Williamsport Auto Insurance Rates, Quotes, Agents & Reviews in MD

Williamsport, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Williamsport, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Williamsport, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Williamsport, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Williamsport, MD with that of other cities in and around Williamsport.

Williamsport Halfway Washington County Downsville Pinesburg St. James
Average Insurance Rates $1,317 $1,328 $1,345 $1,378 $1,328 $1,360

Williamsport, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Williamsport, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Williamsport $1,098 $927
Washington County $2,073 $1,751
Kemps Mill $1,910 $1,613
Halfway $1,368 $1,155
Pinesburg $1,419 $1,199
Downsville $1,401 $1,183
Wilson-Conococheague $1,386 $1,171
St. James $1,617 $1,366

Williamsport, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Williamsport, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,273
20 Years $1,692
30 Years $1,303
40 Years $1,254
50 Years $1,161
60 Years $1,177
70 Years $1,371

Williamsport, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Williamsport, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,265 $369
3 Vehicles $3,398 $553
4 Vehicles $4,530 $738

Savings on 2 Vehicles bundle:$369

Savings on 3 Vehicles bundle:$553

Savings on 4 Vehicles bundle:$738

Williamsport, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Williamsport, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Williamsport $1,317 $2,100
Washington County $1,345 $2,144
Kemps Mill $1,854 $2,956
Halfway $1,328 $2,117
Pinesburg $1,328 $2,117
Downsville $1,378 $2,197
Wilson-Conococheague $1,328 $2,117
St. James $1,360 $2,168

Williamsport, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,130
Excellent (740-799) $1,290
Good (670-739) $1,372
Average (580-669) $1,790
Poor (300-579) $2,148

Williamsport, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Emily Keller Farmers 120 E Oak Ridge Dr Ste 400, Hagerstown, 21740 (240) 329-4366
Cumberland Valley Insurance Inc. Erie 18537 Maugans Avenue, Hagerstown, 21742 None
Tim Panther State Farm 222 E Oak Ridge Dr Ste 1000, Hagerstown, 21740-7873 301-733-1712
Iii-Geoffrey Karlen Agency Inc Travelers 19756 LONGMEADOW RD, HAGERSTOWN, 21742 301-790-3304
Jonathan Greenberg Liberty Mutual 800 King Farm Blvd Ste 105, Rockville, 20850 1-301-881-9300
Ryan Moorhart State Farm 15805 Crabbs Branch Way, Rockville, 20855-2635 301-921-9216
Gary L. Wright Allstate 1466 S Potomac St, Hagerstown, 21740 (301) 733-4400
Donaldson & Emerson, Inc. None 229 E Main St 229 E Main St, Westminster, 21157 None
Mike Warfield State Farm Ste 112 19110 Montgomery Village Ave, Gaithersburg, 20886-3706 301-948-3661
Kent Schwab Allstate 26501 Ridge Rd, Damascus, 20872 (301) 253-1900
Bob Krabbe State Farm 196 Pa Ave, Westminster, 21157-4683 410-871-1735
Morris Insurance Srvs Inc Nationwide 725 Baltimore Blvd, Westminster, 21157-6105 (410) 857-4550

Williamsport, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,375
Driver's Failure In Showing Documents +$128 $1,445
Driving With An Expired Registration +$136 $1,453
Driving At A Considerably Slow Pace +$286 $1,603
Using A Cellphone While Driving +$302 $1,619
Running A Red Light +$307 $1,624
Speeding +$323 $1,640
Driving A Vehicle Without The Required Permission +$410 $1,727
Driving With An Expired/Suspended License +$888 $2,205

Williamsport, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,264
Active Disabling Device $1,264
Tracking Device $1,238
Passive Disabling Device $1,225