Windsor Auto Insurance Rates, Quotes, Agents & Reviews in CO

Windsor, CO Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Windsor, CO, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Windsor, CO are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Windsor, CO Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Windsor, CO with that of other cities in and around Windsor.

Windsor Evans Garden City Greeley Pierce Timnath
Average Insurance Rates $1,821 $1,745 $1,689 $1,010 $1,734 $1,929

Windsor, CO Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Windsor, CO based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Windsor $1,739 $1,469
Severance $1,561 $1,319
Timnath $1,061 $896
Eaton $1,477 $1,248
Greeley $1,431 $1,208
Pierce $1,281 $1,082
Evans $1,266 $1,069
Garden City $2,037 $1,721

Windsor, CO Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Windsor, CO usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,909
20 Years $2,340
30 Years $1,802
40 Years $1,734
50 Years $1,606
60 Years $1,628
70 Years $1,895

Windsor, CO Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Windsor, CO can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,096 $546
3 Vehicles $4,644 $819
4 Vehicles $6,191 $1,093

Savings on 2 Vehicles bundle:$546

Savings on 3 Vehicles bundle:$819

Savings on 4 Vehicles bundle:$1,093


Windsor, CO Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Windsor, CO.

Location Average Insurance Cost Post DUI Insurance Rate
Windsor $1,821 $2,752
Severance $1,814 $2,742
Timnath $1,929 $2,916
Eaton $1,789 $2,704
Greeley $1,010 $1,527
Pierce $1,734 $2,621
Evans $1,745 $2,638
Garden City $1,689 $2,553

Windsor, CO Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,562
Excellent (740-799) $1,783
Good (670-739) $1,898
Average (580-669) $2,476
Poor (300-579) $2,970

Windsor, CO Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$80 $1,901
Driver's Failure In Showing Documents +$177 $1,998
Driving With An Expired Registration +$188 $2,009
Driving At A Considerably Slow Pace +$395 $2,216
Using A Cellphone While Driving +$417 $2,238
Running A Red Light +$424 $2,245
Speeding +$446 $2,267
Driving A Vehicle Without The Required Permission +$566 $2,387
Driving With An Expired/Suspended License +$1,227 $3,048

Windsor, CO Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,748
Active Disabling Device $1,748
Tracking Device $1,712
Passive Disabling Device $1,694

Latest Auto Insurance Reviews in Windsor, CO | Back to Top

Aaa
The AAA insurance policy for vehicles is very affordable and is not a burden like many other car insurance companies.
Aaa
The AAA insurance policy for vehicles is very affordable and is not a burden like many other car insurance companies.
The Hartford
I think the offerings are probably pretty similar to other auto insurance companys , but is nice to have someone local to deal with.
Progressive
This insurance company has many policies to choose from. A person can pick the amount of coverage depending on what kind of deductible they think they want to pay and they also offer different forms of payment such as: paying the full premium and receiving a discount, paying monthly by setting up direct payments from a bank account.