Wheelock Auto Insurance Rates, Quotes, Agents & Reviews in VT

Wheelock, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wheelock, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wheelock, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Wheelock, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wheelock, VT with that of other cities in and around Wheelock.

Wheelock Walden Sheffield Stannard Greensboro Lyndon
Average Insurance Rates $1,064 $1,069 $1,055 $1,053 $1,118 $1,065

Wheelock, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wheelock, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wheelock $1,466 $1,238
Stannard $2,169 $1,832
Greensboro Bend $2,058 $1,738
Walden $1,561 $1,319
Sheffield $1,509 $1,275
Caledonia County $2,065 $1,744
Greensboro $1,852 $1,564
Lyndon $1,642 $1,387

Wheelock, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wheelock, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,453
20 Years $1,367
30 Years $1,053
40 Years $1,013
50 Years $938
60 Years $951
70 Years $1,107

Wheelock, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wheelock, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,873 $255
3 Vehicles $2,809 $383
4 Vehicles $3,745 $511

Savings on 2 Vehicles bundle:$255

Savings on 3 Vehicles bundle:$383

Savings on 4 Vehicles bundle:$511

Wheelock, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wheelock, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Wheelock $1,064 $2,199
Stannard $1,053 $2,176
Greensboro Bend $1,054 $2,178
Walden $1,069 $2,209
Sheffield $1,055 $2,180
Caledonia County $1,071 $2,213
Greensboro $1,118 $2,310
Lyndon $1,065 $2,201

Wheelock, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $913
Excellent (740-799) $1,042
Good (670-739) $1,109
Average (580-669) $1,446
Poor (300-579) $1,736

Wheelock, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Farm Country Insurance Inc Travelers 1951 MEMORIAL DR, ST JOHNSBURY CENTER, 5819 802-748-8081
Barsalow Insurance Agency Travelers 546 Route 7 South , Milton, 5468 None
M Parker Insurance Agency None 2625 Center Rd, Hardwick, 5843 None
Affiliated Associates None Po Box 8592 Essex, essex junction, 5451 None
Cheeseman Insurance Inc Liberty Mutual Independent 30 MAIN ST, MILTON, 5468 (802) 893-4521
Vermont Brokerage Services None 63 Main Street , Essex Junction, 5452 None

Wheelock, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,111
Driver's Failure In Showing Documents +$103 $1,167
Driving With An Expired Registration +$110 $1,174
Driving At A Considerably Slow Pace +$231 $1,295
Using A Cellphone While Driving +$244 $1,308
Running A Red Light +$248 $1,312
Speeding +$261 $1,325
Driving A Vehicle Without The Required Permission +$331 $1,395
Driving With An Expired/Suspended License +$717 $1,781

Wheelock, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,021
Active Disabling Device $1,021
Tracking Device $1,000
Passive Disabling Device $990