Williamstown Auto Insurance Rates, Quotes, Agents & Reviews in VT

Williamstown, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Williamstown, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Williamstown, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Williamstown, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Williamstown, VT with that of other cities in and around Williamstown.

Williamstown South Barre Websterville Graniteville Brookfield Washington
Average Insurance Rates $1,074 $1,077 $1,051 $1,048 $1,098 $1,077

Williamstown, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Williamstown, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Williamstown $2,222 $1,877
Graniteville $1,041 $880
South Barre $1,087 $918
Websterville $1,343 $1,134
East Barre $1,199 $1,013
Barre $1,827 $1,543
Washington $1,221 $1,031
Brookfield $1,306 $1,103

Williamstown, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Williamstown, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,485
20 Years $1,380
30 Years $1,063
40 Years $1,023
50 Years $947
60 Years $960
70 Years $1,118

Williamstown, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Williamstown, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,826 $322
3 Vehicles $2,739 $483
4 Vehicles $3,652 $644

Savings on 2 Vehicles bundle:$322

Savings on 3 Vehicles bundle:$483

Savings on 4 Vehicles bundle:$644

Williamstown, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Williamstown, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Williamstown $1,074 $2,219
Graniteville $1,048 $2,166
South Barre $1,077 $2,226
Websterville $1,051 $2,172
East Barre $1,079 $2,230
Barre $1,065 $2,201
Washington $1,077 $2,226
Brookfield $1,098 $2,269

Williamstown, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $921
Excellent (740-799) $1,052
Good (670-739) $1,119
Average (580-669) $1,460
Poor (300-579) $1,752

Williamstown, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jaimes L. Fewer Nationwide 3 Maple Ave, Barre, 05641-3420 (802) 476-5050
Denis Ricker & Brown Allstate 2 PIONEER ST, MONTPELIER, 5602 802-229-0563
Berg Carmolli & Kent Inc Liberty Mutual Independent 83 Washington St, Barre, 5641 None
Mayo Associates Travelers 49 Wall Street, Northfield, 5663 (802) 485-6061
Crowley Insurance Agency Liberty Mutual Independent 100 N WILLARD ST, BURLINGTON, 5401 (802) 863-3416
Berg Carmolli And Kent Inc Travelers 83 WASHINGTON ST, BARRE, 5641 802-479-1046
The Rabideau Insurance None 243 Business Rte 4, Ste 2 , Center Rutland, 5736 None
Ct Valley Ins Assoc Allstate 119 Main St, Windsor, 5089 (802) 674-2139

Williamstown, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,121
Driver's Failure In Showing Documents +$104 $1,178
Driving With An Expired Registration +$111 $1,185
Driving At A Considerably Slow Pace +$233 $1,307
Using A Cellphone While Driving +$246 $1,320
Running A Red Light +$250 $1,324
Speeding +$263 $1,337
Driving A Vehicle Without The Required Permission +$334 $1,408
Driving With An Expired/Suspended License +$724 $1,798

Williamstown, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,031
Active Disabling Device $1,031
Tracking Device $1,010
Passive Disabling Device $999