Westminster, CO Auto Insurance Rates

Westminster, CO residents can save $430 by comparing multiple quotes & reading reviews & research on Westminster car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$909 $1085 $1363

Latest Auto Insurance Reviews in Westminster, Colorado

They give me some great offers for this that is really helpful for me.and the policies are quiet over step comparing to others AS LIKE AS HOME INSURANCE.
USAA's offerings surpass most of their competitors, providing unique coverage offerings to meet my individual need.
State Farm
I am not exactly sure how my insurance compares to others. I have been with this same company for many years. I have felt no need to change companies yet.
I would recommend Progressive as a car insurance company because they are cheap and easy to use .Ive never had any problems using the company.
I like the company because they cater to their clients needs and is always supportive based on my interactions with them.
Farmer's Insurance
Farmer's Insurance is a tad more expensive than other insurance companies that service my area. In addition, their adjusters are rude and unprofessional. Their financial office personnel are smart and friendly, and if their adjusters had the same attitude I would be very pleased with the company as a whole. However, because of the way their adjusters treat their customers, I will not recommend them to anyone.
Safeco Insurance
the thing that I enjoy about my policy is the price; even though it does continue to rise due to accidents, it's affordable. They make sure to tailor them to your needs.
American Family Insurance
I like the the knowledge and the quickness to get things done. If there is an issue i know about it right away and what i need to do on my part to get it resolved. I like how well they are on top of things.
The fact that a large company is willing to offer such a substantially lower payment compared to other companies says something. It was literally costing us about $400 less a year and our previous insurance was not willing to lower the payment, even if it meant losing us as a customer.
Liberty Mutual
I switch around to avoid rising premiums. The premium at first was much cheaper than my previous carrier, by about $60 per month. But since switching, in my second year of being on their insurance, it has risen by $30 a month. I currently pay $130 per month. I may switch after this six month period.
Write Your Review | Westminster, Colorado Auto Insurance Analysis
State Farm Auto Insurance, Westminster, CO
$67/1 month
Car Insurance Policy Holder
  • Single 26 Years old Female licensed 1 year ago with Leased Dodge Avenger R/T used for Business with estimated annual mileage of 12,001 - 15,000.
  • bachelors degree & Freelancer.
  • accidents in history , No traffic tickets , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Westminster Car Insurance Rate Comparisons

Westminster, CO's average car insurance of $1085 differs from Louisville, CO (-$64), Sherrelwood, CO (+$615), Superior, CO (+$585) and Colorado (+$186)

Westminster Louisville, CO Sherrelwood, CO Superior, CO Colorado
Median Insurance Rates $1085 -$64 +$615 +$585 +$186

Westminster Car Insurance Savings By Neighborhood & Street Area

Westminster Driver Street Residence & Car Locations Car Details in Westminster Westminster Driver Demographics Westminster Auto Insurance Estimates Recent Westminster Insurance Savings
Harris Park
Orchard Ct2005 Buick Rendezvous CX83 year male senior$1165$699
James Way2002 Cadillac Seville SLS34 year married woman$1171$406
Westminster Hills
Raleigh Pl2008 Ford Fusion V6 SEL40 year married man$1384$735
W 76th Ave2010 Mazda Mazda3 s Sport17 year male teenager$3303$547
Northborough Heights
Kings Ct2012 Hyundai Sonata GLS16 year teenager$3359$874
Grove Way2010 Toyota Prius 18 year female teenager$3123$664
College Hills
W 119th Mews2009 Acura TSX Base74 year female senior$1322$994
W 115th Ave2008 Chrysler 300 C45 year woman$907$439
Tennyson Park
W 63rd Dr2010 Nissan Rogue S65 year senior$1272$332
Winona St2003 Chevrolet Silverado 2500HD Base53 year man$1589$328

Westminster Post DUI Car Insurance Rates

Westminster Thornton Twin Lakes Berkley Colorado
Median Post DUI Insurance Rate $2018 +$258 +$1051 +$995 +$346
Male Teenager Post DUI Insurance Rate $6759 +$867 +$3521 +$3335 +$1159
Female Teenager Post DUI Insurance Rate $6517 +$835 +$3394 +$3214 +$1118

The Post DUI insurance in Westminster, CO's is $2018 compared to Thornton (+$258), Twin Lakes (+$1051), Berkley (+$995) and Colorado (+$346)

In Westminster, a male teenager with Post DUI pays $242 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion V6 SEL in Westminster, CO would pay $6074 on auto insurance while a female teenager POST DUI would pay $5857.

Westminster Car Insurance by Segment

Westminster Teenagers Car Insurance Rates Comparison

6466 Westminster Teenagers (6% of total population), 50% Male & 50% Female.

Westminster Wheat Ridge Lafayette Shaw Heights Colorado
All Teenagers $3580 +$135 -$191 +$1634 +$614
Male Teenager $3634 +$138 -$194 +$1659 +$623
Female Teenager $3504 +$132 -$187 +$1599 +$601

Westminster teenagers pay $3580 in insurance in contrast with Wheat Ridge (+$135), Lafayette (-$191), Shaw Heights (+$1634) and Colorado (+$614). The difference between Male & Female teenagers in Westminster is $130


  • 2012 Kia Sorento LX Male Teenager Insurance Rate $3145
  • 2011 GMC Sierra 1500 SLE Female Teenager Insurance Rate $3414

Westminster Men & Women Car Insurance

106750 Westminster Adults (100% of total population), 49% Men & 51% Women.

Westminster Louisville Welby Wheat Ridge Colorado
All Women $1030 -$61 +$651 +$39 +$177
Married Women $976 -$58 +$617 +$37 +$167
All Men $1660 -$98 +$1048 +$62 +$284
Married Men $1540 -$91 +$973 +$58 +$264

The typical insurance rate of $1660 that Westminster Men pay varies from Louisville (-$98), Welby (+$1048), Wheat Ridge (+$62) and Colorado (+$284). In Westminster, married men pay $564 more than married women.


  • 2013 Jeep Wrangler Sport Married Men Insurance Rate $1539
  • 2013 Volkswagen Beetle 2.5 PZEV Married Women Insurance Rate $1404

Westminster Senior Car Insurance

14964 Westminster Seniors (14% of total population), 42% Senior Men & 58% Senior Women.

Westminster Mountain View Northglenn Louisville Colorado
All Seniors $1345 +$552 +$88 -$79 +$231
Senior Men $1356 +$556 +$89 -$80 +$232
Senior Women $1334 +$547 +$87 -$79 +$229

Westminster seniors pay $1345 in insurance compared to Mountain View (+$552), Northglenn (+$88), Louisville (-$79) and Colorado (+$231). In Westminster, senior men pay $22 more than senior women.

Westminster Car Insurance Discounts for Multiple Vehicles

Westminster Population with 1 Vehicle 13069 (32% of Westminster population), 2 Vehicles 17508 (42% of the Westminster population) and 3 vehicles 6289 (15% of the population)

Westminster Wheat Ridge Lafayette Broomfield County Colorado
2 Vehicles $2062 +$78 -$110 -$29 +$353
3 Vehicles $3147 +$119 -$168 -$44 +$539
4 Vehicles $4232 +$160 -$226 -$59 +$725

Westminster Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Expedition EL King Ranch $100 $1040 $1140 $990 $1090 $50
BMW, M3 $500 $1160 $1660 $1070 $1570 $90
Ford, Edge SE $1500 $1050 $1550 $980 $2480 $-930
BMW, 750Li $700 $1280 $1780 $1210 $1910 $-130
Hyundai, Sonata SE $400 $1110 $1510 $1050 $1450 $60