Westmont Auto Insurance Rates, Quotes, Agents & Reviews in IL

Westmont, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Westmont, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Westmont, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Westmont, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Westmont, IL with that of other cities in and around Westmont.

Westmont Darien Clarendon Hills Willowbrook Downers Grove Oak Brook
Average Insurance Rates $1,336 $1,352 $1,469 $1,286 $995 $1,683

Westmont, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Westmont, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Westmont $1,324 $1,118
Clarendon Hills $1,762 $1,489
Hinsdale $2,147 $1,813
Willowbrook $1,826 $1,543
Downers Grove $1,283 $1,084
Oak Brook $2,006 $1,695
Darien $1,022 $863
Western Springs $2,046 $1,728

Westmont, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Westmont, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,335
20 Years $1,717
30 Years $1,322
40 Years $1,272
50 Years $1,178
60 Years $1,194
70 Years $1,390

Westmont, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Westmont, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,351 $321
3 Vehicles $3,527 $481
4 Vehicles $4,703 $641

Savings on 2 Vehicles bundle:$321

Savings on 3 Vehicles bundle:$481

Savings on 4 Vehicles bundle:$641


Westmont, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Westmont, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Westmont $1,336 $2,169
Clarendon Hills $1,469 $2,385
Hinsdale $1,747 $2,836
Willowbrook $1,286 $2,088
Downers Grove $995 $1,615
Oak Brook $1,683 $2,732
Darien $1,352 $2,195
Western Springs $1,521 $2,469

Westmont, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,146
Excellent (740-799) $1,308
Good (670-739) $1,392
Average (580-669) $1,816
Poor (300-579) $2,179

Westmont, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Auto & Home Insurance Agency Inc Travelers 732 OGDEN AVE, DOWNERS GROVE, 60515 630-960-5450
Joanna Kierys Chlystek State Farm 7900 S 87th Ave Frnt, Justice, 60458-1496 708-563-7535
Linda Kuczka State Farm 954 W Webster Ave, Chicago, 60614-3623 773-975-9111
Indesure Inc Erie 650 ROOSEVELT RD 102, GLEN ELLYN, 60137 630-580-5544
Gail Morris Farmers 4415 Harrison St Ste 320, Hillside, 60162 (708) 493-9076
Tony Parrilli State Farm 1415 S Harlem Ave, Berwyn, 60402-4551 708-788-5200
Stewart-Keator-Kessberger & Lederer, Inc. None 361 S Frontage Rd, Ste 105 , Burr Ridge, 60527 None
Oak Insurance Agency Inc Travelers 721 WILSON LN, HINSDALE, 60521 630-568-3054
Olsick & Company Insurance Liberty Mutual Independent 50 75TH ST, WILLOWBROOK, 60527 630-325-9199

Westmont, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,395
Driver's Failure In Showing Documents +$130 $1,466
Driving With An Expired Registration +$138 $1,474
Driving At A Considerably Slow Pace +$290 $1,626
Using A Cellphone While Driving +$306 $1,642
Running A Red Light +$311 $1,647
Speeding +$327 $1,663
Driving A Vehicle Without The Required Permission +$415 $1,751
Driving With An Expired/Suspended License +$900 $2,236

Westmont, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,283
Active Disabling Device $1,283
Tracking Device $1,256
Passive Disabling Device $1,242

Latest Auto Insurance Reviews in Westmont, IL | Back to Top

Farm Bureau
My car insurance company's customer service has been wonderful. I had a flat tire and they helped me get roadside assistance right away as a covered benefit and it was really helpful.
Farm Bureau
My car insurance company's customer service has been wonderful. I had a flat tire and they helped me get roadside assistance right away as a covered benefit and it was really helpful.