Wilmington, NC Auto Insurance Rates
Wilmington, NC residents can save $420 by comparing multiple quotes & reading reviews & research on Wilmington car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $712 | $1045 | $1453 |
Latest Auto Insurance Reviews in Wilmington, North Carolina
I reccomend this company because they have several options making them pretty flexible to work with when choosing what insurance plan you want and what you need covered.
Everything we need we have and if we wanted more we could "a la cart" it to our policy. I like that because life changes and sometimes we need more or we can drop things too if we don't need them. Very good.
I recommend my insurance company that is very helpful and very supportive for clients. They offer many options for insurance coverage and discount for movie theater and restaurants.
We have the same insurance with the same deductible. But we do have the option of changing it at anytime.
The cost of travelers for myself and my wife seems to be the best bet in our area. However I have gotten variable quotes for other providers that I have not tried at this time.
I didn't like not being able to bundle my home and auto. I suppose that's my fault, though. We have to have insurance on our house, though, so we may as well pay progressive than some hoosier uptown. You can't win them all, though, I suppose.
I think what I like most about them is their availability and their follow-up. I have never had any trouble getting hold of someone when I need them and they never fail to follow-up with me in a timely manner.
My only complaint is the difficulty getting in contact with the proper representative. For instance, different states have different call-in numbers, so you get re-routed several times.
Once or twice when I called I got someone who did not know what they were talking about and gave me fraudulent charges on my premiums, but this was resolved with some talking.
I did a lot of comparison shopping before choosing Travelers. They had the best price compared to many of the other big name insurance companies. They offered several discounts, like multi-vehicle, multi-line, good driver, etc. We even received a discount because of who my husband is employed by. I occassionally shop around and continue to find the best price with Travelers.
I like that the company is avaiable 24/7 for customer needs. That is a great convenience. And, the wait times are usually less than 5 minutes which is awesome.
- Divorced 27 Years old Female licensed 6 years ago with Financed Infiniti QX56 used for Business with estimated annual mileage of 15,001 - 20,000.
- Lawyer & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Wilmington Car Insurance Rate Comparisons
Wilmington, NC's average car insurance of $1045 differs from Skippers Corner, NC (-$165), Wrightsville Beach, NC (+$445), Silver Lake, NC (-$15) and North Carolina (+$40)
| Wilmington | Skippers Corner, NC | Wrightsville Beach, NC | Silver Lake, NC | North Carolina | |
| Median Insurance Rates | $1045 | -$165 | +$445 | -$15 | +$40 |
Wilmington Car Insurance Savings By Neighborhood & Street Area
| Wilmington Driver Street Residence & Car Locations | Car Details in Wilmington | Wilmington Driver Demographics | Wilmington Auto Insurance Estimates | Recent Wilmington Insurance Savings |
|---|---|---|---|---|
| Oakcrest | ||||
| State Rd 1411 | 2003 Buick Century Base | 16 year teenager | $2545 | $623 |
| Vann Ave | 2003 Audi A4 3.0 | 16 year female teenager | $2998 | $315 |
| Masonboro Mobile Home Park | ||||
| Bohicket Way | 2008 Ford Fusion SE | 54 year married woman | $878 | $408 |
| Masonboro Sound Rd | 2008 Mazda MAZDA3 i Touring | 82 year senior | $1200 | $715 |
| Cavalier Woods | ||||
| Vincennes Pl | 2007 Jeep Grand Cherokee Laredo | 40 year man | $1217 | $763 |
| Howe's Point Pl | 2008 Chrysler 300 LX | 69 year male senior | $1212 | $621 |
| Arrowhead | ||||
| Cape Fear Rd | 2006 Cadillac DTS \N | 40 year married man | $1603 | $902 |
| Manteo Ct | 2011 Hyundai Sonata GLS | 75 year female senior | $1298 | $541 |
| Greenbriar | ||||
| Lawther Ct | 2005 GMC Sierra 1500 SLE | 18 year male teenager | $2675 | $783 |
| Saint Andrews Dr | 2010 Toyota Prius II | 51 year woman | $928 | $427 |
Wilmington Post DUI Car Insurance Rates
| Wilmington | Skippers Corner | Harnett | Ogden | North Carolina | |
| Median Post DUI Insurance Rate | $1943 | -$307 | +$865 | +$772 | +$75 |
| Male Teenager Post DUI Insurance Rate | $5518 | -$870 | +$2457 | +$2193 | +$212 |
| Female Teenager Post DUI Insurance Rate | $4800 | -$759 | +$2135 | +$1907 | +$182 |
The Post DUI insurance in Wilmington, NC's is $1943 compared to Skippers Corner (-$307), Harnett (+$865), Ogden (+$772) and North Carolina (+$75)
In Wilmington, a male teenager with Post DUI pays $718 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion SE in Wilmington, NC would pay $5096 on auto insurance while a female teenager POST DUI would pay $4432.
Wilmington Car Insurance by Segment
Wilmington Teenagers Car Insurance Rates Comparison
8585 Wilmington Teenagers (8% of total population), 46% Male & 54% Female.
| Wilmington | Bayshore | Sea Breeze | Blue Clay Farms | North Carolina | |
| All Teenagers | $2717 | +$1209 | +$1027 | +$1079 | +$104 |
| Male Teenager | $2967 | +$1321 | +$1122 | +$1179 | +$114 |
| Female Teenager | $2581 | +$1148 | +$975 | +$1025 | +$98 |
Wilmington teenagers pay $2717 in insurance in contrast with Bayshore (+$1209), Sea Breeze (+$1027), Blue Clay Farms (+$1079) and North Carolina (+$104). The difference between Male & Female teenagers in Wilmington is $386
Example
- 2014 Volkswagen Jetta S Male Teenager Insurance Rate $2896
- 2013 Honda Civic U.S. LX Female Teenager Insurance Rate $2274
Wilmington Men & Women Car Insurance
107116 Wilmington Adults (100% of total population), 48% Men & 52% Women.
| Wilmington | Harnett | Blue Clay Farms | Skippers Corner | North Carolina | |
| All Women | $1013 | +$451 | +$403 | -$160 | +$39 |
| Married Women | $950 | +$424 | +$378 | -$150 | +$37 |
| All Men | $1421 | +$632 | +$564 | -$225 | +$54 |
| Married Men | $1400 | +$623 | +$556 | -$221 | +$53 |
The typical insurance rate of $1421 that Wilmington Men pay varies from Harnett (+$632), Blue Clay Farms (+$564), Skippers Corner (-$225) and North Carolina (+$54). In Wilmington, married men pay $450 more than married women.
Example
- 2013 Dodge Journey SXT Married Men Insurance Rate $1441
- 2006 Chevrolet Silverado K2500 Heavy Duty Married Women Insurance Rate $1303
Wilmington Senior Car Insurance
20197 Wilmington Seniors (18% of total population), 42% Senior Men & 58% Senior Women.
| Wilmington | Wrightsboro | Kings Grant | Porters Neck | North Carolina | |
| All Seniors | $1274 | +$19 | -$91 | +$495 | +$49 |
| Senior Men | $1274 | +$19 | -$91 | +$495 | +$49 |
| Senior Women | $1295 | +$19 | -$93 | +$503 | +$50 |
Wilmington seniors pay $1274 in insurance compared to Wrightsboro (+$19), Kings Grant (-$91), Porters Neck (+$495) and North Carolina (+$49). In Wilmington, senior men pay $21 less than senior women.
Wilmington Car Insurance Discounts for Multiple Vehicles
Wilmington Population with 1 Vehicle 18879 (41% of Wilmington population), 2 Vehicles 16586 (36% of the Wilmington population) and 3 vehicles 5032 (11% of the population)
| Wilmington | Kings Grant | Navassa | Murraysville | North Carolina | |
| 2 Vehicles | $1986 | -$143 | +$370 | -$390 | +$76 |
| 3 Vehicles | $3031 | -$218 | +$565 | -$595 | +$116 |
| 4 Vehicles | $4076 | -$293 | +$760 | -$800 | +$156 |
Wilmington Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honda, Accord EX | $1000 | $1130 | $1630 | $1070 | $2070 | $-440 |
| Ford, Expedition EL King Ranch | $400 | $1160 | $1560 | $1060 | $1460 | $100 |
| Nissan, 370Z | $1500 | $1130 | $1630 | $1040 | $2540 | $-910 |
| Lexus, RX 350 | $100 | $1240 | $1340 | $1140 | $1240 | $100 |
| Toyota, Prius | $300 | $1090 | $1390 | $1030 | $1330 | $60 |