Wolcott Auto Insurance Rates, Quotes, Agents & Reviews in VT

Wolcott, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wolcott, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wolcott, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Wolcott, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wolcott, VT with that of other cities in and around Wolcott.

Wolcott Greensboro Craftsbury Elmore Hyde Park Morrisville
Average Insurance Rates $1,089 $1,118 $1,076 $1,132 $1,082 $1,078

Wolcott, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wolcott, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wolcott $1,581 $1,335
Elmore $1,374 $1,161
Hardwick $1,267 $1,070
Morrisville $1,589 $1,342
Hyde Park $1,145 $967
Craftsbury $1,371 $1,158
Woodbury $1,359 $1,148
Greensboro $1,852 $1,564

Wolcott, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wolcott, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,534
20 Years $1,399
30 Years $1,078
40 Years $1,037
50 Years $960
60 Years $974
70 Years $1,133

Wolcott, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wolcott, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,917 $261
3 Vehicles $2,875 $392
4 Vehicles $3,833 $523

Savings on 2 Vehicles bundle:$261

Savings on 3 Vehicles bundle:$392

Savings on 4 Vehicles bundle:$523

Wolcott, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wolcott, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Wolcott $1,089 $2,250
Elmore $1,132 $2,339
Hardwick $1,058 $2,186
Morrisville $1,078 $2,228
Hyde Park $1,082 $2,236
Craftsbury $1,076 $2,224
Woodbury $1,096 $2,265
Greensboro $1,118 $2,310

Wolcott, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $934
Excellent (740-799) $1,067
Good (670-739) $1,135
Average (580-669) $1,480
Poor (300-579) $1,776

Wolcott, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Calderwood Insurance Agency None 132 S Main St , Hardwick, 5843 None
Hickok & Boardman Of Stowe, Inc. None 78 S Main St , Stowe, 5672 None
Morse Insurance Allstate Po Box 557, Hardwick, 5843 (802) 472-5721
Poulos Ins Inc Allstate 78 Vt Route 15 W, Morrisville, 5661 (802) 888-3143
Barsalow Insurance Agency Travelers 546 RTE 7 S, MILTON, 5468 802-893-2660
Titus Insurance Agency None 4281, Shelburne, 5482 None
Crowley Insurance Agency Liberty Mutual Independent 100 NORTH WILLARD ST, BURLINGTON, 5401 802-863-3416

Wolcott, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,137
Driver's Failure In Showing Documents +$106 $1,195
Driving With An Expired Registration +$112 $1,201
Driving At A Considerably Slow Pace +$236 $1,325
Using A Cellphone While Driving +$249 $1,338
Running A Red Light +$254 $1,343
Speeding +$267 $1,356
Driving A Vehicle Without The Required Permission +$339 $1,428
Driving With An Expired/Suspended License +$734 $1,823

Wolcott, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,045
Active Disabling Device $1,045
Tracking Device $1,024
Passive Disabling Device $1,013