Winchester Car Insurance Rates, Quotes & Agents Reviews & Research in Virginia

Winchester, VA residents can save $400 by comparing multiple quotes & reading reviews & research on Winchester car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$729 $995 $1472

Winchester, VA residents can save $400 by comparing multiple quotes & reading reviews & research on Winchester car insurance rates, quotes, agents & coverage.

Latest Auto Insurance Reviews in Winchester, Virginia


Mercury
Premium and deductible are reasonable. That "save hundreds" on GEICO doesn't seem to help me. I'm very happy with the premiums and deductible on my auto at this time.
Mercury
Premium and deductible are reasonable. That "save hundreds" on GEICO doesn't seem to help me. I'm very happy with the premiums and deductible on my auto at this time.
Write Your Review | Winchester, Virginia Auto Insurance Analysis
Geico, Winchester, VA
$54/1 month
Car Insurance Policy Holder
  • Single 31 Years old Female licensed 16 years ago with Own GMC Yukon XL 1500 SLE used for Business with estimated annual mileage of 20,001+.
  • high school education & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
21st Century Insurance, Winchester, VA
$54/1 month
Car Insurance Policy Holder
  • Single 23 Years old Female licensed 4 years ago with Own Mini Cooper used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • vocational education & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Winchester, VA
$138/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own BMW, 740LI, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Winchester, VA
$591/12 months
Car Insurance Policy Holder
  • Married 58 Years old Male licensed 42 years ago with Own Honda, Pilot LX, 5 Door 4WD SUV used for Commute to Work or School with estimated annual mileage of 20,001+.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
California Casualty, Winchester, VA
$575/12 months
Car Insurance Policy Holder
  • Divorced 73 Years old Female licensed 39 years ago with Financed BMW, 335is, 2 Door Convertible used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Liberty Mutual, Winchester, VA
$849/12 months
Car Insurance Policy Holder
  • Married 24 Years old Female licensed 8 years ago with Own Volkswagen, Golf, 4 Door Hatchback used for Business with estimated annual mileage of 12,001 - 15,000.
  • High School & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Winchester, VA
$1150/12 months
Car Insurance Policy Holder
  • Married 54 Years old Female licensed 38 years ago with Financed Porsche, Panamera S, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Less than High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Progressive Insurance, Winchester, VA
$622/12 months
Car Insurance Policy Holder
  • Married 24 Years old Female licensed 8 years ago with Leased Ford, Edge Sport, 4 Door 4WD Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Bachelors, pursuing Graduate Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Winchester Car Insurance Rate Comparisons

Winchester, VA's average car insurance of $995 differs from White Post, VA (+$775), Frederick County, VA (+$405), Opequon, VA (+$425) and Virginia (+$327)

Winchester White Post, VA Frederick County, VA Opequon, VA Virginia
Median Insurance Rates $995 +$775 +$405 +$425 +$327

Winchester Car Insurance Savings By Neighborhood & Street Area

Winchester Driver Street Residence & Car Locations Car Details in Winchester Winchester Driver Demographics Winchester Auto Insurance Estimates Recent Winchester Insurance Savings
Other Area
Gibbens St2001 Cadillac Seville STS39 year woman$1044$369
Bruce St2005 Chrysler Pacifica Touring28 year married woman$803$833
Fort Collier Rd2006 Ford Fusion V6 SEL24 year man$1570$442
Watson Ave2006 Buick Rendezvous CX16 year teenager$2983$644
Chase St2012 Hyundai Sonata GLS65 year female senior$1323$673
Kernstown
Woodberry Ln2010 Mazda Mazda3 s Sport38 year married man$1316$533
Russelcroft Rd2009 Acura TSX 61 year male senior$1608$335
Cedarmeade Ave2008 Lexus GS 350 Base18 year female teenager$3420$785
Judy Dr2010 Toyota Prius I71 year senior$1391$309
Broadview St2013 Honda Civic LX16 year male teenager$3189$530

Winchester Post DUI Car Insurance Rates

Winchester Frederick County Boyce Shenandoah, WV Virginia
Median Post DUI Insurance Rate $1850 +$754 +$233 +$2818 +$608
Male Teenager Post DUI Insurance Rate $6846 +$2788 +$861 +$10427 +$2251
Female Teenager Post DUI Insurance Rate $5552 +$2260 +$697 +$8453 +$1824

The Post DUI insurance in Winchester, VA's is $1850 compared to Frederick County (+$754), Boyce (+$233), Shenandoah, WV (+$2818) and Virginia (+$608)

In Winchester, a male teenager with Post DUI pays $1294 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion V6 SEL in Winchester, VA would pay $6357 on auto insurance while a female teenager POST DUI would pay $5155.

Winchester Car Insurance by Segment

Winchester Teenagers Car Insurance Rates Comparison

1933 Winchester Teenagers (7% of total population), 57% Male & 43% Female.

Winchester Red Bud Shawneeland Boyce Virginia
All Teenagers $3283 +$1634 +$2327 +$413 +$1079
Male Teenager $3681 +$1832 +$2609 +$463 +$1210
Female Teenager $2985 +$1485 +$2115 +$375 +$981

Winchester teenagers pay $3283 in insurance in contrast with Red Bud (+$1634), Shawneeland (+$2327), Boyce (+$413) and Virginia (+$1079). The difference between Male & Female teenagers in Winchester is $696

Example

  • 2013 Volkswagen Beetle 2.5 PZEV Male Teenager Insurance Rate $3226
  • 2012 Lincoln MKZ Base Female Teenager Insurance Rate $3084

Winchester Men & Women Car Insurance

26330 Winchester Adults (100% of total population), 49% Men & 51% Women.

Winchester Boyce Frederick County Stephens City Virginia
All Women $925 +$116 +$377 +$563 +$304
Married Women $865 +$109 +$353 +$527 +$285
All Men $1691 +$213 +$689 +$1029 +$556
Married Men $1442 +$182 +$588 +$878 +$474

The typical insurance rate of $1691 that Winchester Men pay varies from Boyce (+$213), Frederick County (+$689), Stephens City (+$1029) and Virginia (+$556). In Winchester, married men pay $577 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1380
  • 2014 Jeep Wrangler Sport Married Women Insurance Rate $1193

Winchester Senior Car Insurance

4897 Winchester Seniors (18% of total population), 41% Senior Men & 59% Senior Women.

Winchester Opequon Shenandoah Shawnee Virginia
All Seniors $1542 +$659 +$736 +$535 +$507
Senior Men $1691 +$723 +$808 +$587 +$556
Senior Women $1402 +$600 +$670 +$487 +$462

Winchester seniors pay $1542 in insurance compared to Opequon (+$659), Shenandoah (+$736), Shawnee (+$535) and Virginia (+$507). In Winchester, senior men pay $289 more than senior women.

Winchester Car Insurance Discounts for Multiple Vehicles

Winchester Population with 1 Vehicle 4391 (42% of Winchester population), 2 Vehicles 3408 (33% of the Winchester population) and 3 vehicles 1375 (13% of the population)

Winchester Back Creek Frederick County Middletown Virginia
2 Vehicles $1891 +$560 +$769 +$1339 +$621
3 Vehicles $2886 +$855 +$1174 +$2044 +$948
4 Vehicles $3881 +$1150 +$1579 +$2749 +$1275

Winchester Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Subaru, Legacy 3.6R $200 $1040 $1240 $970 $1170 $70
Mazda, CX-9 Grand Touring $700 $1020 $1520 $970 $1670 $-150
Honda, Odyssey Touring $500 $1050 $1550 $980 $1480 $70
Toyota, Camry XLE $1000 $1010 $1510 $920 $1920 $-410
GMC, Yukon XL 2500 SLT $1500 $950 $1450 $900 $2400 $-950