Westmoreland Auto Insurance Rates, Quotes, Agents & Reviews in KS

Westmoreland, KS Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Westmoreland, KS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Westmoreland, KS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Westmoreland, KS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Westmoreland, KS with that of other cities in and around Westmoreland.

Westmoreland Blue Olsburg Louisville Pottawatomie County St. George
Average Insurance Rates $1,449 $1,584 $1,444 $1,549 $1,525 $1,556

Westmoreland, KS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Westmoreland, KS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Westmoreland $1,239 $1,047
Pottawatomie County $1,115 $942
Wheaton $1,449 $1,224
Blue $1,193 $1,007
Louisville $1,437 $1,214
Olsburg $2,068 $1,747
St. George $1,508 $1,274
Blue Valley $1,418 $1,198

Westmoreland, KS Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Westmoreland, KS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,702
20 Years $1,862
30 Years $1,434
40 Years $1,380
50 Years $1,278
60 Years $1,295
70 Years $1,508

Westmoreland, KS Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Westmoreland, KS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,492 $406
3 Vehicles $3,738 $609
4 Vehicles $4,985 $811

Savings on 2 Vehicles bundle:$406

Savings on 3 Vehicles bundle:$609

Savings on 4 Vehicles bundle:$811


Westmoreland, KS Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Westmoreland, KS.

Location Average Insurance Cost Post DUI Insurance Rate
Westmoreland $1,449 $2,415
Pottawatomie County $1,525 $2,542
Wheaton $1,407 $2,345
Blue $1,584 $2,640
Louisville $1,549 $2,582
Olsburg $1,444 $2,407
St. George $1,556 $2,594
Blue Valley $1,484 $2,474

Westmoreland, KS Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,243
Excellent (740-799) $1,419
Good (670-739) $1,510
Average (580-669) $1,970
Poor (300-579) $2,363

Westmoreland, KS Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tyner Insurance Group Travelers 424 LINCOLN, WAMEGO, 66547 785-456-9466
Holmes Insurance Agency Travelers 422 N JULIETTE AVE, MANHATTAN, 66502 785-539-1101
Tri-County Insurance Llc Travelers 815 5Th, Wamego, 66547 None
Ron Lemon State Farm 1115 Westport Dr Ste A, Manhattan, 66502-2871 785-537-1809
Charlson Wilson Insurance Agency Travelers 555 Poyntz, Suite 205, Manhattan, 66502 None
Jay Davis Farmers 5942 SW 29th St Ste A, Topeka, 66614 (785) 783-5888
David Hines State Farm 1100 SW Wanamaker Rd Ste 104, Topeka, 66604-3805 785-272-0038
Integrity Insurance Agency, Inc. None 2047 Sw Blvd, Ste A, Topeka, 66612 (785) 380-4689
Bob Creager State Farm 1100 SW Wanamaker Rd Ste 104, Topeka, 66604-3805 785-272-0038

Westmoreland, KS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,513
Driver's Failure In Showing Documents +$141 $1,590
Driving With An Expired Registration +$149 $1,598
Driving At A Considerably Slow Pace +$314 $1,763
Using A Cellphone While Driving +$332 $1,781
Running A Red Light +$338 $1,787
Speeding +$355 $1,804
Driving A Vehicle Without The Required Permission +$451 $1,900
Driving With An Expired/Suspended License +$977 $2,426

Westmoreland, KS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,391
Active Disabling Device $1,391
Tracking Device $1,362
Passive Disabling Device $1,348