Wilder Auto Insurance Rates, Quotes, Agents & Reviews in VT

Wilder, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wilder, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wilder, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Wilder, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wilder, VT with that of other cities in and around Wilder.

Wilder Norwich Lebanon Hartford North Hartland Hanover
Average Insurance Rates $1,100 $1,216 $1,177 $1,103 $1,094 $1,596

Wilder, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wilder, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wilder $1,530 $1,292
White River Junction $1,097 $927
Hartford $1,368 $1,155
Lebanon $1,211 $1,023
North Hartland $1,319 $1,114
Quechee $1,439 $1,215
Hanover $1,644 $1,389
Norwich $1,609 $1,359

Wilder, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wilder, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,569
20 Years $1,413
30 Years $1,089
40 Years $1,047
50 Years $970
60 Years $983
70 Years $1,145

Wilder, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wilder, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,936 $264
3 Vehicles $2,904 $396
4 Vehicles $3,872 $528

Savings on 2 Vehicles bundle:$264

Savings on 3 Vehicles bundle:$396

Savings on 4 Vehicles bundle:$528

Wilder, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wilder, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Wilder $1,100 $2,273
White River Junction $1,087 $2,246
Hartford $1,103 $2,279
Lebanon $1,177 $2,080
North Hartland $1,094 $2,261
Quechee $1,190 $2,459
Hanover $1,596 $2,820
Norwich $1,216 $2,513

Wilder, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $944
Excellent (740-799) $1,077
Good (670-739) $1,146
Average (580-669) $1,495
Poor (300-579) $1,794

Wilder, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Heyl State Farm 2456 Christian Street, White River Junction, 5001 802-728-6600
Poulos Ins Inc Allstate 565 Maple St, White River Junction, 5001 (802) 295-1355
Hull Maynard Hersey Ins Inc Travelers 410 WOODSTOCK ROAD EAST, WOODSTOCK, 5091 802-457-4143
Kinney Pike Insurance Agency Liberty Mutual Independent 1011 N Main St, Ste 4 , White River Junction, 5001 None

Wilder, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,148
Driver's Failure In Showing Documents +$107 $1,207
Driving With An Expired Registration +$113 $1,213
Driving At A Considerably Slow Pace +$239 $1,339
Using A Cellphone While Driving +$252 $1,352
Running A Red Light +$256 $1,356
Speeding +$270 $1,370
Driving A Vehicle Without The Required Permission +$342 $1,442
Driving With An Expired/Suspended License +$741 $1,841

Wilder, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,056
Active Disabling Device $1,056
Tracking Device $1,034
Passive Disabling Device $1,023