Whitesville Auto Insurance Rates, Quotes, Agents & Reviews in WV

Whitesville, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Whitesville, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Whitesville, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Whitesville, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Whitesville, WV with that of other cities in and around Whitesville.

Whitesville Van Powellton Comfort Sylvester Racine
Average Insurance Rates $1,347 $1,348 $1,376 $1,457 $1,368 $1,382

Whitesville, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Whitesville, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Whitesville $1,276 $1,078
Sylvester $1,216 $1,027
Twilight $2,577 $2,177
Van $1,541 $1,302
Boone County $1,575 $1,330
Comfort $1,435 $1,212
Racine $1,583 $1,337
Powellton $1,363 $1,151

Whitesville, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Whitesville, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,371
20 Years $1,731
30 Years $1,333
40 Years $1,283
50 Years $1,188
60 Years $1,204
70 Years $1,402

Whitesville, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Whitesville, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,344 $350
3 Vehicles $3,516 $525
4 Vehicles $4,688 $700

Savings on 2 Vehicles bundle:$350

Savings on 3 Vehicles bundle:$525

Savings on 4 Vehicles bundle:$700

Whitesville, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Whitesville, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Whitesville $1,347 $2,154
Sylvester $1,368 $2,188
Twilight $1,316 $2,104
Van $1,348 $2,156
Boone County $1,374 $2,197
Comfort $1,457 $2,330
Racine $1,382 $2,210
Powellton $1,376 $2,200

Whitesville, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,156
Excellent (740-799) $1,319
Good (670-739) $1,404
Average (580-669) $1,831
Poor (300-579) $2,197

Whitesville, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jay Huffman State Farm 8616 Maccorkle Ave, Marmet, 25315-1724 304-949-1661
Danny Conrad Gill Nationwide 139 W Dupont Ave, Belle, 25015 (304) 949-1480
Anne Underwood Allstate Smoot Ave, Danville, 25053 (304) 369-3000
Stephen Bowne Ins Allstate 3411 Short Creek Rd, Racine, 25165 (304) 837-3200
Tracy Massey-Ingram State Farm 124 4th Ave, Montgomery, 25136-2225 304-442-2424
[ L i, l, y '
Asseff Insurance Agency Erie 335 2nd Avenue Suite 200, South Charleston, 25303 None
Gary W Perry Nationwide 700 Jefferson Road, South Charleston, 25309-1639 (304) 744-4611

Whitesville, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,406
Driver's Failure In Showing Documents +$131 $1,478
Driving With An Expired Registration +$139 $1,486
Driving At A Considerably Slow Pace +$292 $1,639
Using A Cellphone While Driving +$308 $1,655
Running A Red Light +$314 $1,661
Speeding +$330 $1,677
Driving A Vehicle Without The Required Permission +$419 $1,766
Driving With An Expired/Suspended License +$908 $2,255

Whitesville, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,293
Active Disabling Device $1,293
Tracking Device $1,266
Passive Disabling Device $1,253