Wilmington Auto Insurance Rates, Quotes, Agents & Reviews in VT

Wilmington, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wilmington, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wilmington, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Wilmington, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wilmington, VT with that of other cities in and around Wilmington.

Wilmington Whitingham Dover Marlboro Searsburg Readsboro
Average Insurance Rates $1,109 $1,091 $1,106 $1,119 $1,064 $1,067

Wilmington, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wilmington, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wilmington $1,261 $1,065
Searsburg $1,173 $991
Dover $1,139 $962
Jacksonville $1,313 $1,109
Marlboro $1,770 $1,495
Whitingham $1,755 $1,482
Readsboro $1,724 $1,456
Halifax $1,683 $1,422

Wilmington, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wilmington, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,599
20 Years $1,425
30 Years $1,098
40 Years $1,056
50 Years $978
60 Years $992
70 Years $1,154

Wilmington, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wilmington, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,930 $288
3 Vehicles $2,894 $433
4 Vehicles $3,859 $577

Savings on 2 Vehicles bundle:$288

Savings on 3 Vehicles bundle:$433

Savings on 4 Vehicles bundle:$577

Wilmington, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wilmington, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Wilmington $1,109 $2,292
Searsburg $1,064 $2,199
Dover $1,106 $2,286
Jacksonville $1,090 $2,252
Marlboro $1,119 $2,312
Whitingham $1,091 $2,255
Readsboro $1,067 $2,205
Halifax $1,086 $2,244

Wilmington, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $952
Excellent (740-799) $1,086
Good (670-739) $1,156
Average (580-669) $1,508
Poor (300-579) $1,809

Wilmington, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mark Sekora State Farm 818 Main St, Bennington, 05201-2636 802-447-2227
Clark-Mortenson Agency Inc Travelers 80 FLAT ST STE 105, BRATTLEBORO, 5301 802-257-2662
Shaftsbury Insurance Agency, Inc. None 866 Route 7A, Suite A , Shaftsbury, 5262 None
Wills Agcy Inc Liberty Mutual Independent 116 SOUTH ST, BENNINGTON, 5201 (802) 442-5414
The Richards Group Liberty Mutual Independent Po Box 248 , Wilmington, 5363 None
Putnam Insurance Agency Inc Liberty Mutual Independent 91 WESTERN AVE, BRATTLEBORO, 5301 (802) 254-4414

Wilmington, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,158
Driver's Failure In Showing Documents +$108 $1,217
Driving With An Expired Registration +$114 $1,223
Driving At A Considerably Slow Pace +$241 $1,350
Using A Cellphone While Driving +$254 $1,363
Running A Red Light +$258 $1,367
Speeding +$272 $1,381
Driving A Vehicle Without The Required Permission +$345 $1,454
Driving With An Expired/Suspended License +$747 $1,856

Wilmington, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,065
Active Disabling Device $1,065
Tracking Device $1,042
Passive Disabling Device $1,031