Woodbury, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Woodbury, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Woodbury, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Woodbury, MN Auto Insurance Rates
- Woodbury, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Woodbury, MN
- Multi Vehicle Insurance Savings in Woodbury, MN
- How Credit Score Affects Car Insurance Rates in Woodbury, MN
- How DUI Affects Auto Insurance Premiums in Woodbury, MN
- Top Auto Insurance Agents Near Woodbury, MN
- How Driving Violations Affect Auto Insurance Rates in Woodbury, MN
- Woodbury, MN Auto Insurance Discounts on Anti Theft Feature
- Woodbury, MN Auto Insurance Company Reviews
Woodbury, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Woodbury, MN with that of other cities in and around Woodbury.
| Woodbury | Afton | Newport | Lake Elmo | South St. Paul | Landfall | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,071 | $1,459 | $1,300 | $1,437 | $1,664 | $1,186 |
Woodbury, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Woodbury, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Woodbury | $1,093 | $923 |
| Landfall | $1,345 | $1,136 |
| Newport | $1,497 | $1,264 |
| Afton | $1,949 | $1,646 |
| Lake Elmo | $1,428 | $1,206 |
| South St. Paul | $1,794 | $1,516 |
| Oakdale | $1,514 | $1,279 |
| St. Paul Park | $1,480 | $1,250 |
Woodbury, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Woodbury, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,475 |
| 20 Years | $1,376 |
| 30 Years | $1,060 |
| 40 Years | $1,020 |
| 50 Years | $944 |
| 60 Years | $958 |
| 70 Years | $1,115 |
Woodbury, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Woodbury, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,885 | $257 |
| 3 Vehicles | $2,827 | $386 |
| 4 Vehicles | $3,770 | $514 |
Savings on 2 Vehicles bundle:$257
Savings on 3 Vehicles bundle:$386
Savings on 4 Vehicles bundle:$514
Woodbury, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Woodbury, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Woodbury | $1,071 | $1,955 |
| Landfall | $1,186 | $2,165 |
| Newport | $1,300 | $2,374 |
| Afton | $1,459 | $2,664 |
| Lake Elmo | $1,437 | $2,624 |
| South St. Paul | $1,664 | $3,038 |
| Oakdale | $1,314 | $2,399 |
| St. Paul Park | $1,288 | $2,352 |
Woodbury, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $919 |
| Excellent (740-799) | $1,049 |
| Good (670-739) | $1,116 |
| Average (580-669) | $1,456 |
| Poor (300-579) | $1,747 |
Woodbury, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Duane Palmer | Farmers | 1399 Geneva Ave N Ste 206, Oakdale, 55128 | (651) 330-0108 |
| Travis Nadeau | Allstate | 700 Commerce Dr Ste 165, Woodbury, 55125 | (651) 419-0777 |
| Inver Grove Insurance Agency Inc | Travelers | 6775 CAHILL AVE E STE 204, INVER GROVE HEIGHTS, 55076 | 651-457-4537 |
| Heather Stefani | State Farm | 6445 Lake Road Ter Ste 101A, Woodbury, 55125-1495 | 651-739-1177 |
| Georgia Hancock Tsoi | Farmers | 750 S Plaza Dr Ste 100, Mendota Heights, 55120 | (651) 491-5181 |
| Prokop Ins Services Inc | Nationwide | 779 Smith Ave S, Saint Paul, 55107 | (612) 243-0100 |
| Insurance Brokers Of Mn | Travelers | 5842 BLACKSHIRE PATH STE 201, INVER GROVE HEIGHTS, 55076 | 651-731-9794 |
| Vickie Pinder | State Farm | 2211 11th Ave E Ste 150, North St Paul, 55109-5177 | 651-777-0822 |
| East Metro Insurance Agency, Llc | None | 1075 Hadley Ave N Ste 102, Oakdale, 55128 | None |
Woodbury, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$47 | $1,118 |
| Driver's Failure In Showing Documents | +$104 | $1,175 |
| Driving With An Expired Registration | +$110 | $1,181 |
| Driving At A Considerably Slow Pace | +$232 | $1,303 |
| Using A Cellphone While Driving | +$245 | $1,316 |
| Running A Red Light | +$250 | $1,321 |
| Speeding | +$262 | $1,333 |
| Driving A Vehicle Without The Required Permission | +$333 | $1,404 |
| Driving With An Expired/Suspended License | +$722 | $1,793 |
Woodbury, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,028 |
| Active Disabling Device | $1,028 |
| Tracking Device | $1,007 |
| Passive Disabling Device | $996 |
Latest Auto Insurance Reviews in Woodbury, MN | Back to Top
State FarmI had State Farm with auto insurance prior to utilizing them for home insurance. I was able to take my previous policy (from another company) to them for them to assist me in making the best decision.
AmeripriseThey are simple. Any time you need to make changes, you can just email them and they get back to you the next day.
AllstateI have been with Allstate Ins for 11 years and overall experience with them has been great.They have my Home, renters and Auto policy. Their prem and deductible ranks the best
Safeco InsuranceWe use Safeco for all our insurance needs. Home, Auto and Umbrella. Excellent customer service and really support you through the insurance process.
Safeco InsuranceWe use Safeco for all our insurance needs. Home, Auto and Umbrella. Excellent customer service and really support you through the insurance process.
ProgressiveI have standard auto insurance with progressive and they cost around the same amount as other competitors and offer good discounts. .
American Family InsuranceI like the very positive features of the policy like money back after every 5 years and at the end, I will get my full policy money back with some extra bonus.