Wilcox Auto Insurance Rates, Quotes, Agents & Reviews in PA

Wilcox, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wilcox, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wilcox, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Wilcox, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wilcox, PA with that of other cities in and around Wilcox.

Wilcox Sergeant James City Kane Ridgway Jones
Average Insurance Rates $1,352 $1,369 $1,350 $1,343 $1,357 $1,371

Wilcox, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wilcox, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wilcox $1,358 $1,147
Jones $1,232 $1,041
Johnsonburg $2,070 $1,749
James City $1,414 $1,195
Kane $1,876 $1,584
Sergeant $2,726 $2,303
Ridgway $1,285 $1,086
Elk County $1,473 $1,244

Wilcox, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wilcox, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,387
20 Years $1,737
30 Years $1,338
40 Years $1,287
50 Years $1,192
60 Years $1,209
70 Years $1,407

Wilcox, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wilcox, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,325 $379
3 Vehicles $3,488 $568
4 Vehicles $4,651 $757

Savings on 2 Vehicles bundle:$379

Savings on 3 Vehicles bundle:$568

Savings on 4 Vehicles bundle:$757


Wilcox, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wilcox, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Wilcox $1,352 $2,128
Jones $1,371 $2,158
Johnsonburg $1,337 $2,105
James City $1,350 $2,125
Kane $1,343 $2,114
Sergeant $1,369 $2,155
Ridgway $1,357 $2,136
Elk County $1,378 $2,169

Wilcox, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,160
Excellent (740-799) $1,324
Good (670-739) $1,409
Average (580-669) $1,838
Poor (300-579) $2,205

Wilcox, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,411
Driver's Failure In Showing Documents +$131 $1,483
Driving With An Expired Registration +$139 $1,491
Driving At A Considerably Slow Pace +$293 $1,645
Using A Cellphone While Driving +$310 $1,662
Running A Red Light +$315 $1,667
Speeding +$331 $1,683
Driving A Vehicle Without The Required Permission +$420 $1,772
Driving With An Expired/Suspended License +$911 $2,263

Wilcox, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,298
Active Disabling Device $1,298
Tracking Device $1,271
Passive Disabling Device $1,257