Wheeling, IL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Wheeling, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Wheeling, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Wheeling, IL Auto Insurance Rates
- Wheeling, IL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Wheeling, IL
- Multi Vehicle Insurance Savings in Wheeling, IL
- How Credit Score Affects Car Insurance Rates in Wheeling, IL
- How DUI Affects Auto Insurance Premiums in Wheeling, IL
- Top Auto Insurance Agents Near Wheeling, IL
- How Driving Violations Affect Auto Insurance Rates in Wheeling, IL
- Wheeling, IL Auto Insurance Discounts on Anti Theft Feature
- Wheeling, IL Auto Insurance Company Reviews
Wheeling, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Wheeling, IL with that of other cities in and around Wheeling.
| Wheeling | Rolling Meadows | Arlington Heights | Mount Prospect | Riverwoods | Des Plaines | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,127 | $1,291 | $1,042 | $1,348 | $1,619 | $1,199 |
Wheeling, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Wheeling, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Wheeling | $1,875 | $1,583 |
| Prospect Heights | $1,414 | $1,195 |
| Arlington Heights | $1,632 | $1,378 |
| Mount Prospect | $2,393 | $2,021 |
| Buffalo Grove | $1,662 | $1,404 |
| Rolling Meadows | $1,366 | $1,154 |
| Riverwoods | $2,097 | $1,771 |
| Des Plaines | $1,183 | $1,000 |
Wheeling, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Wheeling, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,657 |
| 20 Years | $1,448 |
| 30 Years | $1,115 |
| 40 Years | $1,073 |
| 50 Years | $994 |
| 60 Years | $1,008 |
| 70 Years | $1,173 |
Wheeling, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Wheeling, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,984 | $270 |
| 3 Vehicles | $2,975 | $406 |
| 4 Vehicles | $3,967 | $541 |
Savings on 2 Vehicles bundle:$270
Savings on 3 Vehicles bundle:$406
Savings on 4 Vehicles bundle:$541
Wheeling, IL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wheeling, IL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Wheeling | $1,127 | $1,830 |
| Prospect Heights | $1,320 | $2,143 |
| Arlington Heights | $1,042 | $1,692 |
| Mount Prospect | $1,348 | $2,188 |
| Buffalo Grove | $1,128 | $1,831 |
| Rolling Meadows | $1,291 | $2,096 |
| Riverwoods | $1,619 | $2,628 |
| Des Plaines | $1,199 | $1,946 |
Wheeling, IL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $967 |
| Excellent (740-799) | $1,104 |
| Good (670-739) | $1,174 |
| Average (580-669) | $1,532 |
| Poor (300-579) | $1,838 |
Wheeling, IL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Bgs Insurance Agency | Travelers | 3295 N. Rd Suite 111 , Arlington Heights, 60004 | (847) 227-6067 |
| Patel Insurance | Allstate | 837 E Schaumburg Rd, Schaumburg, 60194 | (847) 847-2090 |
| Allen Morgen | Farmers | 8432 Waukegan Rd, Morton Grove, 60053 | (847) 966-7990 |
| Yong Jun | Allstate | 628 W Algonquin Rd, Des Plaines, 60016 | (847) 956-6263 |
| Gur Singh | Allstate | 482 N Milwaukee Ave Ste 3, Wheeling, 60090 | (847) 465-1484 |
| The Lesser Agency | Erie | 7250 N CICERO AVE STE 105, LINCOLNWOOD, 60712 | (847) 675-3111 |
| Frank A. Catanzaro | Allstate | 2720 S River Rd Ste 219, Des Plaines, 60018 | (847) 376-8300 |
| C F M Insurance | Travelers | 50 N Brockway St Ste 5-2, Palatine, 60067 | None |
| Joe Palminteri | State Farm | 475 Roger Williams Ave, Highland Park, 60035-4704 | 847-432-5570 |
| Mike Monaghan | State Farm | 2609 W Peterson Ave, Chicago, 60659-4004 | 773-334-7878 |
| Hohenadel Insurance Group Inc | Liberty Mutual Independent | 18 W CAMPBELL, ARLINGTON HEIGHTS, 60005 | 847-259-4500 |
Wheeling, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$50 | $1,177 |
| Driver's Failure In Showing Documents | +$109 | $1,236 |
| Driving With An Expired Registration | +$116 | $1,243 |
| Driving At A Considerably Slow Pace | +$245 | $1,372 |
| Using A Cellphone While Driving | +$258 | $1,385 |
| Running A Red Light | +$263 | $1,390 |
| Speeding | +$276 | $1,403 |
| Driving A Vehicle Without The Required Permission | +$350 | $1,477 |
| Driving With An Expired/Suspended License | +$760 | $1,887 |
Wheeling, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,082 |
| Active Disabling Device | $1,082 |
| Tracking Device | $1,059 |
| Passive Disabling Device | $1,048 |
Latest Auto Insurance Reviews in Wheeling, IL | Back to Top
AaaI had a trouble with battery, the insurance company sent us for help after I called them.
ProgressiveThe premiums are higher than I'd like, but that's more a consequence of living in Michigan than it is my choice of insurance company. It's comparable to any other well-known.
Progressivethe coverage is good. i have not used anytoher company in about 10 years. progressive is good so why change.
Progressivethe coverage is good. i have not used anytoher company in about 10 years. progressive is good so why change.
ProgressiveSo far the experience has been satisfying in being able to reach the company. My agent has been phenomenal in facilitating everything and getting the policy written. I have had no claims so far though so I haven't had to have much communication other than paying them.
Liberty MutualIT WAS VERY SATISFIED. IT WAS VERY BENEFITS FOR FAMILY. I WAS VERY HAPPY TO LIBERTY CUSTOMER SERVICE.
ProgressiveI've been a loyal Progressive customer for 9 years now- it was the first insurance that I ever held in my own name, after graduating from college. Progressive has seen me through three cars and two accidents (one of which was my fault, and another that wasn't), and they've never been anything but wonderful to deal with. I'm incredibly satisfied with my rate, which is at an all-time low at the moment, and I have no desire to go with anyone else.
Safety InsuranceAny time that i have had to come in contact with customer service then i was able to talk to a person in a relatively short amount of time.
ProgressiveOther companies I've compared were much much higher for the coverage I needed. Plus I needed a monthly payment option which they offered.
Pekin InsuranceI like that my broker is close by and knows me by name. They have really gone to bat for me to get great rates and are always there should I have questions.
GeicoI like this company because they are the cheapest option and they give me some good discounts. They are a good one to stick with, at least for now.