White River Junction Auto Insurance Rates, Quotes, Agents & Reviews in VT

White River Junction, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in White River Junction, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in White River Junction, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


White River Junction, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in White River Junction, VT with that of other cities in and around White River Junction.

White River Junction Lebanon Wilder Quechee North Hartland Plainfield
Average Insurance Rates $1,087 $1,177 $1,100 $1,190 $1,094 $893

White River Junction, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around White River Junction, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
White River Junction $1,097 $927
Wilder $1,530 $1,292
Hartford $1,368 $1,155
Lebanon $1,211 $1,023
North Hartland $1,319 $1,114
Quechee $1,439 $1,215
Plainfield $920 $777
Hartland $1,242 $1,049

White River Junction, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in White River Junction, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,527
20 Years $1,397
30 Years $1,076
40 Years $1,035
50 Years $958
60 Years $972
70 Years $1,131

White River Junction, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in White River Junction, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,913 $261
3 Vehicles $2,870 $391
4 Vehicles $3,826 $522

Savings on 2 Vehicles bundle:$261

Savings on 3 Vehicles bundle:$391

Savings on 4 Vehicles bundle:$522


White River Junction, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around White River Junction, VT.

Location Average Insurance Cost Post DUI Insurance Rate
White River Junction $1,087 $2,246
Wilder $1,100 $2,273
Hartford $1,103 $2,279
Lebanon $1,177 $2,080
North Hartland $1,094 $2,261
Quechee $1,190 $2,459
Plainfield $893 $1,578
Hartland $1,094 $2,261

White River Junction, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $933
Excellent (740-799) $1,065
Good (670-739) $1,133
Average (580-669) $1,478
Poor (300-579) $1,773

White River Junction, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Clark-Mortenson Agency Inc Liberty Mutual Independent 448 WOODSTOCK RD STE 102, WOODSTOCK, 5091 603-352-2121
Woodstock Insurance Inc. Liberty Mutual Independent 439 Woodstock Rd, WOODSTOCK, 5091 (802) 457-1111
Nfp Property & Casualty Services Liberty Mutual Independent 35 PLEASANT ST, WOODSTOCK, 5091 (802) 457-1422
Parker Agency Travelers 38 GATES ST, WHITE RIVER JCT, 5001 802-295-9377

White River Junction, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,135
Driver's Failure In Showing Documents +$105 $1,192
Driving With An Expired Registration +$112 $1,199
Driving At A Considerably Slow Pace +$236 $1,323
Using A Cellphone While Driving +$249 $1,336
Running A Red Light +$253 $1,340
Speeding +$266 $1,353
Driving A Vehicle Without The Required Permission +$338 $1,425
Driving With An Expired/Suspended License +$733 $1,820

White River Junction, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,044
Active Disabling Device $1,044
Tracking Device $1,022
Passive Disabling Device $1,011