Westfield Auto Insurance Rates, Quotes, Agents & Reviews in IN

Westfield, IN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Westfield, IN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Westfield, IN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Westfield, IN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Westfield, IN with that of other cities in and around Westfield.

Westfield Zionsville Hamilton County Clay Sheridan Noblesville
Average Insurance Rates $983 $1,398 $1,288 $1,350 $1,516 $1,003

Westfield, IN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Westfield, IN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Westfield $1,335 $1,128
Clay $1,291 $1,090
Carmel $1,183 $1,000
Hamilton County $3,044 $2,571
Zionsville $1,380 $1,166
Sheridan $1,293 $1,092
Noblesville $1,339 $1,131
Delaware $1,539 $1,300

Westfield, IN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Westfield, IN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,190
20 Years $1,263
30 Years $973
40 Years $936
50 Years $867
60 Years $879
70 Years $1,023

Westfield, IN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Westfield, IN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,710 $256
3 Vehicles $2,566 $383
4 Vehicles $3,421 $511

Savings on 2 Vehicles bundle:$256

Savings on 3 Vehicles bundle:$383

Savings on 4 Vehicles bundle:$511

Westfield, IN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Westfield, IN.

Location Average Insurance Cost Post DUI Insurance Rate
Westfield $983 $1,521
Clay $1,350 $2,089
Carmel $982 $1,519
Hamilton County $1,288 $1,993
Zionsville $1,398 $2,163
Sheridan $1,516 $2,346
Noblesville $1,003 $1,552
Delaware $1,600 $2,476

Westfield, IN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $843
Excellent (740-799) $963
Good (670-739) $1,024
Average (580-669) $1,336
Poor (300-579) $1,603

Westfield, IN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Eric Foster Allstate 3965 W 106th St Ste 140, Carmel, 46032 (317) 200-3277
Tobias Insurance Group Travelers 9247 N MERIDIAN ST STE 300, INDIANAPOLIS, 46260 317-844-7759
James E. Sunday Nationwide 154 Medical Dr STE 170, Carmel, 46032 (317) 571-5200
Demetrios Pappas Travelers 19428 AMBER WAY, NOBLESVILLE, 46060 317-900-3404
Craig Freeman State Farm 7230 N Shdlnd Ave, Indianapolis, 46250-2022 317-842-2300
Donley-Horan & Associates Travelers 111 N RANGELINE RD, CARMEL, 46032 317-259-1345
Namic Insurance Agency Incorporated None 3601 Vincennes Rd , Indianapolis, 46268 None
Primecor Inc Travelers 3950 Priority Way South Dr. Ste 111 , Indianapolis, 46240 None
Chuck Owens State Farm 3838 W 86th St, Indianapolis, 46268-1905 317-872-7722

Westfield, IN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$43 $1,026
Driver's Failure In Showing Documents +$95 $1,078
Driving With An Expired Registration +$101 $1,084
Driving At A Considerably Slow Pace +$213 $1,196
Using A Cellphone While Driving +$225 $1,208
Running A Red Light +$229 $1,212
Speeding +$241 $1,224
Driving A Vehicle Without The Required Permission +$306 $1,289
Driving With An Expired/Suspended License +$663 $1,646

Westfield, IN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $944
Active Disabling Device $944
Tracking Device $924
Passive Disabling Device $914

Latest Auto Insurance Reviews in Westfield, IN | Back to Top

Their premium is cheaper than most other company's. that was the main reason why I chose them. They also had more discounts than other companies.
My coverage is very competitive compared to others. I have full coverage on 3 vehicles and i pay 150$ per month which is excellent. Keep in mind i have an excellent driving record.
Customer service is very good. I have had a few accidents and they were addressed promptly and without delay.
I switched from Liberty mutual insurance to AAA insurance. liberty Mutual was charging $250 and I went down to $125.
State Farm
State Farmer offers us great prices for the coverage that we need. They don't try to up sell us to try and give us coverage that we don't want.
I have only really interacted with their customer service when first signing up, however they were quite helpful and easy to get the information that I needed to make my purchase.