Woodmore Auto Insurance Rates, Quotes, Agents & Reviews in MD

Woodmore, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Woodmore, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Woodmore, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Woodmore, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Woodmore, MD with that of other cities in and around Woodmore.

Woodmore Springdale Mitchellville Fairwood Lake Arbor Bowie
Average Insurance Rates $1,444 $1,393 $1,399 $1,463 $1,386 $1,321

Woodmore, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Woodmore, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Woodmore $1,557 $1,315
Mitchellville $1,297 $1,095
Fairwood $1,387 $1,172
Kettering $985 $832
Lake Arbor $1,284 $1,085
Bowie $1,438 $1,215
Springdale $1,747 $1,476
Queen Anne $1,597 $1,349

Woodmore, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Woodmore, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,686
20 Years $1,855
30 Years $1,429
40 Years $1,375
50 Years $1,273
60 Years $1,291
70 Years $1,503

Woodmore, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Woodmore, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,455 $433
3 Vehicles $3,682 $650
4 Vehicles $4,910 $866

Savings on 2 Vehicles bundle:$433

Savings on 3 Vehicles bundle:$650

Savings on 4 Vehicles bundle:$866


Woodmore, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Woodmore, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Woodmore $1,444 $2,302
Mitchellville $1,399 $2,231
Fairwood $1,463 $2,333
Kettering $1,373 $2,189
Lake Arbor $1,386 $2,210
Bowie $1,321 $2,106
Springdale $1,393 $2,221
Queen Anne $1,451 $2,313

Woodmore, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,239
Excellent (740-799) $1,414
Good (670-739) $1,505
Average (580-669) $1,963
Poor (300-579) $2,355

Woodmore, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,508
Driver's Failure In Showing Documents +$140 $1,584
Driving With An Expired Registration +$149 $1,593
Driving At A Considerably Slow Pace +$313 $1,757
Using A Cellphone While Driving +$331 $1,775
Running A Red Light +$336 $1,780
Speeding +$354 $1,798
Driving A Vehicle Without The Required Permission +$449 $1,893
Driving With An Expired/Suspended License +$973 $2,417

Woodmore, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,386
Active Disabling Device $1,386
Tracking Device $1,357
Passive Disabling Device $1,343