Woodland Auto Insurance Rates, Quotes, Agents & Reviews in AL

Woodland, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Woodland, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Woodland, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Woodland, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Woodland, AL with that of other cities in and around Woodland.

Woodland Randolph County Centralhatchee Morrison Crossroads Folsom Ephesus
Average Insurance Rates $1,416 $1,408 $1,571 $1,409 $1,410 $1,617

Woodland, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Woodland, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Woodland $1,440 $1,216
Ephesus $1,447 $1,222
Graham $1,266 $1,069
Randolph County $1,915 $1,617
Morrison Crossroads $1,366 $1,154
Centralhatchee $1,460 $1,233
Folsom $2,727 $2,304
Wedowee $1,347 $1,138

Woodland, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Woodland, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,595
20 Years $1,819
30 Years $1,401
40 Years $1,348
50 Years $1,249
60 Years $1,266
70 Years $1,474

Woodland, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Woodland, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,464 $368
3 Vehicles $3,696 $552
4 Vehicles $4,928 $736

Savings on 2 Vehicles bundle:$368

Savings on 3 Vehicles bundle:$552

Savings on 4 Vehicles bundle:$736

Woodland, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Woodland, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Woodland $1,416 $2,511
Ephesus $1,617 $2,956
Graham $1,229 $2,179
Randolph County $1,408 $2,496
Morrison Crossroads $1,409 $2,498
Centralhatchee $1,571 $2,872
Folsom $1,410 $2,500
Wedowee $1,443 $2,558

Woodland, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,215
Excellent (740-799) $1,387
Good (670-739) $1,475
Average (580-669) $1,925
Poor (300-579) $2,310

Woodland, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Laraine Anglin Farmers 3355 Highway 431 Ste 12, Roanoke, 36274 (334) 863-7522
Ken Seiffert Jr. State Farm 341 Main St, Roanoke, 36274-1435 334-863-2610
Larry Currie State Farm 425 East 10th Street, Anniston, 36207-4789 256-237-5911
Talladega Insurance Agency Travelers 109 N Spring St, Talladega, 35160 None
Cory Bline Allstate 141 Magnolia St, Lincoln, 35096 (205) 763-2006
The Parnell Insurance Agency Liberty Mutual Independent 400 Snow St, Oxford, 36203 (256) 770-7511
West Insurance Agency Inc Liberty Mutual Independent 1211 HAMRIC DR W, OXFORD, 36203 (256) 831-0205
Mark Lee Insurance Agency Inc. Nationwide 320 Snow St STE A, Oxford, 36203 (256) 831-8691
Tri County Insurance Travelers 3164 HWY 431 STE 5, ROANOKE, 36274 334-863-2206
Doug Camp State Farm 719b Battle St E, Talladega, 35160-2546 256-362-4930
Rex Griffin State Farm 212 Battle St E, Talladega, 35160-2420 256-362-2878

Woodland, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,478
Driver's Failure In Showing Documents +$137 $1,553
Driving With An Expired Registration +$146 $1,562
Driving At A Considerably Slow Pace +$307 $1,723
Using A Cellphone While Driving +$324 $1,740
Running A Red Light +$330 $1,746
Speeding +$347 $1,763
Driving A Vehicle Without The Required Permission +$440 $1,856
Driving With An Expired/Suspended License +$954 $2,370

Woodland, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,359
Active Disabling Device $1,359
Tracking Device $1,331
Passive Disabling Device $1,317