Westport Auto Insurance Rates, Quotes, Agents & Reviews in CA

Westport, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Westport, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Westport, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Westport, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Westport, CA with that of other cities in and around Westport.

Westport Stanislaus County Monterey Park Tract Riverdale Park West Modesto Rouse
Average Insurance Rates $1,824 $1,814 $2,178 $1,794 $1,764 $1,778

Westport, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Westport, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Westport $1,396 $1,179
Monterey Park Tract $2,243 $1,895
Stanislaus County $2,125 $1,795
Cowan $2,280 $1,926
Riverdale Park $1,241 $1,048
Bret Harte $1,950 $1,647
West Modesto $2,812 $2,375
Rouse $1,475 $1,246

Westport, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Westport, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,919
20 Years $2,344
30 Years $1,805
40 Years $1,737
50 Years $1,608
60 Years $1,631
70 Years $1,898

Westport, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Westport, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,101 $547
3 Vehicles $4,651 $821
4 Vehicles $6,202 $1,094

Savings on 2 Vehicles bundle:$547

Savings on 3 Vehicles bundle:$821

Savings on 4 Vehicles bundle:$1,094


Westport, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Westport, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Westport $1,824 $4,491
Monterey Park Tract $2,178 $5,363
Stanislaus County $1,814 $4,466
Cowan $2,214 $5,451
Riverdale Park $1,794 $4,417
Bret Harte $1,757 $4,326
West Modesto $1,764 $4,343
Rouse $1,778 $4,378

Westport, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,565
Excellent (740-799) $1,786
Good (670-739) $1,901
Average (580-669) $2,480
Poor (300-579) $2,975

Westport, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$80 $1,904
Driver's Failure In Showing Documents +$177 $2,001
Driving With An Expired Registration +$188 $2,012
Driving At A Considerably Slow Pace +$396 $2,220
Using A Cellphone While Driving +$418 $2,242
Running A Red Light +$425 $2,249
Speeding +$447 $2,271
Driving A Vehicle Without The Required Permission +$567 $2,391
Driving With An Expired/Suspended License +$1,229 $3,053

Westport, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,751
Active Disabling Device $1,751
Tracking Device $1,715
Passive Disabling Device $1,696