Williams Auto Insurance Rates, Quotes, Agents & Reviews in OR

Williams, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Williams, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Williams, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Williams, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Williams, OR with that of other cities in and around Williams.

Williams Rogue River Selma Redwood Fruitdale New Hope
Average Insurance Rates $1,485 $1,402 $1,418 $1,435 $1,544 $1,478

Williams, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Williams, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Williams $1,162 $981
New Hope $2,387 $2,016
Fruitdale $1,590 $1,343
Ruch $1,323 $1,117
Foots Creek $1,613 $1,362
Redwood $1,123 $948
Rogue River $1,130 $954
Selma $1,344 $1,135

Williams, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Williams, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,819
20 Years $1,908
30 Years $1,470
40 Years $1,414
50 Years $1,309
60 Years $1,328
70 Years $1,545

Williams, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Williams, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,525 $446
3 Vehicles $3,787 $668
4 Vehicles $5,049 $891

Savings on 2 Vehicles bundle:$446

Savings on 3 Vehicles bundle:$668

Savings on 4 Vehicles bundle:$891

Williams, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Williams, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Williams $1,485 $2,221
New Hope $1,478 $2,211
Fruitdale $1,544 $2,310
Ruch $1,470 $2,199
Foots Creek $1,488 $2,226
Redwood $1,435 $2,147
Rogue River $1,402 $2,097
Selma $1,418 $2,121

Williams, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,274
Excellent (740-799) $1,454
Good (670-739) $1,547
Average (580-669) $2,019
Poor (300-579) $2,422

Williams, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Terry Spitz Farmers 1690 Williams Hwy, Grants Pass, 97527 (541) 479-7312
Hart Insurance Agency Travelers 321 SE I ST, GRANTS PASS, 97526 541-479-5521
Blalock Insurance Travelers 213 SE H ST, GRANTS PASS, 97526 541-476-2246
Karen Townsend Allstate 822 NE E St Ste A, Grants Pass, 97526 (541) 474-2071
Consolidated Ins Group Travelers 205 FRUITDALE DR, GRANTS PASS, 97527 541-787-4035
Jeff Clark Insurance Liberty Mutual Independent 620 SW 6TH ST, GRANTS PASS, 97526 (541) 476-7715
Shane Cunningham State Farm 820 S Riverside Ave, Medford, 97501-7840 541-772-3291
Insurance Lounge Inc Liberty Mutual Independent 1221 NE 7TH ST, GRANTS PASS, 97526 541-200-2222
Michael Galante Allstate 1046 Court St, Medford, 97501 (541) 773-4530

Williams, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,550
Driver's Failure In Showing Documents +$144 $1,629
Driving With An Expired Registration +$153 $1,638
Driving At A Considerably Slow Pace +$322 $1,807
Using A Cellphone While Driving +$340 $1,825
Running A Red Light +$346 $1,831
Speeding +$364 $1,849
Driving A Vehicle Without The Required Permission +$462 $1,947
Driving With An Expired/Suspended License +$1,001 $2,486

Williams, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,426
Active Disabling Device $1,426
Tracking Device $1,396
Passive Disabling Device $1,381