Whittier, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Whittier, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Top 5 Car Insurance Companies in Whittier, CA, by Market Share
The average cost of auto insurance in Whittier, CA, is $1,655. This is much lower than the cost of auto insurance in neighboring places such as La Mirada, Pico Rivera, Santa Fe Springs, Rose Hills, and West Whittier-Los Nietos. Several factors can affect the cost of auto insurance in Whittier, CA. Some of them being the rate of deductibles, age of the driver, and make and model of the car.
Using market share data for California, Zimlon has found the following auto insurance companies to be the top insurers in Whittier, CA.
STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study. One only needs to go as far as State Farm’s online faculty for an overview of the various insurance coverages they provide. The company is credited with a solid rating of A++ by A.M. Best.
FARMERS:
Farmers occupies a market share of 10.68% in California. The company has 3,191,341 direct premiums written, and 3,189,468 direct premiums earned. The ease of navigating the Farmers website is an added advantage. Farmers ranks a tad low on the J.D. Power Auto Insurance Study, with a score of 805/1000. A.M. Best has given Farmers an A rating for its financial strength in the markets.
GEICO:
With 2,897,713 direct premiums written and 2,794,052 direct premiums earned, GEICO is a close third. The company has a market share of 9.69 % in California and enjoys an A.M. Best Rating of A++. GEICO received a score of 825/1000 by the J.D. Power Auto Insurance Study, and also received the “Better Than The Most” tag.
ALLSTATE:
Allstate has 2,687,887 direct premiums written and 2,640,022 direct premiums earned in California. Allstate occupies the fourth spot with a market share of 8.99%. The company was one of the leading insurers in the auto insurance market back in 2010. Allstate has a J.D. Power Auto Insurance score of 808/1000 and an A.M. Best Rating of A+.
AAA:
AAA enjoys the “Better Than The Most” tag, alongside a J.D. Power score of 834/1000. The company occupies a market share of 8.69%. AAA offers Umbrella Liability Insurance and enjoys an A.M. Best Rating of A. It has 2,598,340 direct premiums written, and 2,470,179 direct premiums earned.
Factors that can influence the cost of car insurance in Whittier, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Whittier, CA Auto Insurance Rates
- Whittier, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Whittier, CA
- Multi Vehicle Insurance Savings in Whittier, CA
- How Credit Score Affects Car Insurance Rates in Whittier, CA
- How DUI Affects Auto Insurance Premiums in Whittier, CA
- Top Auto Insurance Agents Near Whittier, CA
- How Driving Violations Affect Auto Insurance Rates in Whittier, CA
- Whittier, CA Auto Insurance Discounts on Anti Theft Feature
- Whittier, CA Auto Insurance Company Reviews
Whittier, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Whittier, CA with that of other cities in and around Whittier.
| Whittier | La Mirada | Pico Rivera | Santa Fe Springs | West Whittier-Los Nietos | Rose Hills | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,655 | $1,664 | $1,738 | $1,884 | $1,876 | $1,956 |
Whittier, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Whittier, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Whittier | $1,382 | $1,168 |
| South Whittier | $1,373 | $1,160 |
| Santa Fe Springs | $1,881 | $1,589 |
| West Whittier-Los Nietos | $1,708 | $1,442 |
| East Whittier | $1,970 | $1,664 |
| Rose Hills | $1,614 | $1,363 |
| La Mirada | $1,924 | $1,625 |
| Pico Rivera | $1,028 | $868 |
Whittier, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Whittier, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,370 |
| 20 Years | $2,126 |
| 30 Years | $1,638 |
| 40 Years | $1,576 |
| 50 Years | $1,459 |
| 60 Years | $1,480 |
| 70 Years | $1,722 |
Whittier, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Whittier, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,913 | $397 |
| 3 Vehicles | $4,369 | $596 |
| 4 Vehicles | $5,826 | $794 |
Savings on 2 Vehicles bundle:$397
Savings on 3 Vehicles bundle:$596
Savings on 4 Vehicles bundle:$794
Whittier, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Whittier, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Whittier | $1,655 | $4,075 |
| South Whittier | $1,889 | $4,651 |
| Santa Fe Springs | $1,884 | $4,639 |
| West Whittier-Los Nietos | $1,876 | $4,619 |
| East Whittier | $1,913 | $4,710 |
| Rose Hills | $1,956 | $4,816 |
| La Mirada | $1,664 | $4,097 |
| Pico Rivera | $1,738 | $4,279 |
Whittier, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,420 |
| Excellent (740-799) | $1,621 |
| Good (670-739) | $1,725 |
| Average (580-669) | $2,250 |
| Poor (300-579) | $2,699 |
Whittier, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Partner Agency Insurance Services Inc | Travelers | 975 W IMPERIAL HWY STE 100, BREA, 92821 | 714-482-9500 |
| Drew Martin | State Farm | 11129 1st Ave, Whittier, 90603-3110 | 562-943-4343 |
| Facepoint Insurance Services | Travelers | 10236 LAKEWOOD BLVD, DOWNEY, 90241 | 562-396-0031 |
| John Webb | State Farm | 7242 Orangethorpe Ave Ste B, Buena Park, 90621-3320 | 714-522-1590 |
| Mark Phillipi | State Farm | 1351 S Beach Blvd Ste G3, La Habra, 90631-1133 | 562-943-0767 |
| Monty Phillipi | State Farm | 1351 S Beach Blvd Ste G3, La Habra, 90631-1133 | 562-943-0767 |
| Luis C. Martinez | Allstate | 7427 Florence Ave, Downey, 90240 | (562) 861-2297 |
| Steven Kranz | Allstate | 11401 Valley Blvd Ste 200, El Monte, 91731 | (626) 454-1724 |
| Adam Libertoski Clu, Chfc | State Farm | 14077 E Lambert Road, Whittier, 90605-2426 | 562-693-8288 |
| Larry Howell | State Farm | 4156 Lincoln Ave, Cypress, 90630-2400 | 714-821-5030 |
| Gene Chase | State Farm | 1351 E Chapman Avenue, Fullerton, 92831-3955 | 714-871-3873 |
Whittier, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$73 | $1,728 |
| Driver's Failure In Showing Documents | +$161 | $1,816 |
| Driving With An Expired Registration | +$170 | $1,825 |
| Driving At A Considerably Slow Pace | +$359 | $2,014 |
| Using A Cellphone While Driving | +$379 | $2,034 |
| Running A Red Light | +$386 | $2,041 |
| Speeding | +$405 | $2,060 |
| Driving A Vehicle Without The Required Permission | +$515 | $2,170 |
| Driving With An Expired/Suspended License | +$1,115 | $2,770 |
Whittier, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,589 |
| Active Disabling Device | $1,589 |
| Tracking Device | $1,556 |
| Passive Disabling Device | $1,539 |
Latest Auto Insurance Reviews in Whittier, CA | Back to Top
GeicoI would recommend because we've had uneventful experiences with Geico. Its all online and easy to do. I also think the premiums are inline with other insurance companies.
AllstateAllstate is a good company that can provide quotes online. I do not have to deal with people on the phone which is good for me since I work strange hours.
ProgressiveProgressive has really gone to bat for me when dealing with unresponsive mechanics or tow companies when I have had a claim. They take ownership of the whole claims process.
GeicoI like that I am able to call 24/7 and get a representative to help me out. Unfortunately, they don't have a building near me to actually go into for additional help which would be extremely wise to do.
GeicoGeicos premiums are quite reasonable compared to other car insurances that I looked at. Whether or not the insurance is full coverage or just basic liability, Geico's premiums came out on top. For that reason I would rate them as a 1.
Progressivecustomer service is great, they are so very helpful and they try to help you out which helps them out.
GeicoIt's fine. I always get the minimum the state allows because I hate it. I only get it due to the law.
State FarmMy agents have always been pleasant and easy to reach. They explain everything in plain terms and are always a joy.
21st Century Auto InsuranceGeico has been the cheapest insurance provider that I have been able to find. I switched to them from Allstate and saved a lot of money.
21st Century Auto InsuranceI don't like that it's hard to get a hold of an adjuster or that the adjuster name and number isn't listed on an online directory, and you basically have to call 3 different people to get the correct number.
State FarmI have been with State Farm for 25 or more years. Their premiums are fairly based and their services have been very acceptable to me to continue. The only company I find that might be better for service is Geico, but the premiums are comparable.
GeicoIt is affordable and keeps me insured.