Wheaton Auto Insurance Rates, Quotes, Agents & Reviews in IL

Wheaton, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wheaton, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wheaton, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Wheaton, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wheaton, IL with that of other cities in and around Wheaton.

Wheaton Warrenville Carol Stream Glen Ellyn Lombard Milton
Average Insurance Rates $942 $1,277 $981 $1,431 $983 $1,379

Wheaton, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wheaton, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wheaton $1,412 $1,193
Milton $1,915 $1,617
DuPage County $994 $840
Glen Ellyn $1,890 $1,596
Glendale Heights $2,034 $1,718
Carol Stream $971 $820
Warrenville $1,446 $1,221
Lombard $1,262 $1,066

Wheaton, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wheaton, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,057
20 Years $1,210
30 Years $932
40 Years $897
50 Years $831
60 Years $842
70 Years $980

Wheaton, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wheaton, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,658 $226
3 Vehicles $2,487 $339
4 Vehicles $3,316 $452

Savings on 2 Vehicles bundle:$226

Savings on 3 Vehicles bundle:$339

Savings on 4 Vehicles bundle:$452

Wheaton, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wheaton, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Wheaton $942 $1,529
Milton $1,379 $2,239
DuPage County $1,337 $2,170
Glen Ellyn $1,431 $2,323
Glendale Heights $1,116 $1,812
Carol Stream $981 $1,593
Warrenville $1,277 $2,073
Lombard $983 $1,596

Wheaton, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $808
Excellent (740-799) $923
Good (670-739) $982
Average (580-669) $1,281
Poor (300-579) $1,537

Wheaton, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$41 $983
Driver's Failure In Showing Documents +$91 $1,033
Driving With An Expired Registration +$97 $1,039
Driving At A Considerably Slow Pace +$204 $1,146
Using A Cellphone While Driving +$216 $1,158
Running A Red Light +$219 $1,161
Speeding +$231 $1,173
Driving A Vehicle Without The Required Permission +$293 $1,235
Driving With An Expired/Suspended License +$635 $1,577

Wheaton, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $904
Active Disabling Device $904
Tracking Device $885
Passive Disabling Device $876

Latest Auto Insurance Reviews in Wheaton, IL | Back to Top

We haven't dealt with my car insurance company's customer service yet as we were able to get our insurance online with minimal engagement, but if you'd consider that part of the deal then it went very well.
The premium is higher than some of the other auto insurance companies I have had in the past. There is an option to keep the deductible lower with a monthly premium which I chose to waive.
Liberty Mutual
I have only filed one minor claim in the 20 years I have been insured with them, and the customer service was as expected. It was ok, but nothing special.
my car insurance company policy offerings compared to other insurance providers is comparable. they offer almost every possible option, even on things i have not thout about.
State Farm
My rates have skyrocketed recently. It's really not with the money or aggravation anymore.
State Farm
The overall deductible I feel is average. I do not like that we have a $250 deductible to fix a rock chip in the windshield when other companies provide this as a complimentary service.
State Farm
In this case the premium was a little higher but i stayed mainly because of the customer service.
State Farm
I am completely satisfied with the company offerings from home to auto insurance and all the bundle offerings.The car insurance policy offering is great for windshield damage and liability.
Horace Mann
Our premium is a good price since we have our home and auto insurance combined along with other discounts that we qualify for.