Wichita, KS Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Wichita, KS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Wichita, KS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Wichita, KS Auto Insurance Rates
- Wichita, KS Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Wichita, KS
- Multi Vehicle Insurance Savings in Wichita, KS
- How Credit Score Affects Car Insurance Rates in Wichita, KS
- How DUI Affects Auto Insurance Premiums in Wichita, KS
- Top Auto Insurance Agents Near Wichita, KS
- How Driving Violations Affect Auto Insurance Rates in Wichita, KS
- Wichita, KS Auto Insurance Discounts on Anti Theft Feature
- Wichita, KS Auto Insurance Company Reviews
Wichita, KS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Wichita, KS with that of other cities in and around Wichita.
|Wichita||Minneha||Eastborough||Sedgwick County||McConnell AFB||Oaklawn-Sunview|
|Average Insurance Rates||$1,351||$1,648||$1,744||$1,484||$1,964||$1,393|
Wichita, KS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Wichita, KS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Wichita, KS Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Wichita, KS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Wichita, KS Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Wichita, KS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$405
Savings on 3 Vehicles bundle:$608
Savings on 4 Vehicles bundle:$811
Wichita, KS Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wichita, KS.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Wichita, KS Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Wichita, KS Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Robert Bunting||Farmers||12950 E 13th St N Ste 5, Wichita, 67230||(316) 733-2800|
|Les Withrow Clu||State Farm||2929 N Rock Road, Wichita, 67226-1190||316-636-1020|
|Kevin R Rathert||State Farm||2929 N Rock Rd, Wichita, 67226-1190||316-687-2700|
|Tracy Rutledge||Allstate||9415 E Harry St Ste 704, Wichita, 67207||(316) 651-5600|
|Mike Dillmon||State Farm||8815 W 13th St N Ste 120, Wichita, 67212-4072||316-722-5466|
|Don Payne||State Farm||2701 S Seneca St, Wichita, 67217-2807||316-522-4443|
|Community Insurance Inc||Travelers||214 N WACO, WICHITA, 67202||316-264-6212|
|John Schultz||State Farm||9431 E Central Ave Ste 200, Wichita, 67206-2563||316-685-0394|
Wichita, KS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$59||$1,410|
|Driver's Failure In Showing Documents||+$131||$1,482|
|Driving With An Expired Registration||+$139||$1,490|
|Driving At A Considerably Slow Pace||+$293||$1,644|
|Using A Cellphone While Driving||+$309||$1,660|
|Running A Red Light||+$315||$1,666|
|Driving A Vehicle Without The Required Permission||+$420||$1,771|
|Driving With An Expired/Suspended License||+$911||$2,262|
Wichita, KS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,297|
|Passive Disabling Device||$1,256|
Latest Auto Insurance Reviews in Wichita, KS | Back to Top
Prior to GEICO, I was insured with Progressive.The representative told me that I would have to add my girlfriend to my insurance because we lived in the same house.
I recommend it because once the car was stolen and they gave me an identical one in better condition
their customer also good they should maintain a good relationship with customers
Car insurance is good with this company. Rates are good. Service is good.
Our insurance coverage is pretty much on par with other agencies. One bonus is that with Allstate, our premium can decline in the accident free years.
I think my car insurance company is very greater then the other car insurance companies because of very good quality things.
I like that the company is fairly large and covers a considerable area. My company is very accessible and I appreciate that!
The customer service at my insurance company is phenomenal. They are always helpful when I call in.
I like the fact that if I need to file a claim, I can do it 24 hours a day. The reps are very friendly anytime I call
They could offer loyalty bonuses or incentives for long time customers. There could also be a clearer interface between the home insurance providers it collaborates with.
The only thing I can say that I don't like about State Farm is probably that the premiums seem a bit high.
My car insurance company compared to the same coverage from another is pretty good. I like that it is decently priced. It also has better than average support.
I am entirely happy with my customer support. My agent is always accessible and if not there is a customer support line.
I like just about everything sees it all just perfect to fit my needs as they are to do which is just perfect for me you know I've been searching for a long time for a company like this
I think I am receiving a lot of coverage for very little money. I compare my rate from time to time and I find that I am paying less than most companies would charge for the same coverage.