Westchester Auto Insurance Rates, Quotes, Agents & Reviews in IL

Westchester, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Westchester, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Westchester, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Westchester, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Westchester, IL with that of other cities in and around Westchester.

Westchester Broadview La Grange Park Berkeley Proviso Bellwood
Average Insurance Rates $1,291 $1,307 $1,367 $1,379 $1,261 $1,571

Westchester, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Westchester, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Westchester $1,366 $1,154
Hillside $1,470 $1,241
Proviso $1,158 $978
La Grange Park $1,760 $1,487
Broadview $1,099 $928
Bellwood $1,101 $930
Brookfield $1,069 $903
Berkeley $1,667 $1,408

Westchester, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Westchester, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,189
20 Years $1,659
30 Years $1,278
40 Years $1,229
50 Years $1,138
60 Years $1,154
70 Years $1,344

Westchester, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Westchester, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,272 $310
3 Vehicles $3,408 $465
4 Vehicles $4,544 $620

Savings on 2 Vehicles bundle:$310

Savings on 3 Vehicles bundle:$465

Savings on 4 Vehicles bundle:$620

Westchester, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Westchester, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Westchester $1,291 $2,096
Hillside $1,242 $2,016
Proviso $1,261 $2,047
La Grange Park $1,367 $2,219
Broadview $1,307 $2,122
Bellwood $1,571 $2,550
Brookfield $1,297 $2,106
Berkeley $1,379 $2,239

Westchester, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,108
Excellent (740-799) $1,264
Good (670-739) $1,345
Average (580-669) $1,755
Poor (300-579) $2,106

Westchester, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Westside Insurance Agency Travelers 2165 S MILLARD AVE, CHICAGO, 60623 773-638-1700
Rolando Gonzalez Farmers 242 E North Ave, Northlake, 60164 (708) 562-6595
Vivian Valtas State Farm 6108 S Archer Ave, Chicago, 60638-2740 773-582-3322
Iaa-Insure Us Corp Travelers 7275 W 87TH ST, BRIDGEVIEW, 60455 708-599-2915
Tandem Insurance Agency Inc Travelers 5753 W IRVING PARK RD, CHICAGO, 60634 773-282-0665
Janice Nazar State Farm 25 E Washington St Ste 1100, Chicago, 60602-1706 312-236-5222
Uebele Insurance Agency Inc None 4410 W Roosevelt Rd., Ste 100, Hillside, 60162 None
Ncib Llc Travelers 3316 N CENTRAL AVE, CHICAGO, 60634 773-481-9100
Paul Villano State Farm 4777 N Harlem Ave Ste 6A, Harwood Hts, 60706-4637 708-867-4400

Westchester, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,348
Driver's Failure In Showing Documents +$125 $1,416
Driving With An Expired Registration +$133 $1,424
Driving At A Considerably Slow Pace +$280 $1,571
Using A Cellphone While Driving +$296 $1,587
Running A Red Light +$301 $1,592
Speeding +$316 $1,607
Driving A Vehicle Without The Required Permission +$402 $1,693
Driving With An Expired/Suspended License +$870 $2,161

Westchester, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,239
Active Disabling Device $1,239
Tracking Device $1,214
Passive Disabling Device $1,201