West Rutland Auto Insurance Rates, Quotes, Agents & Reviews in VT

West Rutland, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in West Rutland, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in West Rutland, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


West Rutland, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in West Rutland, VT with that of other cities in and around West Rutland.

West Rutland Ira Clarendon Rutland County Pittsford Proctor
Average Insurance Rates $1,066 $1,099 $1,084 $1,078 $1,076 $1,067

West Rutland, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around West Rutland, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
West Rutland $1,407 $1,188
Proctor $1,319 $1,114
Rutland County $1,296 $1,094
Ira $1,503 $1,269
Rutland $2,859 $2,415
Castleton $1,676 $1,415
Pittsford $1,797 $1,518
Clarendon $1,093 $923

West Rutland, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in West Rutland, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,459
20 Years $1,370
30 Years $1,055
40 Years $1,015
50 Years $940
60 Years $953
70 Years $1,109

West Rutland, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in West Rutland, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,812 $320
3 Vehicles $2,718 $480
4 Vehicles $3,624 $640

Savings on 2 Vehicles bundle:$320

Savings on 3 Vehicles bundle:$480

Savings on 4 Vehicles bundle:$640


West Rutland, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around West Rutland, VT.

Location Average Insurance Cost Post DUI Insurance Rate
West Rutland $1,066 $2,203
Proctor $1,067 $2,205
Rutland County $1,078 $2,228
Ira $1,099 $2,271
Rutland $1,064 $2,199
Castleton $1,078 $2,228
Pittsford $1,076 $2,224
Clarendon $1,084 $2,240

West Rutland, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $915
Excellent (740-799) $1,044
Good (670-739) $1,111
Average (580-669) $1,449
Poor (300-579) $1,739

West Rutland, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,113
Driver's Failure In Showing Documents +$103 $1,169
Driving With An Expired Registration +$110 $1,176
Driving At A Considerably Slow Pace +$231 $1,297
Using A Cellphone While Driving +$244 $1,310
Running A Red Light +$248 $1,314
Speeding +$261 $1,327
Driving A Vehicle Without The Required Permission +$332 $1,398
Driving With An Expired/Suspended License +$718 $1,784

West Rutland, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,023
Active Disabling Device $1,023
Tracking Device $1,002
Passive Disabling Device $991