Westminster Auto Insurance Rates, Quotes, Agents & Reviews in SC

Westminster, SC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Westminster, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Westminster, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Westminster, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Westminster, SC with that of other cities in and around Westminster.

Westminster Stephens County Oakway Rock Creek Oconee County Toccoa
Average Insurance Rates $1,425 $1,585 $1,467 $1,580 $1,250 $1,581

Westminster, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Westminster, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Westminster $1,405 $1,187
Rock Creek $2,175 $1,837
Long Creek $1,085 $916
Oconee County $1,469 $1,241
West Union $1,238 $1,046
Stephens County $1,492 $1,261
Oakway $2,879 $2,432
Toccoa $1,745 $1,474

Westminster, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Westminster, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,624
20 Years $1,831
30 Years $1,410
40 Years $1,357
50 Years $1,257
60 Years $1,274
70 Years $1,483

Westminster, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Westminster, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,480 $371
3 Vehicles $3,719 $556
4 Vehicles $4,959 $741

Savings on 2 Vehicles bundle:$371

Savings on 3 Vehicles bundle:$556

Savings on 4 Vehicles bundle:$741

Westminster, SC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Westminster, SC.

Location Average Insurance Cost Post DUI Insurance Rate
Westminster $1,425 $2,153
Rock Creek $1,580 $2,888
Long Creek $1,436 $2,170
Oconee County $1,250 $1,889
West Union $1,406 $2,124
Stephens County $1,585 $2,898
Oakway $1,467 $2,217
Toccoa $1,581 $2,890

Westminster, SC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,223
Excellent (740-799) $1,396
Good (670-739) $1,485
Average (580-669) $1,937
Poor (300-579) $2,324

Westminster, SC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Joel Rice Allstate 15684 Wells Hwy, Seneca, 29678 (864) 882-1236
Upstate Of Oconee Inc Travelers 700 W MAIN ST, WALHALLA, 29691 864-638-2341
Chastain Insurance Agency Inc Travelers 12042 N Radio Station Road , Seneca, 29678 None
Stanley G Nix Nationwide 15905 Wells Hwy, Seneca, 29678-0927 (864) 882-4242
Steve Borklund State Farm 6719 State Park Road, Travelers Rest, 29690-1831 864-834-9096
Gore Insurance Group Inc Allstate 294 S Pleasantburg Dr, Greenville, 29607 (864) 233-5100
Turner Agency Inc Travelers 304 EAST MAIN ST, WALHALLA, 29691 864-638-3500
Advisors Insurance Agency Travelers 2702 E NORTH ST, GREENVILLE, 29615 864-509-0009

Westminster, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,488
Driver's Failure In Showing Documents +$138 $1,563
Driving With An Expired Registration +$147 $1,572
Driving At A Considerably Slow Pace +$309 $1,734
Using A Cellphone While Driving +$326 $1,751
Running A Red Light +$332 $1,757
Speeding +$349 $1,774
Driving A Vehicle Without The Required Permission +$443 $1,868
Driving With An Expired/Suspended License +$960 $2,385

Westminster, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,368
Active Disabling Device $1,368
Tracking Device $1,340
Passive Disabling Device $1,325