Windsor County Auto Insurance Rates, Quotes, Agents & Reviews in VT

Windsor County, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Windsor County, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Windsor County, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Windsor County, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Windsor County, VT with that of other cities in and around Windsor County.

Windsor County Bridgewater West Windsor Plymouth Woodstock Hartland
Average Insurance Rates $914 $1,110 $1,131 $1,146 $1,168 $1,094

Windsor County, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Windsor County, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Windsor County $1,118 $944
Woodstock $1,774 $1,498
Bridgewater $1,377 $1,163
Reading $1,377 $1,163
Hartland $1,242 $1,049
Plymouth $1,948 $1,645
Pomfret $2,172 $1,835
West Windsor $1,732 $1,463

Windsor County, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Windsor County, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $2,966
20 Years $1,174
30 Years $905
40 Years $870
50 Years $806
60 Years $817
70 Years $951

Windsor County, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Windsor County, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,609 $219
3 Vehicles $2,413 $329
4 Vehicles $3,217 $439

Savings on 2 Vehicles bundle:$219

Savings on 3 Vehicles bundle:$329

Savings on 4 Vehicles bundle:$439


Windsor County, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Windsor County, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Windsor County $914 $1,889
Woodstock $1,168 $2,414
Bridgewater $1,110 $2,294
Reading $1,134 $2,343
Hartland $1,094 $2,261
Plymouth $1,146 $2,368
Pomfret $1,175 $2,428
West Windsor $1,131 $2,337

Windsor County, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $784
Excellent (740-799) $895
Good (670-739) $952
Average (580-669) $1,243
Poor (300-579) $1,491

Windsor County, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$40 $954
Driver's Failure In Showing Documents +$89 $1,003
Driving With An Expired Registration +$94 $1,008
Driving At A Considerably Slow Pace +$198 $1,112
Using A Cellphone While Driving +$209 $1,123
Running A Red Light +$213 $1,127
Speeding +$224 $1,138
Driving A Vehicle Without The Required Permission +$284 $1,198
Driving With An Expired/Suspended License +$616 $1,530

Windsor County, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $877
Active Disabling Device $877
Tracking Device $859
Passive Disabling Device $850