Winter Garden, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Winter Garden, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Winter Garden, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Winter Garden, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Winter Garden, FL with that of other cities in and around Winter Garden.

	Winter Garden	Windermere	Gotha	Tildenville	Ocoee	Lake Butler
Average Insurance Rates	$1,432	$2,649	$2,494	$2,089	$1,432	$2,658

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Winter Garden, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Winter Garden, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Winter Garden	$1,855	$1,567
Tildenville	$1,071	$905
Oakland	$1,915	$1,617
Winter Garden-Ocoee	$1,266	$1,069
Ocoee	$1,353	$1,143
Windermere	$1,471	$1,242
Gotha	$1,904	$1,609
Lake Butler	$1,088	$919

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Winter Garden, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Winter Garden, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$4,647
20 Years	$1,840
30 Years	$1,417
40 Years	$1,364
50 Years	$1,263
60 Years	$1,280
70 Years	$1,490

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Winter Garden, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Winter Garden, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,463	$401
3 Vehicles	$3,695	$601
4 Vehicles	$4,926	$802

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Winter Garden, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Winter Garden, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Winter Garden	$1,432	$2,241
Tildenville	$2,089	$3,269
Oakland	$2,284	$3,575
Winter Garden-Ocoee	$2,156	$3,374
Ocoee	$1,432	$2,241
Windermere	$2,649	$4,146
Gotha	$2,494	$3,903
Lake Butler	$2,658	$4,160

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Winter Garden, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,229
Excellent (740-799)	$1,402
Good (670-739)	$1,492
Average (580-669)	$1,947
Poor (300-579)	$2,336

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Winter Garden, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Ashok Pradhan	Allstate	13848 Tilden Rd Ste 218, Winter Garden, 34787	(407) 264-0011
David T. Hicks	Allstate	5385 Conroy Rd Ste 100, Orlando, 32811	(407) 650-5070
Stan Pringle	Allstate	13848 Tilden Rd Ste 218, Winter Garden, 34787	(407) 264-0011
J. Short Insurance Agency	None	1273 Vineland Rd Ste 140 , Winter Garden, 34787	None
Blackadar Insurance Agency Inc	Liberty Mutual Independent	1436 N RONALD REAGAN BOULEVARD, LONGWOOD, 32750	407-831-3832
Crowne Group, Inc.	None	2710 Rew Circle Suite 200, Ocoee, 34761	(844) 752-3152
Shannon Till	State Farm	Winter Garden Village 3279 Daniels Road Ste 106, Winter Garden, 34787	407-656-4000
Aaa Insurance Agency	None	12340 Roper Blvd, Clermont, 34711	None

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Winter Garden, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$63	$1,495
Driver's Failure In Showing Documents	+$139	$1,571
Driving With An Expired Registration	+$147	$1,579
Driving At A Considerably Slow Pace	+$311	$1,743
Using A Cellphone While Driving	+$328	$1,760
Running A Red Light	+$334	$1,766
Speeding	+$351	$1,783
Driving A Vehicle Without The Required Permission	+$445	$1,877
Driving With An Expired/Suspended License	+$965	$2,397

Winter Garden, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,375
Active Disabling Device	$1,375
Tracking Device	$1,346
Passive Disabling Device	$1,332

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Latest Auto Insurance Reviews in Winter Garden, FL | Back to Top