Westminster, CO Auto Insurance Rates
Westminster, CO residents can save $430 by comparing multiple quotes & reading reviews & research on Westminster car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $909 | $1085 | $1363 |
Latest Auto Insurance Reviews in Westminster, Colorado
I would recommend Progressive as a car insurance company because they are cheap and easy to use .Ive never had any problems using the company.
I like the company because they cater to their clients needs and is always supportive based on my interactions with them.
Farmer's Insurance is a tad more expensive than other insurance companies that service my area. In addition, their adjusters are rude and unprofessional. Their financial office personnel are smart and friendly, and if their adjusters had the same attitude I would be very pleased with the company as a whole. However, because of the way their adjusters treat their customers, I will not recommend them to anyone.
the thing that I enjoy about my policy is the price; even though it does continue to rise due to accidents, it's affordable. They make sure to tailor them to your needs.
I like the the knowledge and the quickness to get things done. If there is an issue i know about it right away and what i need to do on my part to get it resolved. I like how well they are on top of things.
The fact that a large company is willing to offer such a substantially lower payment compared to other companies says something. It was literally costing us about $400 less a year and our previous insurance was not willing to lower the payment, even if it meant losing us as a customer.
I switch around to avoid rising premiums. The premium at first was much cheaper than my previous carrier, by about $60 per month. But since switching, in my second year of being on their insurance, it has risen by $30 a month. I currently pay $130 per month. I may switch after this six month period.
- Single 26 Years old Female licensed 1 year ago with Leased Dodge Avenger R/T used for Business with estimated annual mileage of 12,001 - 15,000.
- bachelors degree & Freelancer.
- accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
- 1 car insured & 3 people are part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Westminster Car Insurance Rate Comparisons
Westminster, CO's average car insurance of $1085 differs from Louisville, CO (-$64), Sherrelwood, CO (+$615), Superior, CO (+$585) and Colorado (+$186)
| Westminster | Louisville, CO | Sherrelwood, CO | Superior, CO | Colorado | |
| Median Insurance Rates | $1085 | -$64 | +$615 | +$585 | +$186 |
Westminster Car Insurance Savings By Neighborhood & Street Area
| Westminster Driver Street Residence & Car Locations | Car Details in Westminster | Westminster Driver Demographics | Westminster Auto Insurance Estimates | Recent Westminster Insurance Savings |
|---|---|---|---|---|
| Harris Park | ||||
| Orchard Ct | 2005 Buick Rendezvous CX | 83 year male senior | $1165 | $699 |
| James Way | 2002 Cadillac Seville SLS | 34 year married woman | $1171 | $406 |
| Westminster Hills | ||||
| Raleigh Pl | 2008 Ford Fusion V6 SEL | 40 year married man | $1384 | $735 |
| W 76th Ave | 2010 Mazda Mazda3 s Sport | 17 year male teenager | $3303 | $547 |
| Northborough Heights | ||||
| Kings Ct | 2012 Hyundai Sonata GLS | 16 year teenager | $3359 | $874 |
| Grove Way | 2010 Toyota Prius | 18 year female teenager | $3123 | $664 |
| College Hills | ||||
| W 119th Mews | 2009 Acura TSX Base | 74 year female senior | $1322 | $994 |
| W 115th Ave | 2008 Chrysler 300 C | 45 year woman | $907 | $439 |
| Tennyson Park | ||||
| W 63rd Dr | 2010 Nissan Rogue S | 65 year senior | $1272 | $332 |
| Winona St | 2003 Chevrolet Silverado 2500HD Base | 53 year man | $1589 | $328 |
Westminster Post DUI Car Insurance Rates
| Westminster | Thornton | Twin Lakes | Berkley | Colorado | |
| Median Post DUI Insurance Rate | $2018 | +$258 | +$1051 | +$995 | +$346 |
| Male Teenager Post DUI Insurance Rate | $6759 | +$867 | +$3521 | +$3335 | +$1159 |
| Female Teenager Post DUI Insurance Rate | $6517 | +$835 | +$3394 | +$3214 | +$1118 |
The Post DUI insurance in Westminster, CO's is $2018 compared to Thornton (+$258), Twin Lakes (+$1051), Berkley (+$995) and Colorado (+$346)
In Westminster, a male teenager with Post DUI pays $242 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion V6 SEL in Westminster, CO would pay $6074 on auto insurance while a female teenager POST DUI would pay $5857.
Westminster Car Insurance by Segment
Westminster Teenagers Car Insurance Rates Comparison
6466 Westminster Teenagers (6% of total population), 50% Male & 50% Female.
| Westminster | Wheat Ridge | Lafayette | Shaw Heights | Colorado | |
| All Teenagers | $3580 | +$135 | -$191 | +$1634 | +$614 |
| Male Teenager | $3634 | +$138 | -$194 | +$1659 | +$623 |
| Female Teenager | $3504 | +$132 | -$187 | +$1599 | +$601 |
Westminster teenagers pay $3580 in insurance in contrast with Wheat Ridge (+$135), Lafayette (-$191), Shaw Heights (+$1634) and Colorado (+$614). The difference between Male & Female teenagers in Westminster is $130
Example
- 2012 Kia Sorento LX Male Teenager Insurance Rate $3145
- 2011 GMC Sierra 1500 SLE Female Teenager Insurance Rate $3414
Westminster Men & Women Car Insurance
106750 Westminster Adults (100% of total population), 49% Men & 51% Women.
| Westminster | Louisville | Welby | Wheat Ridge | Colorado | |
| All Women | $1030 | -$61 | +$651 | +$39 | +$177 |
| Married Women | $976 | -$58 | +$617 | +$37 | +$167 |
| All Men | $1660 | -$98 | +$1048 | +$62 | +$284 |
| Married Men | $1540 | -$91 | +$973 | +$58 | +$264 |
The typical insurance rate of $1660 that Westminster Men pay varies from Louisville (-$98), Welby (+$1048), Wheat Ridge (+$62) and Colorado (+$284). In Westminster, married men pay $564 more than married women.
Example
- 2013 Jeep Wrangler Sport Married Men Insurance Rate $1539
- 2013 Volkswagen Beetle 2.5 PZEV Married Women Insurance Rate $1404
Westminster Senior Car Insurance
14964 Westminster Seniors (14% of total population), 42% Senior Men & 58% Senior Women.
| Westminster | Mountain View | Northglenn | Louisville | Colorado | |
| All Seniors | $1345 | +$552 | +$88 | -$79 | +$231 |
| Senior Men | $1356 | +$556 | +$89 | -$80 | +$232 |
| Senior Women | $1334 | +$547 | +$87 | -$79 | +$229 |
Westminster seniors pay $1345 in insurance compared to Mountain View (+$552), Northglenn (+$88), Louisville (-$79) and Colorado (+$231). In Westminster, senior men pay $22 more than senior women.
Westminster Car Insurance Discounts for Multiple Vehicles
Westminster Population with 1 Vehicle 13069 (32% of Westminster population), 2 Vehicles 17508 (42% of the Westminster population) and 3 vehicles 6289 (15% of the population)
| Westminster | Wheat Ridge | Lafayette | Broomfield County | Colorado | |
| 2 Vehicles | $2062 | +$78 | -$110 | -$29 | +$353 |
| 3 Vehicles | $3147 | +$119 | -$168 | -$44 | +$539 |
| 4 Vehicles | $4232 | +$160 | -$226 | -$59 | +$725 |
Westminster Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Expedition EL King Ranch | $100 | $1040 | $1140 | $990 | $1090 | $50 |
| BMW, M3 | $500 | $1160 | $1660 | $1070 | $1570 | $90 |
| Ford, Edge SE | $1500 | $1050 | $1550 | $980 | $2480 | $-930 |
| BMW, 750Li | $700 | $1280 | $1780 | $1210 | $1910 | $-130 |
| Hyundai, Sonata SE | $400 | $1110 | $1510 | $1050 | $1450 | $60 |