Windham County Auto Insurance Rates, Quotes, Agents & Reviews in VT

Windham County, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Windham County, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Windham County, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Windham County, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Windham County, VT with that of other cities in and around Windham County.

Windham County Townshend Dover Brookline Newfane Dummerston
Average Insurance Rates $945 $1,096 $1,106 $1,096 $1,104 $1,102

Windham County, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Windham County, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Windham County $1,163 $982
Newfane $1,639 $1,384
Wardsboro $1,331 $1,124
Townshend $1,497 $1,264
Brookline $2,990 $2,526
Dover $1,139 $962
Dummerston $2,235 $1,888
Marlboro $1,770 $1,495

Windham County, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Windham County, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,066
20 Years $1,214
30 Years $935
40 Years $900
50 Years $833
60 Years $845
70 Years $983

Windham County, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Windham County, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,607 $284
3 Vehicles $2,410 $425
4 Vehicles $3,213 $567

Savings on 2 Vehicles bundle:$284

Savings on 3 Vehicles bundle:$425

Savings on 4 Vehicles bundle:$567


Windham County, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Windham County, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Windham County $945 $1,953
Newfane $1,104 $2,281
Wardsboro $1,075 $2,221
Townshend $1,096 $2,265
Brookline $1,096 $2,265
Dover $1,106 $2,286
Dummerston $1,102 $2,277
Marlboro $1,119 $2,312

Windham County, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $811
Excellent (740-799) $926
Good (670-739) $985
Average (580-669) $1,285
Poor (300-579) $1,541

Windham County, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
F W Putnam Insurance Agency None 91 Western Ave, Brattleboro, 5301 None
Clark-Mortenson Insurance & Financial Services None 80 Flat Street Suite 105, Brattleboro, 5301 (802) 275-4912
The Richards Group Liberty Mutual Independent 48 Harris Place, Brattleboro, 5301 (802)245-3776
Lonergan & Thomas, Inc. None 550 Main St, Bennington, 5201 None
Richards Incorporated Liberty Mutual Independent 39 THE SQ, BELLOWS FALLS, 5101 (802) 463-4533
Jennifer Sheridan Liberty Mutual 271 North Main St Suite 208, Rutland, 5701 1-802-747-0600

Windham County, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$42 $987
Driver's Failure In Showing Documents +$92 $1,037
Driving With An Expired Registration +$97 $1,042
Driving At A Considerably Slow Pace +$205 $1,150
Using A Cellphone While Driving +$216 $1,161
Running A Red Light +$220 $1,165
Speeding +$232 $1,177
Driving A Vehicle Without The Required Permission +$294 $1,239
Driving With An Expired/Suspended License +$637 $1,582

Windham County, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $907
Active Disabling Device $907
Tracking Device $888
Passive Disabling Device $879