $1,068
Limestone $1,658 $1,401
Bartonville $1,466 $1,238
Peoria $1,661 $1,403
Creve Coeur $1,448 $1,223
Kickapoo $1,762 $1,489

West Peoria, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in West Peoria, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,878
20 Years $1,535
30 Years $1,183
40 Years $1,138
50 Years $1,054
60 Years $1,068
70 Years $1,244

West Peoria, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in West Peoria, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,103 $287
3 Vehicles $3,155 $430
4 Vehicles $4,206 $574

Savings on 2 Vehicles bundle:$287

Savings on 3 Vehicles bundle:$430

Savings on 4 Vehicles bundle:$574


West Peoria, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around West Peoria, IL.

Location Average Insurance Cost Post DUI Insurance Rate
West Peoria $1,195 $1,940
Bellevue $1,192 $1,935
Norwood $1,200 $1,948
Limestone $1,219 $1,979
Bartonville $1,210 $1,964
Peoria $1,115 $1,810
Creve Coeur $1,192 $1,935
Kickapoo $1,286 $2,088

West Peoria, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,025
Excellent (740-799) $1,170
Good (670-739) $1,245
Average (580-669) $1,625
Poor (300-579) $1,949

West Peoria, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Shawn Bryan Farmers 6106 S Adams St, Bartonville, 61607 (309) 713-2653
Randy Begole State Farm 103 W Forrest Hill Ave, Peoria, 61604-1640 309-689-9780
Carrie Joos Farmers 1300 S 14th St, Pekin, 61554 (309) 353-7266
Davis Agency Insurance Travelers 1105 N NORTH ST, PEORIA, 61606 309-637-8735
Loren Zimmerman Farmers 2600 N Knoxville Ave, Peoria, 61604 (309) 682-9666
Patty Friedrich State Farm 808 Derby St, Pekin, 61554-5847 309-347-3115
Charles J Lavin Travelers 4810 N PROSPECT RD PROSPECT ROAD @ GLEN AVENUE, PEORIA HEIGHTS, 61616 309-682-1400
Nixon Insurance Agency Inc Travelers 4701 N UNIVERSITY STE B, PEORIA, 61614 309-691-1300
Randy Reiman State Farm 5901 N Knxvl Ave Ste 201, Peoria, 61614-4347 309-692-7200
Bell Insurance Agency Erie 6907 N Knoxville Ave Ste 204, Peoria, 61614 None
Aaron Freitag State Farm 3305 N Prospect Road, Peoria, 61603-1509 309-682-6618

West Peoria, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$53 $1,248
Driver's Failure In Showing Documents +$116 $1,311
Driving With An Expired Registration +$123 $1,318
Driving At A Considerably Slow Pace +$259 $1,454
Using A Cellphone While Driving +$274 $1,469
Running A Red Light +$278 $1,473
Speeding +$293 $1,488
Driving A Vehicle Without The Required Permission +$372 $1,567
Driving With An Expired/Suspended License +$805 $2,000

West Peoria, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,147
Active Disabling Device $1,147
Tracking Device $1,123
Passive Disabling Device $1,111