Woodbridge Auto Insurance Rates, Quotes, Agents & Reviews in CA

Woodbridge, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Woodbridge, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Woodbridge, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Woodbridge, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Woodbridge, CA with that of other cities in and around Woodbridge.

Woodbridge Acampo Dogtown Herald Thornton Victor
Average Insurance Rates $1,855 $2,268 $1,910 $1,888 $1,846 $1,935

Woodbridge, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Woodbridge, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Woodbridge $1,014 $856
Acampo $2,336 $1,973
Lodi $992 $838
Collierville $1,460 $1,233
Victor $1,993 $1,683
Thornton $1,005 $849
Dogtown $1,363 $1,151
Herald $1,603 $1,354

Woodbridge, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Woodbridge, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,019
20 Years $2,383
30 Years $1,836
40 Years $1,766
50 Years $1,636
60 Years $1,658
70 Years $1,930

Woodbridge, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Woodbridge, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,154 $557
3 Vehicles $4,730 $835
4 Vehicles $6,307 $1,113

Savings on 2 Vehicles bundle:$557

Savings on 3 Vehicles bundle:$835

Savings on 4 Vehicles bundle:$1,113


Woodbridge, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Woodbridge, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Woodbridge $1,855 $4,567
Acampo $2,268 $5,584
Lodi $1,443 $3,553
Collierville $1,865 $4,592
Victor $1,935 $4,764
Thornton $1,846 $4,545
Dogtown $1,910 $4,703
Herald $1,888 $4,649

Woodbridge, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,592
Excellent (740-799) $1,817
Good (670-739) $1,933
Average (580-669) $2,522
Poor (300-579) $3,026

Woodbridge, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jorge Lombera Farmers 9240 Laguna Springs Dr Ste 101, Elk Grove, 95758 (916) 588-7719
Norman Lamarr State Farm 5030 Laguna Blvd Ste 106, Elk Grove, 95758-4149 916-689-3276
Michael Mazzei Farmers 9240 Laguna Springs Dr Ste 101, Elk Grove, 95758 (916) 588-7719
Rachel Sauseda Farmers 112 S Church St, Lodi, 95240 (209) 365-0700
Roger Vice State Farm 521 W Kettleman Ln, Lodi, 95240-6005 209-339-9953
David Israel Farmers 4815 LAGUNA PARK DR STE A, Elk Grove, 95758 (916) 395-3939
Jeff Kroll State Farm 8855 Thornton Rd Ste A, Stockton, 95209-1882 209-473-7104
Alliant Ins Services Inc Travelers 1949 W KETTLEMAN LN STE 200, LODI, 95242 209-210-6968
Dina Matteson State Farm 1440 E 2nd St Ste C, Benicia, 94510-2846 707-747-1700
Roger Fernando State Farm 2200 Camino Ramon, San Ramon, 94583-1328 925-244-1700

Woodbridge, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$82 $1,937
Driver's Failure In Showing Documents +$180 $2,035
Driving With An Expired Registration +$191 $2,046
Driving At A Considerably Slow Pace +$403 $2,258
Using A Cellphone While Driving +$425 $2,280
Running A Red Light +$432 $2,287
Speeding +$454 $2,309
Driving A Vehicle Without The Required Permission +$577 $2,432
Driving With An Expired/Suspended License +$1,250 $3,105

Woodbridge, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,781
Active Disabling Device $1,781
Tracking Device $1,744
Passive Disabling Device $1,725