Westmoreland County Auto Insurance Rates, Quotes, Agents & Reviews in PA

Westmoreland County, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Westmoreland County, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Westmoreland County, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Westmoreland County, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Westmoreland County, PA with that of other cities in and around Westmoreland County.

Westmoreland County Crabtree St. Vincent College Lawson Heights Greensburg Unity
Average Insurance Rates $1,418 $1,368 $2,007 $1,420 $1,400 $1,448

Westmoreland County, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Westmoreland County, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Westmoreland County $1,012 $855
Unity $1,842 $1,556
St. Vincent College $2,067 $1,746
Crabtree $1,360 $1,148
Greensburg $1,055 $891
Lawson Heights $1,414 $1,195
Latrobe $1,331 $1,124
Southwest Greensburg $1,435 $1,212

Westmoreland County, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Westmoreland County, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,601
20 Years $1,822
30 Years $1,403
40 Years $1,350
50 Years $1,250
60 Years $1,268
70 Years $1,476

Westmoreland County, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Westmoreland County, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,411 $425
3 Vehicles $3,616 $638
4 Vehicles $4,821 $851

Savings on 2 Vehicles bundle:$425

Savings on 3 Vehicles bundle:$638

Savings on 4 Vehicles bundle:$851


Westmoreland County, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Westmoreland County, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Westmoreland County $1,418 $2,232
Unity $1,448 $2,279
St. Vincent College $2,007 $3,159
Crabtree $1,368 $2,153
Greensburg $1,400 $2,204
Lawson Heights $1,420 $2,235
Latrobe $1,390 $2,188
Southwest Greensburg $1,393 $2,193

Westmoreland County, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,217
Excellent (740-799) $1,389
Good (670-739) $1,478
Average (580-669) $1,928
Poor (300-579) $2,313

Westmoreland County, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Don Rose Allstate 841 E Pittsburgh St, Greensburg, 15601 (724) 834-5650
Mcmichael Agency Inc. Erie 707 S Fifth Street, Youngwood, 15697 None
Barbus Insurance Agency None 719 W Fourth Ave , Derry, 15627 None
Garland Agency Inc Nationwide 1440 Lincoln Way, White Oak, 15131-1606 (412) 678-8868
Varine-Slavin Inc None 513 Lowry Avenue, Jeannette, 15644 None
Brooks Rupp Fiore Insurance Management Travelers 932 ST CLAIR WAY STE 2, GREENSBURG, 15601 724-600-0154
Ohl Insurance & Financial Services Travelers 150 Robbins Station Rd Suite 1 , North Huntingdon, 15642 (724) 871-7067
Lch Insurance Services Inc Travelers 800 Lowry Ave., Jeannette, 15644 (724) 296-8204
Megan Young Allstate 505 E Main St, Carnegie, 15106 (412) 851-1377

Westmoreland County, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,480
Driver's Failure In Showing Documents +$138 $1,556
Driving With An Expired Registration +$146 $1,564
Driving At A Considerably Slow Pace +$308 $1,726
Using A Cellphone While Driving +$325 $1,743
Running A Red Light +$330 $1,748
Speeding +$347 $1,765
Driving A Vehicle Without The Required Permission +$441 $1,859
Driving With An Expired/Suspended License +$956 $2,374

Westmoreland County, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,361
Active Disabling Device $1,361
Tracking Device $1,333
Passive Disabling Device $1,319