Wheeling Auto Insurance Rates, Quotes, Agents & Reviews in IL

Wheeling, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wheeling, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wheeling, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Wheeling, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wheeling, IL with that of other cities in and around Wheeling.

Wheeling Rolling Meadows Arlington Heights Mount Prospect Riverwoods Des Plaines
Average Insurance Rates $1,127 $1,291 $1,042 $1,348 $1,619 $1,199

Wheeling, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wheeling, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wheeling $1,875 $1,583
Prospect Heights $1,414 $1,195
Arlington Heights $1,632 $1,378
Mount Prospect $2,393 $2,021
Buffalo Grove $1,662 $1,404
Rolling Meadows $1,366 $1,154
Riverwoods $2,097 $1,771
Des Plaines $1,183 $1,000

Wheeling, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wheeling, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,657
20 Years $1,448
30 Years $1,115
40 Years $1,073
50 Years $994
60 Years $1,008
70 Years $1,173

Wheeling, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wheeling, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,984 $270
3 Vehicles $2,975 $406
4 Vehicles $3,967 $541

Savings on 2 Vehicles bundle:$270

Savings on 3 Vehicles bundle:$406

Savings on 4 Vehicles bundle:$541

Wheeling, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wheeling, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Wheeling $1,127 $1,830
Prospect Heights $1,320 $2,143
Arlington Heights $1,042 $1,692
Mount Prospect $1,348 $2,188
Buffalo Grove $1,128 $1,831
Rolling Meadows $1,291 $2,096
Riverwoods $1,619 $2,628
Des Plaines $1,199 $1,946

Wheeling, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $967
Excellent (740-799) $1,104
Good (670-739) $1,174
Average (580-669) $1,532
Poor (300-579) $1,838

Wheeling, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bgs Insurance Agency Travelers 3295 N. Rd Suite 111 , Arlington Heights, 60004 (847) 227-6067
Patel Insurance Allstate 837 E Schaumburg Rd, Schaumburg, 60194 (847) 847-2090
Allen Morgen Farmers 8432 Waukegan Rd, Morton Grove, 60053 (847) 966-7990
Yong Jun Allstate 628 W Algonquin Rd, Des Plaines, 60016 (847) 956-6263
Gur Singh Allstate 482 N Milwaukee Ave Ste 3, Wheeling, 60090 (847) 465-1484
The Lesser Agency Erie 7250 N CICERO AVE STE 105, LINCOLNWOOD, 60712 (847) 675-3111
Frank A. Catanzaro Allstate 2720 S River Rd Ste 219, Des Plaines, 60018 (847) 376-8300
C F M Insurance Travelers 50 N Brockway St Ste 5-2, Palatine, 60067 None
Joe Palminteri State Farm 475 Roger Williams Ave, Highland Park, 60035-4704 847-432-5570
Mike Monaghan State Farm 2609 W Peterson Ave, Chicago, 60659-4004 773-334-7878
Hohenadel Insurance Group Inc Liberty Mutual Independent 18 W CAMPBELL, ARLINGTON HEIGHTS, 60005 847-259-4500

Wheeling, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,177
Driver's Failure In Showing Documents +$109 $1,236
Driving With An Expired Registration +$116 $1,243
Driving At A Considerably Slow Pace +$245 $1,372
Using A Cellphone While Driving +$258 $1,385
Running A Red Light +$263 $1,390
Speeding +$276 $1,403
Driving A Vehicle Without The Required Permission +$350 $1,477
Driving With An Expired/Suspended License +$760 $1,887

Wheeling, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,082
Active Disabling Device $1,082
Tracking Device $1,059
Passive Disabling Device $1,048

Latest Auto Insurance Reviews in Wheeling, IL | Back to Top

I had a trouble with battery, the insurance company sent us for help after I called them.
The premiums are higher than I'd like, but that's more a consequence of living in Michigan than it is my choice of insurance company. It's comparable to any other well-known.
the coverage is good. i have not used anytoher company in about 10 years. progressive is good so why change.
the coverage is good. i have not used anytoher company in about 10 years. progressive is good so why change.
So far the experience has been satisfying in being able to reach the company. My agent has been phenomenal in facilitating everything and getting the policy written. I have had no claims so far though so I haven't had to have much communication other than paying them.
Liberty Mutual
I've been a loyal Progressive customer for 9 years now- it was the first insurance that I ever held in my own name, after graduating from college. Progressive has seen me through three cars and two accidents (one of which was my fault, and another that wasn't), and they've never been anything but wonderful to deal with. I'm incredibly satisfied with my rate, which is at an all-time low at the moment, and I have no desire to go with anyone else.
Safety Insurance
Any time that i have had to come in contact with customer service then i was able to talk to a person in a relatively short amount of time.
Other companies I've compared were much much higher for the coverage I needed. Plus I needed a monthly payment option which they offered.
Pekin Insurance
I like that my broker is close by and knows me by name. They have really gone to bat for me to get great rates and are always there should I have questions.
I like this company because they are the cheapest option and they give me some good discounts. They are a good one to stick with, at least for now.