Westford Auto Insurance Rates, Quotes, Agents & Reviews in VT

Westford, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Westford, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Westford, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Westford, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Westford, VT with that of other cities in and around Westford.

Westford Fairfax Underhill Fletcher Cambridge Essex
Average Insurance Rates $1,131 $1,111 $1,151 $1,106 $1,115 $1,131

Westford, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Westford, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Westford $2,089 $1,764
Essex $1,100 $929
Fairfax $1,379 $1,165
Underhill $2,414 $2,039
Milton $1,402 $1,184
Fletcher $1,372 $1,159
Jeffersonville $1,353 $1,143
Cambridge $1,395 $1,178

Westford, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Westford, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,670
20 Years $1,453
30 Years $1,119
40 Years $1,077
50 Years $997
60 Years $1,011
70 Years $1,177

Westford, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Westford, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,968 $294
3 Vehicles $2,952 $441
4 Vehicles $3,936 $588

Savings on 2 Vehicles bundle:$294

Savings on 3 Vehicles bundle:$441

Savings on 4 Vehicles bundle:$588

Westford, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Westford, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Westford $1,131 $2,337
Essex $1,131 $2,337
Fairfax $1,111 $2,296
Underhill $1,151 $2,379
Milton $1,108 $2,290
Fletcher $1,106 $2,286
Jeffersonville $1,092 $2,257
Cambridge $1,115 $2,304

Westford, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $970
Excellent (740-799) $1,108
Good (670-739) $1,179
Average (580-669) $1,538
Poor (300-579) $1,845

Westford, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
David R Lagerstedt Allstate 11 Pearl St Ste 101, Essex Junction, 5452 (802) 879-5200
Chris Kasper State Farm 159 Pearl St Ste 3, Essex Jct, 05452-3038 802-872-8300
Cheeseman Insurance Inc Liberty Mutual Independent 30 MAIN ST, MILTON, 5468 (802) 893-4521
Vermont Brokerage Services None 63 Main Street , Essex Junction, 5452 None
Kaitlyn Raymond State Farm 29 Upper Main St, Essex Jct, 05452-3123 802-878-3666
Bessette Insurance Service, Inc. Travelers 1Market Pl Ste 32 , Essex Junction, 5452 None
Mike Bessette State Farm 27 River Rd Ste 102, Essex Jct, 05452-3807 802-872-0006

Westford, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,181
Driver's Failure In Showing Documents +$110 $1,241
Driving With An Expired Registration +$116 $1,247
Driving At A Considerably Slow Pace +$245 $1,376
Using A Cellphone While Driving +$259 $1,390
Running A Red Light +$264 $1,395
Speeding +$277 $1,408
Driving A Vehicle Without The Required Permission +$352 $1,483
Driving With An Expired/Suspended License +$762 $1,893

Westford, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,086
Active Disabling Device $1,086
Tracking Device $1,063
Passive Disabling Device $1,052