Wilton Auto Insurance Rates, Quotes, Agents & Reviews in AL

Wilton, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wilton, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wilton, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Wilton, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wilton, AL with that of other cities in and around Wilton.

Wilton Jemison Montevallo Alabaster-Helena Piper-Coleanor Brantleyville
Average Insurance Rates $1,417 $1,424 $1,437 $1,535 $2,025 $1,354

Wilton, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wilton, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wilton $2,740 $2,314
Montevallo $1,480 $1,250
Piper-Coleanor $2,086 $1,762
Calera $1,410 $1,191
Jemison $1,467 $1,239
Brantleyville $1,850 $1,563
Alabaster $1,481 $1,251
Alabaster-Helena $1,237 $1,045

Wilton, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wilton, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,598
20 Years $1,821
30 Years $1,402
40 Years $1,349
50 Years $1,249
60 Years $1,267
70 Years $1,475

Wilton, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wilton, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,494 $340
3 Vehicles $3,741 $510
4 Vehicles $4,988 $680

Savings on 2 Vehicles bundle:$340

Savings on 3 Vehicles bundle:$510

Savings on 4 Vehicles bundle:$680

Wilton, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wilton, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Wilton $1,417 $2,512
Montevallo $1,437 $2,548
Piper-Coleanor $2,025 $3,590
Calera $1,470 $2,606
Jemison $1,424 $2,525
Brantleyville $1,354 $2,401
Alabaster $1,414 $2,507
Alabaster-Helena $1,535 $2,722

Wilton, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,216
Excellent (740-799) $1,388
Good (670-739) $1,477
Average (580-669) $1,926
Poor (300-579) $2,311

Wilton, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jami Noe State Farm 56 Marketplace Cir Ste B, Calera, 35040-8207 205-668-7677
Chad Christian Allstate 206 Bowling Ln, Pelham, 35124 (205) 444-0431
Mittie Brown Farmers 9330 Highway 119 Ste 300, Alabaster, 35007 (205) 664-1944
Joseph Harris Allstate 7895 Highway 119 Ste 11, Alabaster, 35007 (205) 685-8686
Shubert & Associates Allstate 100 CARRINGTON LN, CALERA, 35040 205-640-5892
Trammel-Harper-Williams Inc Travelers 2073 VALLEYDALE RD, BIRMINGHAM, 35244 205-988-3444
Connita Griffin Turner Allstate 1361 10th Ave Ste C, Calera, 35040 (205) 668-6351
Scott Richards Nationwide 2070 Valleydale Rd STE 4, Birmingham, 35244-2035 (205) 988-4346
Keith Scott Allstate 2008 Old Montgomery Hwy, Birmingham, 35244 (205) 365-8011
The Insurance Store Inc Travelers 521 FIRST STREET NORTH, ALABASTER, 35007 205-663-2905
Shubert Associates Allstate 135 Hayesbury Dr, Pelham, 35124 (205) 621-1770
Jay Friedman Farmers 2106 Devereux Cir Ste 200, Vestavia, 35243 (205) 834-8403

Wilton, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,479
Driver's Failure In Showing Documents +$137 $1,554
Driving With An Expired Registration +$146 $1,563
Driving At A Considerably Slow Pace +$307 $1,724
Using A Cellphone While Driving +$324 $1,741
Running A Red Light +$330 $1,747
Speeding +$347 $1,764
Driving A Vehicle Without The Required Permission +$441 $1,858
Driving With An Expired/Suspended License +$955 $2,372

Wilton, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,360
Active Disabling Device $1,360
Tracking Device $1,332
Passive Disabling Device $1,318