Woodridge, IL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Woodridge, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Woodridge, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Woodridge, IL Auto Insurance Rates
- Woodridge, IL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Woodridge, IL
- Multi Vehicle Insurance Savings in Woodridge, IL
- How Credit Score Affects Car Insurance Rates in Woodridge, IL
- How DUI Affects Auto Insurance Premiums in Woodridge, IL
- Top Auto Insurance Agents Near Woodridge, IL
- How Driving Violations Affect Auto Insurance Rates in Woodridge, IL
- Woodridge, IL Auto Insurance Discounts on Anti Theft Feature
- Woodridge, IL Auto Insurance Company Reviews
Woodridge, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Woodridge, IL with that of other cities in and around Woodridge.
| Woodridge | Downers Grove | Darien | Du Page | Willowbrook | Bolingbrook | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,010 | $995 | $1,352 | $1,273 | $1,286 | $1,155 |
Woodridge, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Woodridge, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Woodridge | $2,332 | $1,970 |
| Darien | $1,022 | $863 |
| Downers Grove | $1,283 | $1,084 |
| Lisle | $1,011 | $854 |
| Du Page | $1,445 | $1,221 |
| Bolingbrook | $1,453 | $1,228 |
| Willowbrook | $1,826 | $1,543 |
| Westmont | $1,324 | $1,118 |
Woodridge, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Woodridge, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,277 |
| 20 Years | $1,298 |
| 30 Years | $1,000 |
| 40 Years | $962 |
| 50 Years | $891 |
| 60 Years | $903 |
| 70 Years | $1,051 |
Woodridge, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Woodridge, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,778 | $242 |
| 3 Vehicles | $2,666 | $364 |
| 4 Vehicles | $3,555 | $485 |
Savings on 2 Vehicles bundle:$242
Savings on 3 Vehicles bundle:$364
Savings on 4 Vehicles bundle:$485
Woodridge, IL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Woodridge, IL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Woodridge | $1,010 | $1,640 |
| Darien | $1,352 | $2,195 |
| Downers Grove | $995 | $1,615 |
| Lisle | $977 | $1,586 |
| Du Page | $1,273 | $2,067 |
| Bolingbrook | $1,155 | $1,875 |
| Willowbrook | $1,286 | $2,088 |
| Westmont | $1,336 | $2,169 |
Woodridge, IL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $867 |
| Excellent (740-799) | $989 |
| Good (670-739) | $1,052 |
| Average (580-669) | $1,373 |
| Poor (300-579) | $1,647 |
Woodridge, IL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Willow Tree Insurance Group Inc. | Erie | 633 Rogers St Ste 101 , Downers Grove, 60515 | None |
| Raj M Bagewadi | Allstate | 330 E Roosevelt Rd Ste 150, Lombard, 60148 | (630) 629-1900 |
| Beil & Stromberg Insurance Agency, Inc. | None | 1011 Curtiss St , Downers Grove, 60515 | None |
| Laura Deppert | State Farm | 6655 Main St Ste 202, Downers Grove, 60516-2824 | 630-969-7989 |
| Mc Bride Insurance Agency Ltd | Liberty Mutual Independent | 489 TAFT AVE STE 203, GLEN ELLYN, 60137 | (630) 790-1040 |
| Insurance World Agency Inc | Travelers | 100 E OGDEN AVE STE 203, WESTMONT, 60559 | 630-654-6067 |
| Pat Casey | State Farm | 6815 W Irvg Park Rd, Chicago, 60634-2305 | 773-202-1222 |
| Laszlo Balla | Farmers | 414 Plaza Dr Ste 101, Westmont, 60559 | (630) 209-3929 |
| Karen Butterfield | State Farm | 200 E Chicago Ave Ste 101, Westmont, 60559-1756 | 630-655-1600 |
Woodridge, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$44 | $1,054 |
| Driver's Failure In Showing Documents | +$98 | $1,108 |
| Driving With An Expired Registration | +$104 | $1,114 |
| Driving At A Considerably Slow Pace | +$219 | $1,229 |
| Using A Cellphone While Driving | +$231 | $1,241 |
| Running A Red Light | +$235 | $1,245 |
| Speeding | +$247 | $1,257 |
| Driving A Vehicle Without The Required Permission | +$314 | $1,324 |
| Driving With An Expired/Suspended License | +$681 | $1,691 |
Woodridge, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $970 |
| Active Disabling Device | $970 |
| Tracking Device | $949 |
| Passive Disabling Device | $939 |
Latest Auto Insurance Reviews in Woodridge, IL | Back to Top
State FarmI recommend because it is affordable and made my wreck easier to deal with.
State FarmThe premiums are usually raised in bulk for a given region, not individually, and insurance companies can only submit rate increases once per year.
ProgressiveI think progressive offers a ton of policy offerings that stack up to other companies. Tons of different options, policies, prices, and all kinds of things that make progressive a no brainer
West Bend Mutual InsuranceWest Bend Mutual offers a full range of insurance products including the ability to "bundle".We have used many different types of their policies throughout all these changes.
State FarmI chose the higher deductibles to save on my monthly premiums. Combined with 4 service discount, my savings is substantial. I am satisfied with my premiums. I only wish they offered usage premiums for one of my cars.
State FarmI chose the higher deductibles to save on my monthly premiums. Combined with 4 service discount, my savings is substantial. I am satisfied with my premiums. I only wish they offered usage premiums for one of my cars.