Westernport Auto Insurance Rates, Quotes, Agents & Reviews in MD

Westernport, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Westernport, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Westernport, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Westernport, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Westernport, MD with that of other cities in and around Westernport.

Westernport Bloomington Barton Piedmont McCoole Franklin
Average Insurance Rates $2,129 $2,018 $2,099 $1,341 $2,139 $2,038

Westernport, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Westernport, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Westernport $1,247 $1,054
Piedmont $1,338 $1,130
Franklin $1,913 $1,616
Luke $1,233 $1,041
Bloomington $1,023 $864
Barton $1,437 $1,214
McCoole $1,348 $1,139
Moscow $1,323 $1,117

Westernport, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Westernport, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,908
20 Years $2,736
30 Years $2,107
40 Years $2,027
50 Years $1,877
60 Years $1,903
70 Years $2,216

Westernport, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Westernport, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,662 $596
3 Vehicles $5,493 $894
4 Vehicles $7,324 $1,192

Savings on 2 Vehicles bundle:$596

Savings on 3 Vehicles bundle:$894

Savings on 4 Vehicles bundle:$1,192

Westernport, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Westernport, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Westernport $2,129 $3,394
Piedmont $1,341 $2,144
Franklin $2,038 $3,249
Luke $2,099 $3,347
Bloomington $2,018 $3,217
Barton $2,099 $3,347
McCoole $2,139 $3,410
Moscow $2,048 $3,265

Westernport, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,827
Excellent (740-799) $2,085
Good (670-739) $2,218
Average (580-669) $2,894
Poor (300-579) $3,473

Westernport, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Yoder-Hershberger Insurance Llc Erie 12588 National Pike, Grantsville, 21536 None
Kmk Insurance Agency Erie 63 HENDERSON AVE, CUMBERLAND, 21502 301-724-1013
Cathy Carpenter State Farm 1320 National Hwy, Lavale, 21502-7605 301-729-4141
Cbiz Insurance Services Liberty Mutual Independent 44 BALTIMORE ST, CUMBERLAND, 21502 301-777-1500
Hershberger Insurance Agency Inc Travelers 141 Main St, Grantsville, 21536 (301) 895-5161
Knippenberg Ins & Fin Srv Inc Nationwide 12676 National Pike STE 102, Grantsville, 21536-3320 (877) 621-1030
Duckworth Insurance Service Inc. Erie 14831 Broadway Avenue, Midland, 21532 None
Harris Elliott Mackay Insurance Agency Travelers 83 EAST MAIN ST, FROSTBURG, 21532 301-689-6069
Kights Insurance Inc. Erie 110 S Second Street, Oakland, 21550 None

Westernport, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$94 $2,223
Driver's Failure In Showing Documents +$207 $2,336
Driving With An Expired Registration +$219 $2,348
Driving At A Considerably Slow Pace +$462 $2,591
Using A Cellphone While Driving +$488 $2,617
Running A Red Light +$496 $2,625
Speeding +$522 $2,651
Driving A Vehicle Without The Required Permission +$662 $2,791
Driving With An Expired/Suspended License +$1,435 $3,564

Westernport, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,044
Active Disabling Device $2,044
Tracking Device $2,001
Passive Disabling Device $1,980