Whittier Auto Insurance Rates, Quotes, Agents & Reviews in CA

Whittier, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Whittier, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Top 5 Car Insurance Companies in Whittier, CA, by Market Share

The average cost of auto insurance in Whittier, CA, is $1,655. This is much lower than the cost of auto insurance in neighboring places such as La Mirada, Pico Rivera, Santa Fe Springs, Rose Hills, and West Whittier-Los Nietos. Several factors can affect the cost of auto insurance in Whittier, CA. Some of them being the rate of deductibles, age of the driver, and make and model of the car.



Using market share data for California, Zimlon has found the following auto insurance companies to be the top insurers in Whittier, CA.


State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study. One only needs to go as far as State Farm’s online faculty for an overview of the various insurance coverages they provide. The company is credited with a solid rating of A++ by A.M. Best. 


Farmers occupies a market share of 10.68% in California. The company has 3,191,341 direct premiums written, and 3,189,468 direct premiums earned. The ease of navigating the Farmers website is an added advantage. Farmers ranks a tad low on the J.D. Power Auto Insurance Study, with a score of 805/1000. A.M. Best has given Farmers an A rating for its financial strength in the markets. 


With 2,897,713 direct premiums written and 2,794,052 direct premiums earned, GEICO is a close third. The company has a market share of 9.69 % in California and enjoys an A.M. Best Rating of A++. GEICO received a score of 825/1000 by the J.D. Power Auto Insurance Study, and also received the “Better Than The Most” tag. 


Allstate has 2,687,887 direct premiums written and 2,640,022 direct premiums earned in California. Allstate occupies the fourth spot with a market share of 8.99%. The company was one of the leading insurers in the auto insurance market back in 2010. Allstate has a J.D. Power Auto Insurance score of 808/1000 and an A.M. Best Rating of A+.


AAA enjoys the “Better Than The Most” tag, alongside a J.D. Power score of 834/1000. The company occupies a market share of 8.69%. AAA offers Umbrella Liability Insurance and enjoys an A.M. Best Rating of A. It has 2,598,340 direct premiums written, and 2,470,179 direct premiums earned.


Factors that can influence the cost of car insurance in Whittier, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Whittier, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Whittier, CA with that of other cities in and around Whittier.

Whittier La Mirada Pico Rivera Santa Fe Springs West Whittier-Los Nietos Rose Hills
Average Insurance Rates $1,655 $1,664 $1,738 $1,884 $1,876 $1,956

Whittier, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Whittier, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Whittier $1,382 $1,168
South Whittier $1,373 $1,160
Santa Fe Springs $1,881 $1,589
West Whittier-Los Nietos $1,708 $1,442
East Whittier $1,970 $1,664
Rose Hills $1,614 $1,363
La Mirada $1,924 $1,625
Pico Rivera $1,028 $868

Whittier, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Whittier, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,370
20 Years $2,126
30 Years $1,638
40 Years $1,576
50 Years $1,459
60 Years $1,480
70 Years $1,722

Whittier, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Whittier, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,913 $397
3 Vehicles $4,369 $596
4 Vehicles $5,826 $794

Savings on 2 Vehicles bundle:$397

Savings on 3 Vehicles bundle:$596

Savings on 4 Vehicles bundle:$794

Whittier, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Whittier, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Whittier $1,655 $4,075
South Whittier $1,889 $4,651
Santa Fe Springs $1,884 $4,639
West Whittier-Los Nietos $1,876 $4,619
East Whittier $1,913 $4,710
Rose Hills $1,956 $4,816
La Mirada $1,664 $4,097
Pico Rivera $1,738 $4,279

Whittier, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,420
Excellent (740-799) $1,621
Good (670-739) $1,725
Average (580-669) $2,250
Poor (300-579) $2,699

Whittier, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Partner Agency Insurance Services Inc Travelers 975 W IMPERIAL HWY STE 100, BREA, 92821 714-482-9500
Drew Martin State Farm 11129 1st Ave, Whittier, 90603-3110 562-943-4343
Facepoint Insurance Services Travelers 10236 LAKEWOOD BLVD, DOWNEY, 90241 562-396-0031
John Webb State Farm 7242 Orangethorpe Ave Ste B, Buena Park, 90621-3320 714-522-1590
Mark Phillipi State Farm 1351 S Beach Blvd Ste G3, La Habra, 90631-1133 562-943-0767
Monty Phillipi State Farm 1351 S Beach Blvd Ste G3, La Habra, 90631-1133 562-943-0767
Luis C. Martinez Allstate 7427 Florence Ave, Downey, 90240 (562) 861-2297
Steven Kranz Allstate 11401 Valley Blvd Ste 200, El Monte, 91731 (626) 454-1724
Adam Libertoski Clu, Chfc State Farm 14077 E Lambert Road, Whittier, 90605-2426 562-693-8288
Larry Howell State Farm 4156 Lincoln Ave, Cypress, 90630-2400 714-821-5030
Gene Chase State Farm 1351 E Chapman Avenue, Fullerton, 92831-3955 714-871-3873

Whittier, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$73 $1,728
Driver's Failure In Showing Documents +$161 $1,816
Driving With An Expired Registration +$170 $1,825
Driving At A Considerably Slow Pace +$359 $2,014
Using A Cellphone While Driving +$379 $2,034
Running A Red Light +$386 $2,041
Speeding +$405 $2,060
Driving A Vehicle Without The Required Permission +$515 $2,170
Driving With An Expired/Suspended License +$1,115 $2,770

Whittier, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,589
Active Disabling Device $1,589
Tracking Device $1,556
Passive Disabling Device $1,539

Latest Auto Insurance Reviews in Whittier, CA | Back to Top

I would recommend because we've had uneventful experiences with Geico. Its all online and easy to do. I also think the premiums are inline with other insurance companies.
Allstate is a good company that can provide quotes online. I do not have to deal with people on the phone which is good for me since I work strange hours.
Progressive has really gone to bat for me when dealing with unresponsive mechanics or tow companies when I have had a claim. They take ownership of the whole claims process.
I like that I am able to call 24/7 and get a representative to help me out. Unfortunately, they don't have a building near me to actually go into for additional help which would be extremely wise to do.
Geicos premiums are quite reasonable compared to other car insurances that I looked at. Whether or not the insurance is full coverage or just basic liability, Geico's premiums came out on top. For that reason I would rate them as a 1.
customer service is great, they are so very helpful and they try to help you out which helps them out.
It's fine. I always get the minimum the state allows because I hate it. I only get it due to the law.
State Farm
My agents have always been pleasant and easy to reach. They explain everything in plain terms and are always a joy.
21st Century Auto Insurance
Geico has been the cheapest insurance provider that I have been able to find. I switched to them from Allstate and saved a lot of money.
21st Century Auto Insurance
I don't like that it's hard to get a hold of an adjuster or that the adjuster name and number isn't listed on an online directory, and you basically have to call 3 different people to get the correct number.
State Farm
I have been with State Farm for 25 or more years. Their premiums are fairly based and their services have been very acceptable to me to continue. The only company I find that might be better for service is Geico, but the premiums are comparable.
It is affordable and keeps me insured.