Wichita Falls, TX Auto Insurance Rates
Wichita Falls, TX residents can save $450 by comparing multiple quotes & reading reviews & research on Wichita Falls car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $978 | $1120 | $1322 |
Latest Auto Insurance Reviews in Wichita Falls, Texas
Geico
THe premium is affordable but the deductible is higher than I'd prefer. I opted for a higher deductible in order to make my premium more affordable.
THe premium is affordable but the deductible is higher than I'd prefer. I opted for a higher deductible in order to make my premium more affordable.
Geico
Geico's customer service for car insurance, like their home insurance, is the best part about the company - it's quick, friendly, and helpful. I can rely on them to give me a simple, easy to understand answer.
Geico's customer service for car insurance, like their home insurance, is the best part about the company - it's quick, friendly, and helpful. I can rely on them to give me a simple, easy to understand answer.
Farm Bureau
The policy is as comprehensive as any other service provider. The minimum I have is $750, anything else I would pay out of pocket. I think that is fair, and it makes my monthly insurance rate a little cheaper as well.
The policy is as comprehensive as any other service provider. The minimum I have is $750, anything else I would pay out of pocket. I think that is fair, and it makes my monthly insurance rate a little cheaper as well.
Progressive
I know that we have decent coverage. I don't think it's any worse or much better than anywhere else. It would be nice if there were more discounts available.
I know that we have decent coverage. I don't think it's any worse or much better than anywhere else. It would be nice if there were more discounts available.
Progressive
luckily haven't had a reason to put in a claim, but their website is easy to use and clear for a lay person like me to navigate and take care of what i need to.
luckily haven't had a reason to put in a claim, but their website is easy to use and clear for a lay person like me to navigate and take care of what i need to.
Farmer's Insurance
Farmers auto insurance seems to be staffed with friendlier people than most any other car insurance company I've dealt with. Friendliness is important.
Farmers auto insurance seems to be staffed with friendlier people than most any other car insurance company I've dealt with. Friendliness is important.
Geico
I feel that Geico is more of a main stream insurance company and there are a lot of people who have it. I think that there are other insurance providers out there that are better.
I feel that Geico is more of a main stream insurance company and there are a lot of people who have it. I think that there are other insurance providers out there that are better.
State Farm
We would recommend because we had an experience with a fender bender where the other driver made up some injuries. Our company figured this out and the driver's claim was dismissed.
We would recommend because we had an experience with a fender bender where the other driver made up some injuries. Our company figured this out and the driver's claim was dismissed.
Esurance
We are very satisfied with our current policy offerings. We shopped around with several insurance companies before deciding to purchase and found that the coverage with Esurance.
We are very satisfied with our current policy offerings. We shopped around with several insurance companies before deciding to purchase and found that the coverage with Esurance.
Geico
After my experience with my hit and run late on a friday night, I was able to immediately contact a insurance representative and they assisted me in filing me a claim. They were so kind and patient in answering all my questions.
After my experience with my hit and run late on a friday night, I was able to immediately contact a insurance representative and they assisted me in filing me a claim. They were so kind and patient in answering all my questions.
State Farm
Premium of $68 a month seems to be a very low price for our 2 vehicles even with a perfect driving record. Premium did not go up after accident.
Premium of $68 a month seems to be a very low price for our 2 vehicles even with a perfect driving record. Premium did not go up after accident.
Alcott Insurance
Due to the fact it was not one of the top insurance companies, it seemed I had to jump through hoops to get documents like second driver signatures, etc.
Due to the fact it was not one of the top insurance companies, it seemed I had to jump through hoops to get documents like second driver signatures, etc.
Geico
I LOVE my insurance company. I have been with them for a year now. They have the cheapest rates around. I would rate them a 1, I am completely satisfied with them.
I LOVE my insurance company. I have been with them for a year now. They have the cheapest rates around. I would rate them a 1, I am completely satisfied with them.
Esurance
I do have 4 discounts applied to my insurance, so that's a huge plus for me. I have had 2 problems with the roadside service the only 2 times I have called for a tow. We have had the same coverage for 4yrs, and our payments have never changed. No change in our driving record or anything, still the same price.
I do have 4 discounts applied to my insurance, so that's a huge plus for me. I have had 2 problems with the roadside service the only 2 times I have called for a tow. We have had the same coverage for 4yrs, and our payments have never changed. No change in our driving record or anything, still the same price.
Horace Mann
Service is quality five star. I also like their commercials. They look for ways for you to save money.
Service is quality five star. I also like their commercials. They look for ways for you to save money.
Usaa
The only thing I dislike is that the rates keep going up every six months. To a degree this is something that impacts everyone in the automotive insurance company.
The only thing I dislike is that the rates keep going up every six months. To a degree this is something that impacts everyone in the automotive insurance company.
Farmer's Insurance
I hate Farmers. The office is 70 miles away. I can only speak to one salesperson. He is always away from his desk. Once I called and spoke to someone else and she made my rates go higher. I had to call back and ask for the same person, and he told me to never speak to anyone but him. I feel like they are doing things behind my back with my money.
I hate Farmers. The office is 70 miles away. I can only speak to one salesperson. He is always away from his desk. Once I called and spoke to someone else and she made my rates go higher. I had to call back and ask for the same person, and he told me to never speak to anyone but him. I feel like they are doing things behind my back with my money.
Geico
If you need to talk to a person, there is generally a long wait on the phone...but once you get through, the service is acceptable, and questions are answered satisfactorily.
If you need to talk to a person, there is generally a long wait on the phone...but once you get through, the service is acceptable, and questions are answered satisfactorily.
State Farm Auto Insurance, Wichita Falls, TX
$78/1 month
Car Insurance Policy Holder
- Single 22 Years old Female licensed 1 year ago with Own Chevrolet Silverado 1500 LTZ used for Business with estimated annual mileage of 12,001 - 15,000.
- bachelors degree & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Wichita Falls Car Insurance Rate Comparisons
Wichita Falls, TX's average car insurance of $1120 differs from Clay County, TX (+$1020), Dean, TX (+$700), Electra, TX (+$970) and Texas (+$425)
| Wichita Falls | Clay County, TX | Dean, TX | Electra, TX | Texas | |
| Median Insurance Rates | $1120 | +$1020 | +$700 | +$970 | +$425 |
Wichita Falls Car Insurance Savings By Neighborhood & Street Area
| Wichita Falls Driver Street Residence & Car Locations | Car Details in Wichita Falls | Wichita Falls Driver Demographics | Wichita Falls Auto Insurance Estimates | Recent Wichita Falls Insurance Savings |
|---|---|---|---|---|
| Allendale | ||||
| Bonita Ln | 2004 Cadillac DeVille Base | 37 year married man | $1603 | $463 |
| K Mart Dr | 2005 GMC Sierra 1500 SLE | 67 year senior | $1175 | $417 |
| Randel Dr | 2008 Jeep Liberty Sport | 19 year female teenager | $1730 | $975 |
| Lake Rd | 2007 Mazda 3 I | 27 year man | $1319 | $446 |
| Other Area | ||||
| Beverly Dr | 2008 Buick LaCrosse Super | 24 year woman | $1011 | $669 |
| E Inwood Dr | 2011 Ford Fusion SE | 18 year teenager | $2156 | $912 |
| Hayes St | 2010 Toyota Prius IV | 48 year married woman | $916 | $362 |
| Bacon | ||||
| Thaten Dr | 2011 Hyundai Sonata GLS PZEV | 19 year male teenager | $2409 | $777 |
| Palmetto Dr | 2014 Volkswagen Jetta S | 73 year female senior | $1113 | $772 |
| Greenridge Dr | 2012 Kia Sorento LX | 83 year male senior | $1106 | $549 |
Wichita Falls Post DUI Car Insurance Rates
| Wichita Falls | Wichita County | Pleasant Valley | Randlett, OK | Texas | |
| Median Post DUI Insurance Rate | $2083 | +$1655 | +$1320 | +$3050 | +$790 |
| Male Teenager Post DUI Insurance Rate | $4748 | +$3774 | +$3011 | +$6955 | +$1802 |
| Female Teenager Post DUI Insurance Rate | $3978 | +$3162 | +$2522 | +$5826 | +$1509 |
The Post DUI insurance in Wichita Falls, TX's is $2083 compared to Wichita County (+$1655), Pleasant Valley (+$1320), Randlett, OK (+$3050) and Texas (+$790)
In Wichita Falls, a male teenager with Post DUI pays $770 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Jeep Liberty Sport in Wichita Falls, TX would pay $3840 on auto insurance while a female teenager POST DUI would pay $3217.
Wichita Falls Car Insurance by Segment
Wichita Falls Teenagers Car Insurance Rates Comparison
9247 Wichita Falls Teenagers (8% of total population), 57% Male & 43% Female.
| Wichita Falls | Henrietta | Wichita County | Scotland | Texas | |
| All Teenagers | $2329 | +$2059 | +$1851 | +$1685 | +$884 |
| Male Teenager | $2553 | +$2257 | +$2029 | +$1847 | +$969 |
| Female Teenager | $2139 | +$1891 | +$1700 | +$1547 | +$811 |
Wichita Falls teenagers pay $2329 in insurance in contrast with Henrietta (+$2059), Wichita County (+$1851), Scotland (+$1685) and Texas (+$884). The difference between Male & Female teenagers in Wichita Falls is $414
Example
- 2007 Chevrolet Silverado 2500HD LTZ Male Teenager Insurance Rate $2423
- 2012 Lincoln MKZ Base Female Teenager Insurance Rate $2223
Wichita Falls Men & Women Car Insurance
108406 Wichita Falls Adults (100% of total population), 52% Men & 48% Women.
| Wichita Falls | Cashion Community | Wichita County | Iowa Park | Texas | |
| All Women | $1075 | +$566 | +$854 | +$9 | +$408 |
| Married Women | $1030 | +$543 | +$819 | +$9 | +$391 |
| All Men | $1444 | +$761 | +$1148 | +$13 | +$549 |
| Married Men | $1366 | +$720 | +$1086 | +$12 | +$518 |
The typical insurance rate of $1444 that Wichita Falls Men pay varies from Cashion Community (+$761), Wichita County (+$1148), Iowa Park (+$13) and Texas (+$549). In Wichita Falls, married men pay $336 more than married women.
Example
- 2013 Honda Civic Hybrid Married Men Insurance Rate $1279
- 2014 Dodge Journey R/T Married Women Insurance Rate $1305
Wichita Falls Senior Car Insurance
18465 Wichita Falls Seniors (17% of total population), 44% Senior Men & 56% Senior Women.
| Wichita Falls | Burkburnett | Wichita County | Henrietta | Texas | |
| All Seniors | $1209 | -$10 | +$961 | +$1069 | +$459 |
| Senior Men | $1265 | -$10 | +$1006 | +$1119 | +$480 |
| Senior Women | $1176 | -$10 | +$934 | +$1039 | +$446 |
Wichita Falls seniors pay $1209 in insurance compared to Burkburnett (-$10), Wichita County (+$961), Henrietta (+$1069) and Texas (+$459). In Wichita Falls, senior men pay $89 more than senior women.
Wichita Falls Car Insurance Discounts for Multiple Vehicles
Wichita Falls Population with 1 Vehicle 14166 (36% of Wichita Falls population), 2 Vehicles 15592 (40% of the Wichita Falls population) and 3 vehicles 5021 (13% of the population)
| Wichita Falls | Devol, OK | Electra | Petrolia | Texas | |
| 2 Vehicles | $2128 | +$3230 | +$1843 | +$1919 | +$808 |
| 3 Vehicles | $3248 | +$4930 | +$2813 | +$2929 | +$1233 |
| 4 Vehicles | $4368 | +$6630 | +$3783 | +$3939 | +$1658 |
Car Insurance Agents in Wichita Falls, TX
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Don Spaulding - Allstate Insurance Company | 2405 Kemp Blvd STE A Wichita Falls, TX 76309 |
| 2 | Pond Insurance Agency | 1401 Holliday St Ste 310 Wichita Falls, TX 76301 |
| 3 | Tim Short - State Farm Insurance Agent | 2608 Kemp Blvd Suite B Wichita Falls, TX 76309 |
| 4 | Tracey Denson - State Farm Insurance Agent | 4210 Kell Blvd Suite 106 Wichita Falls, TX 76309 |
| 5 | William Gunn - State Farm Insurance Agent | 1908 Elmwood Avenue North Wichita Falls, TX 76308 |
Wichita Falls Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Focus SE | $1000 | $1120 | $1620 | $1050 | $2050 | $-430 |
| Lincoln, MKS | $200 | $1150 | $1350 | $1060 | $1260 | $90 |
| Hyundai, Veloster | $400 | $1120 | $1520 | $1050 | $1450 | $70 |
| Cadillac, CTS | $700 | $1260 | $1760 | $1150 | $1850 | $-90 |
| Chevrolet, Equinox LTZ AWD | $1500 | $1120 | $1620 | $1020 | $2520 | $-900 |