Westminster Auto Insurance Rates, Quotes, Agents & Reviews in CA

Westminster, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Westminster, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Westminster, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Westminster, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Westminster, CA with that of other cities in and around Westminster.

Westminster Midway City North Coast Stanton Garden Grove Fountain Valley
Average Insurance Rates $1,595 $1,904 $1,981 $1,604 $1,638 $1,511

Westminster, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Westminster, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Westminster $1,185 $1,001
Midway City $1,909 $1,612
Garden Grove $1,760 $1,487
Stanton $1,566 $1,322
Fountain Valley $1,640 $1,385
Huntington Beach $2,065 $1,744
North Coast $1,592 $1,345
Seal Beach $1,495 $1,262

Westminster, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Westminster, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,176
20 Years $2,049
30 Years $1,579
40 Years $1,519
50 Years $1,406
60 Years $1,426
70 Years $1,660

Westminster, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Westminster, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,712 $479
3 Vehicles $4,067 $718
4 Vehicles $5,423 $957

Savings on 2 Vehicles bundle:$479

Savings on 3 Vehicles bundle:$718

Savings on 4 Vehicles bundle:$957

Westminster, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Westminster, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Westminster $1,595 $3,927
Midway City $1,904 $4,688
Garden Grove $1,638 $4,033
Stanton $1,604 $3,949
Fountain Valley $1,511 $3,720
Huntington Beach $1,427 $3,514
North Coast $1,981 $4,878
Seal Beach $1,854 $4,565

Westminster, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,368
Excellent (740-799) $1,562
Good (670-739) $1,662
Average (580-669) $2,168
Poor (300-579) $2,602

Westminster, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
B & T Insurance And Financial Services Inc Nationwide 9842 Bolsa Ave STE 204, Westminster, 92683 (714) 531-3100
Monica Drevon State Farm 3740 S Bristol St, Santa Ana, 92704-7312 714-966-2679
F W Howland Insurance Inc Travelers 1423 MARCELINA AVEUNIT 1, TORRANCE, 90501 562-494-2000
Dave Yarbrough State Farm 18351 Beach Blvd Ste B, Huntingtn Beach, 92648-1346 714-465-2544
Mark Reese State Farm 8130 McFadden Avenue, Westminster, 92683-7100 714-895-3022
Murvay Insurance Services Inc Travelers 3991 MACARTHUR BLVD STE 400, NEWPORT BEACH, 92660 949-333-0892
Murvay Insurance Services Inc Travelers 3991 MACARTHUR BLVD STE 400, NEWPORT BEACH, 92660 949-333-0892
Kevin Kuwae State Farm 18533 S Western Avenue, Gardena, 90248-3830 310-516-3900

Westminster, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$70 $1,665
Driver's Failure In Showing Documents +$155 $1,750
Driving With An Expired Registration +$164 $1,759
Driving At A Considerably Slow Pace +$346 $1,941
Using A Cellphone While Driving +$365 $1,960
Running A Red Light +$372 $1,967
Speeding +$391 $1,986
Driving A Vehicle Without The Required Permission +$496 $2,091
Driving With An Expired/Suspended License +$1,075 $2,670

Westminster, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,531
Active Disabling Device $1,531
Tracking Device $1,499
Passive Disabling Device $1,483

Latest Auto Insurance Reviews in Westminster, CA | Back to Top

Geico is very easy to work with.I do not usually need to be on hold for long. They processed my claims quickly and efficiently. They offered accident forgiveness for the first claim.
I really like the customer service because provides reliable and great support system
yes, i could recommend to my friends and relatives to this company and polices. it could help others too. they are unique.
What I really like about the customer support of my insurance company is that they will make sure that you have a full understanding of what is going on before you leave the phone call.
AAA is great for customer service. They always have great people working to make sure everyone is taken care of properly, and have never had issues trying to get ahold of them.
Encompass Insurance
I dislike that I had to sign up for automatic bank draft on my premiums to get the lower rate, and that the local agent is this bible-thumping asshole that used to be the obnoxious area general manager for a pizza chain I worked at.
State Farm
I currently get a safe driving discount, bundle discount, ten-year accident-free discount. I trust my agent and her group, they have had my back and earned my business
I can either call or use email to contact the company. They also have a website to access information about my account.