White Pine Auto Insurance Rates, Quotes, Agents & Reviews in TN

White Pine, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in White Pine, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in White Pine, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


White Pine, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in White Pine, TN with that of other cities in and around White Pine.

White Pine Dandridge Hamblen County Jefferson County Morristown Jefferson City
Average Insurance Rates $1,421 $1,469 $1,436 $1,441 $1,417 $1,419

White Pine, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around White Pine, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
White Pine $1,040 $879
Baneberry $1,835 $1,550
Morristown $1,176 $994
Hamblen County $1,386 $1,171
Jefferson County $1,651 $1,395
Dandridge $1,428 $1,206
Newport $1,684 $1,422
Jefferson City $1,698 $1,435

White Pine, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in White Pine, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,611
20 Years $1,826
30 Years $1,406
40 Years $1,353
50 Years $1,253
60 Years $1,270
70 Years $1,479

White Pine, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in White Pine, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,416 $426
3 Vehicles $3,624 $639
4 Vehicles $4,831 $853

Savings on 2 Vehicles bundle:$426

Savings on 3 Vehicles bundle:$639

Savings on 4 Vehicles bundle:$853


White Pine, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around White Pine, TN.

Location Average Insurance Cost Post DUI Insurance Rate
White Pine $1,421 $2,546
Baneberry $1,530 $2,741
Morristown $1,417 $2,538
Hamblen County $1,436 $2,573
Jefferson County $1,441 $2,581
Dandridge $1,469 $2,632
Newport $1,396 $2,501
Jefferson City $1,419 $2,542

White Pine, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,219
Excellent (740-799) $1,392
Good (670-739) $1,481
Average (580-669) $1,932
Poor (300-579) $2,318

White Pine, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Strate Insurance Group Inc None 1750 West Andrew Johnson Hwy, Morristown, 37814 None
Bible Insurance Agency Liberty Mutual Independent 1600 E Andrew Johnson Highway, Morristown, 37814 None
Kendall Clark Allstate 2603 W Andrew Johnson Hwy, Morristown, 37814 (423) 586-5220
Insurance Marketing Inc Travelers 430 WEST 1ST NORTH STREET, MORRISTOWN, 37816 423-581-9000
Price & Ramey Inc Liberty Mutual Independent 838 W MAIN ST, MORRISTOWN, 37814 423-581-7474
Sam Neill Insurance Agency Erie 910 WEST MAIN, MORRISTOWN, 37814 423-587-3558
Alliance Insurance Of East Tn Inc. Erie 303 N Fairmont Avenue Suite 101, Morristown, 37814 None
Consolidated Insurance Service Travelers 605 RELIABILITY CIR, KNOXVILLE, 37932 865-675-9494
Charles Hartsell State Farm 5104 Central Ave Pike, Knoxville, 37912-0188 865-688-4651
Pat Whaley State Farm 129 E Meeting St, Dandridge, 37725-4826 865-397-2871
Bruce Meek Farmers 9724 KINGSTON PIKE STE 207, Knoxville, 37922 (865) 556-6066

White Pine, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,484
Driver's Failure In Showing Documents +$138 $1,559
Driving With An Expired Registration +$146 $1,567
Driving At A Considerably Slow Pace +$308 $1,729
Using A Cellphone While Driving +$325 $1,746
Running A Red Light +$331 $1,752
Speeding +$348 $1,769
Driving A Vehicle Without The Required Permission +$442 $1,863
Driving With An Expired/Suspended License +$958 $2,379

White Pine, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,364
Active Disabling Device $1,364
Tracking Device $1,336
Passive Disabling Device $1,322