Wichita Auto Insurance Rates, Quotes, Agents & Reviews in KS

Wichita, KS Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wichita, KS, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wichita, KS are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Wichita, KS Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wichita, KS with that of other cities in and around Wichita.

Wichita Minneha Eastborough Sedgwick County McConnell AFB Oaklawn-Sunview
Average Insurance Rates $1,351 $1,648 $1,744 $1,484 $1,964 $1,393

Wichita, KS Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wichita, KS based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wichita $1,502 $1,268
Delano $2,131 $1,800
Eastborough $1,782 $1,505
Oaklawn-Sunview $2,027 $1,712
McConnell AFB $2,023 $1,709
Sedgwick County $1,718 $1,451
Minneha $1,221 $1,031
Kechi $1,999 $1,689

Wichita, KS Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wichita, KS usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,384
20 Years $1,736
30 Years $1,337
40 Years $1,286
50 Years $1,191
60 Years $1,208
70 Years $1,406

Wichita, KS Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wichita, KS can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,297 $405
3 Vehicles $3,445 $608
4 Vehicles $4,593 $811

Savings on 2 Vehicles bundle:$405

Savings on 3 Vehicles bundle:$608

Savings on 4 Vehicles bundle:$811

Wichita, KS Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wichita, KS.

Location Average Insurance Cost Post DUI Insurance Rate
Wichita $1,351 $2,252
Delano $2,069 $3,449
Eastborough $1,744 $2,907
Oaklawn-Sunview $1,393 $2,322
McConnell AFB $1,964 $3,274
Sedgwick County $1,484 $2,474
Minneha $1,648 $2,747
Kechi $1,474 $2,457

Wichita, KS Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,159
Excellent (740-799) $1,323
Good (670-739) $1,408
Average (580-669) $1,837
Poor (300-579) $2,204

Wichita, KS Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Robert Bunting Farmers 12950 E 13th St N Ste 5, Wichita, 67230 (316) 733-2800
Les Withrow Clu State Farm 2929 N Rock Road, Wichita, 67226-1190 316-636-1020
Kevin R Rathert State Farm 2929 N Rock Rd, Wichita, 67226-1190 316-687-2700
Tracy Rutledge Allstate 9415 E Harry St Ste 704, Wichita, 67207 (316) 651-5600
Mike Dillmon State Farm 8815 W 13th St N Ste 120, Wichita, 67212-4072 316-722-5466
Don Payne State Farm 2701 S Seneca St, Wichita, 67217-2807 316-522-4443
Community Insurance Inc Travelers 214 N WACO, WICHITA, 67202 316-264-6212
John Schultz State Farm 9431 E Central Ave Ste 200, Wichita, 67206-2563 316-685-0394

Wichita, KS Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,410
Driver's Failure In Showing Documents +$131 $1,482
Driving With An Expired Registration +$139 $1,490
Driving At A Considerably Slow Pace +$293 $1,644
Using A Cellphone While Driving +$309 $1,660
Running A Red Light +$315 $1,666
Speeding +$331 $1,682
Driving A Vehicle Without The Required Permission +$420 $1,771
Driving With An Expired/Suspended License +$911 $2,262

Wichita, KS Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,297
Active Disabling Device $1,297
Tracking Device $1,270
Passive Disabling Device $1,256

Latest Auto Insurance Reviews in Wichita, KS | Back to Top

Prior to GEICO, I was insured with Progressive.The representative told me that I would have to add my girlfriend to my insurance because we lived in the same house.
State Farm
I recommend it because once the car was stolen and they gave me an identical one in better condition
their customer also good they should maintain a good relationship with customers
Farmer's Insurance
Car insurance is good with this company. Rates are good. Service is good.
Our insurance coverage is pretty much on par with other agencies. One bonus is that with Allstate, our premium can decline in the accident free years.
I think my car insurance company is very greater then the other car insurance companies because of very good quality things.
I like that the company is fairly large and covers a considerable area. My company is very accessible and I appreciate that!
The customer service at my insurance company is phenomenal. They are always helpful when I call in.
I like the fact that if I need to file a claim, I can do it 24 hours a day. The reps are very friendly anytime I call
They could offer loyalty bonuses or incentives for long time customers. There could also be a clearer interface between the home insurance providers it collaborates with.
State Farm
The only thing I can say that I don't like about State Farm is probably that the premiums seem a bit high.
American Family Insurance
My car insurance company compared to the same coverage from another is pretty good. I like that it is decently priced. It also has better than average support.
State Farm
I am entirely happy with my customer support. My agent is always accessible and if not there is a customer support line.
I like just about everything sees it all just perfect to fit my needs as they are to do which is just perfect for me you know I've been searching for a long time for a company like this
I think I am receiving a lot of coverage for very little money. I compare my rate from time to time and I find that I am paying less than most companies would charge for the same coverage.