Wilmington, NC Auto Insurance Rates

Wilmington, NC residents can save $420 by comparing multiple quotes & reading reviews & research on Wilmington car insurance rates, quotes, agents & coverage.

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$712 $1045 $1453

Latest Auto Insurance Reviews in Wilmington, North Carolina

State Farm
I reccomend this company because they have several options making them pretty flexible to work with when choosing what insurance plan you want and what you need covered.
Everything we need we have and if we wanted more we could "a la cart" it to our policy. I like that because life changes and sometimes we need more or we can drop things too if we don't need them. Very good.
I recommend my insurance company that is very helpful and very supportive for clients. They offer many options for insurance coverage and discount for movie theater and restaurants.
We have the same insurance with the same deductible. But we do have the option of changing it at anytime.
The cost of travelers for myself and my wife seems to be the best bet in our area. However I have gotten variable quotes for other providers that I have not tried at this time.
I didn't like not being able to bundle my home and auto. I suppose that's my fault, though. We have to have insurance on our house, though, so we may as well pay progressive than some hoosier uptown. You can't win them all, though, I suppose.
I think what I like most about them is their availability and their follow-up. I have never had any trouble getting hold of someone when I need them and they never fail to follow-up with me in a timely manner.
My only complaint is the difficulty getting in contact with the proper representative. For instance, different states have different call-in numbers, so you get re-routed several times.
American National Property And Casualty Company
Once or twice when I called I got someone who did not know what they were talking about and gave me fraudulent charges on my premiums, but this was resolved with some talking.
I did a lot of comparison shopping before choosing Travelers. They had the best price compared to many of the other big name insurance companies. They offered several discounts, like multi-vehicle, multi-line, good driver, etc. We even received a discount because of who my husband is employed by. I occassionally shop around and continue to find the best price with Travelers.
I like that the company is avaiable 24/7 for customer needs. That is a great convenience. And, the wait times are usually less than 5 minutes which is awesome.
Write Your Review | Wilmington, North Carolina Auto Insurance Analysis
Fiesta Auto Insurance, Wilmington, NC
$58/1 month
Car Insurance Policy Holder
  • Divorced 27 Years old Female licensed 6 years ago with Financed Infiniti QX56 used for Business with estimated annual mileage of 15,001 - 20,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Wilmington Car Insurance Rate Comparisons

Wilmington, NC's average car insurance of $1045 differs from Skippers Corner, NC (-$165), Wrightsville Beach, NC (+$445), Silver Lake, NC (-$15) and North Carolina (+$40)

Wilmington Skippers Corner, NC Wrightsville Beach, NC Silver Lake, NC North Carolina
Median Insurance Rates $1045 -$165 +$445 -$15 +$40

Wilmington Car Insurance Savings By Neighborhood & Street Area

Wilmington Driver Street Residence & Car Locations Car Details in Wilmington Wilmington Driver Demographics Wilmington Auto Insurance Estimates Recent Wilmington Insurance Savings
State Rd 14112003 Buick Century Base16 year teenager$2545$623
Vann Ave2003 Audi A4 3.016 year female teenager$2998$315
Masonboro Mobile Home Park
Bohicket Way2008 Ford Fusion SE54 year married woman$878$408
Masonboro Sound Rd2008 Mazda MAZDA3 i Touring82 year senior$1200$715
Cavalier Woods
Vincennes Pl2007 Jeep Grand Cherokee Laredo40 year man$1217$763
Howe's Point Pl2008 Chrysler 300 LX69 year male senior$1212$621
Cape Fear Rd2006 Cadillac DTS \N40 year married man$1603$902
Manteo Ct2011 Hyundai Sonata GLS75 year female senior$1298$541
Lawther Ct2005 GMC Sierra 1500 SLE18 year male teenager$2675$783
Saint Andrews Dr2010 Toyota Prius II51 year woman$928$427

Wilmington Post DUI Car Insurance Rates

Wilmington Skippers Corner Harnett Ogden North Carolina
Median Post DUI Insurance Rate $1943 -$307 +$865 +$772 +$75
Male Teenager Post DUI Insurance Rate $5518 -$870 +$2457 +$2193 +$212
Female Teenager Post DUI Insurance Rate $4800 -$759 +$2135 +$1907 +$182

The Post DUI insurance in Wilmington, NC's is $1943 compared to Skippers Corner (-$307), Harnett (+$865), Ogden (+$772) and North Carolina (+$75)

In Wilmington, a male teenager with Post DUI pays $718 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion SE in Wilmington, NC would pay $5096 on auto insurance while a female teenager POST DUI would pay $4432.

Wilmington Car Insurance by Segment

Wilmington Teenagers Car Insurance Rates Comparison

8585 Wilmington Teenagers (8% of total population), 46% Male & 54% Female.

Wilmington Bayshore Sea Breeze Blue Clay Farms North Carolina
All Teenagers $2717 +$1209 +$1027 +$1079 +$104
Male Teenager $2967 +$1321 +$1122 +$1179 +$114
Female Teenager $2581 +$1148 +$975 +$1025 +$98

Wilmington teenagers pay $2717 in insurance in contrast with Bayshore (+$1209), Sea Breeze (+$1027), Blue Clay Farms (+$1079) and North Carolina (+$104). The difference between Male & Female teenagers in Wilmington is $386


  • 2014 Volkswagen Jetta S Male Teenager Insurance Rate $2896
  • 2013 Honda Civic U.S. LX Female Teenager Insurance Rate $2274

Wilmington Men & Women Car Insurance

107116 Wilmington Adults (100% of total population), 48% Men & 52% Women.

Wilmington Harnett Blue Clay Farms Skippers Corner North Carolina
All Women $1013 +$451 +$403 -$160 +$39
Married Women $950 +$424 +$378 -$150 +$37
All Men $1421 +$632 +$564 -$225 +$54
Married Men $1400 +$623 +$556 -$221 +$53

The typical insurance rate of $1421 that Wilmington Men pay varies from Harnett (+$632), Blue Clay Farms (+$564), Skippers Corner (-$225) and North Carolina (+$54). In Wilmington, married men pay $450 more than married women.


  • 2013 Dodge Journey SXT Married Men Insurance Rate $1441
  • 2006 Chevrolet Silverado K2500 Heavy Duty Married Women Insurance Rate $1303

Wilmington Senior Car Insurance

20197 Wilmington Seniors (18% of total population), 42% Senior Men & 58% Senior Women.

Wilmington Wrightsboro Kings Grant Porters Neck North Carolina
All Seniors $1274 +$19 -$91 +$495 +$49
Senior Men $1274 +$19 -$91 +$495 +$49
Senior Women $1295 +$19 -$93 +$503 +$50

Wilmington seniors pay $1274 in insurance compared to Wrightsboro (+$19), Kings Grant (-$91), Porters Neck (+$495) and North Carolina (+$49). In Wilmington, senior men pay $21 less than senior women.

Wilmington Car Insurance Discounts for Multiple Vehicles

Wilmington Population with 1 Vehicle 18879 (41% of Wilmington population), 2 Vehicles 16586 (36% of the Wilmington population) and 3 vehicles 5032 (11% of the population)

Wilmington Kings Grant Navassa Murraysville North Carolina
2 Vehicles $1986 -$143 +$370 -$390 +$76
3 Vehicles $3031 -$218 +$565 -$595 +$116
4 Vehicles $4076 -$293 +$760 -$800 +$156

Wilmington Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Honda, Accord EX $1000 $1130 $1630 $1070 $2070 $-440
Ford, Expedition EL King Ranch $400 $1160 $1560 $1060 $1460 $100
Nissan, 370Z $1500 $1130 $1630 $1040 $2540 $-910
Lexus, RX 350 $100 $1240 $1340 $1140 $1240 $100
Toyota, Prius $300 $1090 $1390 $1030 $1330 $60