Whitesboro Auto Insurance Rates, Quotes, Agents & Reviews in AL

Whitesboro, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Whitesboro, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Whitesboro, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Whitesboro, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Whitesboro, AL with that of other cities in and around Whitesboro.

Whitesboro Mountainboro Carlisle-Rockledge Sardis City Wills Valley Crossville
Average Insurance Rates $1,401 $1,432 $1,412 $1,463 $1,406 $1,389

Whitesboro, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Whitesboro, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Whitesboro $1,251 $1,057
Wills Valley $1,350 $1,141
Sardis City $1,712 $1,446
Mountainboro $2,200 $1,858
Carlisle-Rockledge $1,481 $1,251
Boaz $1,327 $1,121
Crossville $1,431 $1,208
Reece City $1,286 $1,087

Whitesboro, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Whitesboro, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,546
20 Years $1,800
30 Years $1,387
40 Years $1,334
50 Years $1,235
60 Years $1,253
70 Years $1,458

Whitesboro, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Whitesboro, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,410 $392
3 Vehicles $3,615 $588
4 Vehicles $4,819 $785

Savings on 2 Vehicles bundle:$392

Savings on 3 Vehicles bundle:$588

Savings on 4 Vehicles bundle:$785

Whitesboro, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Whitesboro, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Whitesboro $1,401 $2,484
Wills Valley $1,406 $2,493
Sardis City $1,463 $2,594
Mountainboro $1,432 $2,539
Carlisle-Rockledge $1,412 $2,504
Boaz $1,437 $2,548
Crossville $1,389 $2,463
Reece City $1,448 $2,567

Whitesboro, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,202
Excellent (740-799) $1,372
Good (670-739) $1,460
Average (580-669) $1,905
Poor (300-579) $2,285

Whitesboro, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lynn Holifield State Farm 1528 Gunter Avenue, Guntersville, 35976-0130 256-582-4476
Rickey R Holland Allstate 12780 US Highway 431 Ste 2, Boaz, 35956 (256) 840-9422
Roger Hedgepeth State Farm 4 Justice St S, Crossville, 35962 256-528-7111
Steve Burgess Allstate 456 US Highway 431, Boaz, 35957 (256) 593-7031
Craig Wiggins Allstate 4040 Balmoral Dr SW, Huntsville, 35801 (256) 881-1100
Burkett & Associates Insurance Agency Inc Travelers 2400 Bob Wallace Ave Ste 206, Huntsville, 35805 None
Lynn Holifield State Farm 1528 Gunter Ave, Guntersville, 35976-1848 256-582-3127
Southern States Insurance Agency Inc Travelers 3315 MEMORIAL PKWY SW SUITE A, HUNTSVILLE, 35801 256-880-3319
Burkett & Assoc Ins Agency Inc Liberty Mutual Independent 2400 BOB WALLACE AVE SW STE 206, HUNTSVILLE, 35805 (256) 704-7400
Hundley Batts & Assoc Ins Agy Liberty Mutual Independent 225-B Spragins St, Huntsville, 35801 None

Whitesboro, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,463
Driver's Failure In Showing Documents +$136 $1,537
Driving With An Expired Registration +$144 $1,545
Driving At A Considerably Slow Pace +$304 $1,705
Using A Cellphone While Driving +$321 $1,722
Running A Red Light +$326 $1,727
Speeding +$343 $1,744
Driving A Vehicle Without The Required Permission +$436 $1,837
Driving With An Expired/Suspended License +$944 $2,345

Whitesboro, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,345
Active Disabling Device $1,345
Tracking Device $1,317
Passive Disabling Device $1,303